Medicare Supplement: Upcoming Rate Adjustment- KY and NM Review upcoming rate adjustment for the states of Kentucky and New Mexico. Sales Support Assistance During AEP Our Sales Support Team is here to assist you in climbing to the top, during the Annual Enrollment Period. Dental: Dental Rate Adjustment and Multi-Policy Discount Effective 11/1/20 our dental products in DE, FL, KS and VT will have a 10% rate reduction on our DNT5 product and 15% multi-policy discount when either DNT2 or DNT5 is written with our Med supp policy! Just one more reason to smile! Dental Insurance Product Release-Virginia
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Updated Consumer Highlights Flyer
Who is Thrivent? New Thrivent Highlights Piece A new consumer-approved flyer is now available showing Thrivent’s financial strength, legacy of generosity and ratings. Featuring revised 2020 data on: Assets under management and total surplus Millions of volunteer hours, and funds raised by Thrivent, clients and supporters Fortune 500 ranking and AM Best Rating Download Now #goldencareagent #thrivent #ltc
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AG 49-A illustration changes effective November 21, 2020
Illustration Regulation AG 49-A The National Association of Insurance Commissioners (NAIC) has made enhancements to Actuarial Guideline 49 (now referred to as AG 49-A). All carriers are required to comply with these new indexed universal life (IUL) illustration regulations by December 14, 2020. The following are Securian Financial’s transition details and deadlines: Products impacted: Eclipse Accumulator IUL Eclipse Protector II IUL Eclipse Survivor II IUL Eclipse IUL-NY Important dates: Friday, November 20, 2020 — Illustrations based on the old AG 49 guidelines will no longer be available after this date. Saturday, November 21, 2020 noon – Central Time — Updated,
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Mutual of Omaha Medicare Advantage Plans
From the Desk of Tess Grace I am writing today with important information about Mutual of Omaha’s Medicare Advantage Plans. Mutual of Omaha has made the difficult decision to leave the Medicare Advantage market. We will not offer our CareAdvantage Medicare Advantage plans for the 2021 plan year. Our current plans will end on Dec. 31, 2020. Mutual of Omaha is notifying all current plan members and providing detailed information regarding Medicare options and deadlines. As the Medicare Open Enrollment period approaches, please know that Mutual of Omaha remains committed to the senior health market. We continue to offer excellent
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LTC Rate Refresh Transition Rule Best Practices
Recently, you should have received our communication outlining the transition rules, implementation dates and benefit option changes to the MutualCare® Solutions Portfolio for the states of Kansas, Maryland, Massachusetts, Pennsylvania and Wisconsin. I want to reinforce how important it is to take note of our transition rules as they were outlined: Old applications signed after October 31, 2020, will not be accepted Old applications signed by October 31st but received by Mutual of Omaha after November 13, 2020 will not be accepted In both scenarios, new applications would be required, and new rates and benefits options would apply. No exceptions
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Humana Achieve Q4 Medicare Supplement Agent Incentive
Producers can earn up to $300 per issued Humana Achieve Medicare Supplement policy depending on the underwritten mix with the Humana Achieve Underwritten Business Bonus. Pays on all policies on the following payout schedule 40%-49% Underwritten ⇒ $50 per issued policy 50%-59% Underwritten ⇒ $100 per issued policy 60%-69% Underwritten ⇒ $200 per issued policy 70% + Underwritten ⇒ $300 per issued policy Qualify with just three approved applications — regardless of underwriting class. Valid October, November and December 2020. Humana Achieve Q4 Medicare Supplement Agent Incentive #goldencareagent #medicare #aep
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Start Using the LTC e-Application Today!
Time is money. Save both by completing and submitting long-term care insurance applications online. The e-App is fast and convenient. Best of all, it ensures everything is complete in its entirety before the application is submitted. That helps to eliminate unnecessary delays so policies can be issued quickly. Still haven’t tried it? Here are the tools to get you started: > LTC e-App Quick Start Guide > LTC e-App Training Video > LTC e-App FAQ Try the e-App on your next sale and you may never go back to paper. To access the LTC e-App now, click here (login required).
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When Your Final Expense Clients Need a Little More Death Benefit
A final expense product is a great solution for clients who are looking to cover their funeral expenses, as well as other end-of-life expenses their families could incur. For clients who need a little more death benefit than a final expense policy typically allows, you may want to consider Indexed Universal Life Express as an alternative. IUL Express offers higher face amounts, which will allow your clients to be better prepared for the end-of-life expenses their loved ones may incur. Learn more in the IUL Express as an Alternative When Clients Need More Death Benefit than a Final Expense Policy
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Life Changes – Can Your Clients’ Life Insurance Policies Adapt?
Your clients’ lives are full of changes. And with retirement looming, there may be even more. Our Change of Situation brochure shows clients how an Income Advantage IUL policy can help clients plan ahead for retirement while remaining flexible enough to accommodate life’s changes. These changes include: Changing Products Changing Situations Changing Market Environments The brochure also explains how the Guaranteed Refund Option Rider and Accumulation Values work. Plus, it provides three client case studies demonstrating how an IUL policy can help weather life’s changes – whether life goes as planned, whether a new, better product comes along or whether
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IUL Desktop Illustration Software Discontinuation
As a reminder, our Income Advantage IUL, Life Protection Advantage IUL and IUL Express products will no longer be available on WinFlex Desktop after October 31, 2020. Beginning November 1, you MUST use WinFlex Web to illustrate our IUL products. The remainder of our life and health products will remain available on WinFlex Web through the end of the year. If you are still using the Desktop software to illustrate our life and health insurance products, we encourage you to transition to the WinFlex Web platform as soon as possible. To sign up for WinFlex Web: Go to winflexweb.com and
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