The LTC Download: Q3 2022

  Welcome back to The Download LTC, your quarterly e-newsletter! Check out the latest LTC news below. LTC Awareness Month is Coming Soon As the lion is fearless, so should your confidence in our long-term care insurance portfolio. We have a great lineup of materials heading your way for LTCi Awareness Month! Get more details, including a full event schedule.   The Double-Click Register now for our Long-Term Care Awareness Month Claims Webinar for a chance to win some Mutual of Omaha Wild Kingdom swag! We will be announcing 5 lucky winners at the end of the call. Register Now
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC Pricing & Claims Data

From the Desk of Amanda Blackburn I have received questions over the last few years about the price of LTC for men vs women and wanted to share some context around the topic. In the past, long term care insurance companies used unisex pricing, meaning males and females paid the same price for long-term care coverage. Due to the projected claims data, carriers including Mutual of Omaha moved to gender pricing. According to the U.S. Department of Health and Human Services, most people turning age 65 will need long-term care services at some point in their lives. Our claims data
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We Know That There Are Risks That Come With Waiting

A consequence of waiting to purchase life insurance that clients may not be aware of is the impact waiting could have on the amount of income they can take from their policy down the road. Waiting even just a few years could change the income potential by thousands of dollars a year. Read our sales idea for a better understanding of just how much of an impact this could make on clients policy.   We Know That There Are Risks That Come With Waiting   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Living Promise: Ease the Financial Burden

Living Promise Whole Life Insurance can help protect your clients’ families from the strain of final expenses. So help your clients plan now so they can relax and focus on what matters most. To learn more about our final expense product check out our Living Promise Whole Life Client Brochure.   Living Promise: Ease the Financial Burden   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

GoldenCare Live Webinar Schedule

GoldenCare’s Live Webinar Schedule Click on the webinar of your choice below to register for an event! Click Here for our full LTC Awareness Webinar Schedule including almost FIFTY webinars.   Topics include EssentialLTC from National Guardian Life Packaging STC with Life Plan Choices and Design Tool Demos Start the Conversation Overcoming Objections Super Sticky Situations Agent Question/Answer Session! and much more!   Get the answers to the most common product, tools and selling questions in a easy to understand short video. OmniFlex Fast Facts Short-Term Care Fast Facts GoldenCare’s Fast Facts Library of Pre-Recorded Training       Questions or help
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Categories: Current, GoldenCare News, Guarantee Trust Life, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Don’t Miss Out — Med Supp & Dental Marketing Credits

Important Reminder You have until September 30, 2022, to request reimbursement for your Medicare supplement marketing credits earned from October 1, 2021, to July 31, 2022. Due to the high volume of requests received during this time period, please expect longer processing times, 2-3 weeks to receive payment. We apologize for any inconvenience. Check your balance today on Sales Professional Access (SPA) at www.mutualofomaha.com/broker (Sales & Marketing – Rewards – Medicare Supplement Marketing Credits) and see if you have marketing credits to spend for leads, electronic devices, and other items that help build your business. The current balance shown reflects
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Life Insurance Awareness Month is Coming to An End

Although Life Insurance Awareness Month is coming to an end, that doesn’t mean the need to talk about life insurance solutions with clients goes away. September serves as a great opportunity to highlight the need more so than in other months, and we encourage you to continue having these conversations. Life Insurance serves as an extremely important piece of an overall financial strategy that clients entrust you with implementing. There’s no time like the present to make sure clients and their loves ones are protected today. And we have various marketing tools and information available to help ensure you always
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Get to Know the Mutual Income Solutions Optional Benefits

Mutual of Omaha’s Mutual Income Solutions product is built to fit the needs of all your clients. Through the product’s option benefits available, you can customize the product to build a solution as unique as your client. Review the optional benefits in this two-part sales training video series: Mutual Income Solutions Optional Riders – Part 1: Mutual Income Solutions Optional Riders – Part 2:   More information can be found on mutualincomesolutions.com.   Get to Know the Mutual Income Solutions Optional Benefits   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Time is Running Out! There is still time to earn an Amazon Gift Card with our Summer Sizzle incentive program!   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Prescription Drug Plans: Pre-Order 2023 PDP Enrollment Kit Now 2023 PDP enrollment packages can be ordered beginning September 14, 2022.   The One-Company Advantage Be prepared to talk with your Medicare clients about prescription drug coverage.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective December 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective December 1, 2022.* * The state of Virginia requires a 75-day notification period for all policyholders. Therefore, the effective date for the affected VA policies indicated below will be January 1, 2023. Impacted Policy Forms Impacted States LTC04G Alabama, Tennessee LTC04I Alabama, Pennsylvania, Tennessee, and South Carolina LTC04I7 Alabama, Pennsylvania, Tennessee, and South Carolina LTC09M Alabama, Pennsylvania, Tennessee, and South Carolina
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).