> Privileged Choice® with Stable Premium Option > 1% Benefit Increase Option As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Michigan has now allowed the following increases: Michigan AARP Product Series Increase Percentage Privileged Choice 20.9% This rate increase applies to AARP policies only. Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin January
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In-Force Rate Action Announcement: Kansas (PCS I, PCS II, Choice 1)
As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Kansas has now allowed the following increases: Kansas Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods PCS I 55% 72% PCS II 55% 72% Choice 1 55% 72% Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin January
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Important: CSG Actuarial Scheduled Maintenance
SCHEDULED MAINTENANCE, SERVICE TEMPORARILY UNAVAILABLE CSG Actuarial’s software systems and websites are scheduled to undergo maintenance on: Friday, January 17 at 5:00 P.M. CST — Saturday, January 18 at 12:00 P.M. CST Please plan around this scheduled maintenance time as you will not be able to access any of the software systems. Notifications will be posted on CSG Actuarial’s software systems and websites to notify users of the scheduled maintenance. Please share this information with any other users you have. This system maintenance will allow us to continue improving the software and services we provide. If you have additional questions,
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Kemper Senior Solutions Product Discontinuation Announcement
12/18/2019 This announcement is to officially notify producers that after thoughtful review and consideration, Kemper has made the decision to discontinue new business sales within the Kemper Senior Solutions market segment. Our desire is to invest our resources more aggressively into our exclusive agent market as well as our worksite business, Kemper Benefits. Be assured, all existing in-force business will continue to receive the same high standard of service they have come to expect. This change will take effect January 1, 2020, for Life products. All applications for Life products received prior to December 31, 2019, with effective dates on
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Enhancements to SureBridge University
Enhancements to SureBridge University In an ongoing effort to enhance your training experience, we have made enhancements to SureBridge University. In the SureBridge University link found on the Broker Portal, we added several PowerPoints for the trainings in the “Sales Tool Training” program and “Product Training – Individual Product Courses” program found in your Learning Library. These PowerPoint trainings are now available for agents to download. Additionally, a Voice Enrollment with Voice Signature training was posted to assist agents who may need help with that process. Questions? Contact SureBridge Producer Support by calling 888-797-4447, or by emailing: AgentCommunications@SureBridgeInsurance.com.
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Union Security Rate Adjustment – Wisconsin
Medicare Supplement Rate Adjustment in Wisconsin The following rate adjustments are effective March 1, 2020 for new and in-force business in Wisconsin: WI Base Plan All Ages: 5.0% WI Part A Ded Rider All Ages: 5.0% WI Part B Ded Rider All Ages: 1.1% WI Part B Excess Rider All Ages: 5.0% WI Foreign Travel Rider All Ages: 5.0% WI Home Health Rider All Ages: 5.0% WI Part B Coins/Copay Rider All Ages: 5.0% Applications signed on or before January 31, 2020 will receive the current rates. Application signed on February 1, 2020, or later, will receive the new 3-1-20
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NGL launching new LTC sales team
NGL has exciting plans for our long term care product in 2020, including enhancing our technology offerings, building and implementing robust sales and marketing plans and growing the business. New this year we have an experienced NGL team in place who are dedicated to long term care sales and marketing. If you haven’t already heard from them, Joe, Lori or Lawrence will be reaching out to you in the upcoming weeks to learn how we can best offer training and application materials, guides, etc. to make selling NGL’s EssentialLTC long term care product easier for you. Joe has more than
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Updated Personal Worksheets for Montana and North Dakota
Effective January 1st, 2020, the Montana and North Dakota paper and e-app personal worksheets have been updated. MT LTC13: M119106_MT (Potential Premium Increase form) replaces M28370 M28385_MT (MT LTC13 Outline of Coverage form) updated, same form number ND LTC13: M119106 (Potential Premium Increase form) replaces M28370 Old forms will not be accepted after January 31st, 2020. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Updated Personal Worksheets for Montana and North Dakota #goldencareagent #mutualofomaha
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GUL Express Illustrations
Last February we announced we no longer require illustrations on most Guaranteed Universal Life Express policies. This allows you to simply use our mobile quoting app to quote GUL Express and submit the application. As a reminder, below is when an illustration is required. No Illustration Required Policies with no-cost riders using monthly or annual payments. Illustration Required Policies with cost riders and making payments using anything other than monthly or annual payments. Policies with any payment structure other than guaranteed term periods offered on the mobile quoting tool (age 80, 85, 90, 100, 120), such as short pay and
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NEW IUL Express Producer Training Video
Our new IUL Express producer training video provides you with everything you need to know about our newest simplified issue product, including the product features, who the target market is, how the indexing options work, the additional options available and more. Watch the Producer Training Video now > > Then, when you’re ready to sell, use the IUL Express process training video to learn how to illustrate the product and complete the application. Watch the Process Training Video now > > And, we even have a video that you can share with your clients to help you explain
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