“Big, big changes’ coming to nursing home regulation thanks to pandemic’s destruction, Grabowski says”

  “‘Big, big changes’ coming to nursing home regulation thanks to pandemic’s destruction, Grabowski says,” by Liza Berger, McKnight’s LTC News   Quote: “One of the biggest problems the pandemic has revealed is the lack of investment in staff, from poor pay to lack of personal protective equipment and testing, he said. Nursing homes need to provide hazard pay, a living wage and non-punitive sick leave to staff, among other benefits. He noted that the death count among staff has surpassed that of logging workers and commercial fishermen — the two most dangerous professions in the United States before the
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Categories: Clippings and Industry News.

“28% Growth in Medicare Advantage Plans Led By Senior Housing and Care Providers”

  “28% Growth in Medicare Advantage Plans Led By Senior Housing and Care Providers,” by Tim Mullaney, Senior Housing News   Quote: “An increasing number of senior living and care providers are launching Medicare Advantage (MA) plans, pursuing potential clinical and financial benefits despite new challenges posed by Covid-19. In 2020, 76 Medicare Advantage special needs plans (SNPs) were directly owned by senior housing and care providers, including skilled nursing and assisted living companies. For plan year 2021, that number increased to 98 plans, according to newly released data from ATI Advisory.”     LTC Comment: Medicaid-dependent SNFs running MA
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Categories: Clippings and Industry News.

“70 percent of long-term care claims begin with home care”

  “70 percent of long-term care claims begin with home care,” by Joe Jancsurak, McKnight’s Senior Living Quote: “Seventy percent of 2019 long-term care insurance policy claimants received initial benefit payments for care at home, according to the American Association for Long-Term Care Insurance. That 70% represents a 52% increase over 2014 claims data as reported by the AALTCI. And the percentage likely will increase. ‘COVID-19 has made individuals increasingly desirous of the ability to remain at home, and more insurance professionals are focusing on the home care benefits available,’ AALTCI Director Jesse Slome said.”     LTC Comment:  
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Categories: Clippings and Industry News.

NGL’s upcoming holiday hours

Upcoming holiday hours We hope you have a safe and healthy holiday season. Please note these upcoming important dates with special holiday hours for our office: Wednesday, November 25 – Office closes at 1 p.m. PST Thursday, November 26 – Closed Friday, November 27 – Closed Thursday, December 24 – Office closes at 1 p.m. PST Friday, December 25 – Closed Thursday, December 31 – Office closes at 1 p.m. PST Friday, January 1 – Closed Please contact your dedicated Long Term Care Sales Team at LTC@nglic.com with questions. Thank you.     #goldencareagent #ngl #longtermcare
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Long-Term Care Time Service Update

From the Desk of Allen Gregoire and Kathy Abbott On behalf of Mutual of Omaha, we want to first and foremost thank you for the amount of long-term care business we have been receiving here at the home office. We know this is due to your ongoing loyalty and partnership. We remain committed to providing the quality service you have come to expect, and our new business and underwriting teams are fully operational. However, due to high volumes of new business, our LTC underwriting and new business teams are experiencing delays in time service. In response, we have underwriters and
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions 2021 Training Webinars

Join us in 2021 for our training webinars to learn more about our Mutual Income Solutions product. Mark your calendars for the third Thursday of each month at 11:00am Central Time. We will be teaching about the need, product specific details and how to use the quote and e-application. View the Training Schedule Flyer   Mutual Income Solutions 2021 Training Webinars   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Upcoming Holiday Hours for Securian’s SecureCare Team

SecureCare tele-interview and underwriting holiday hours As challenging as this 2020 year has been, we still want to take a moment to count our blessings this Thanksgiving season and say “Thank You!” for your business and loyalty. Please take note of the following holiday office closures: Thanksgiving Eve (Nov. 25): Closed at 5 p.m. CST Thanksgiving Day (Nov. 26): Closed Black Friday (Nov. 27): Closed Christmas Eve (Dec. 24): Closed at 3 p.m. CST Christmas Day (Dec. 25): Closed Boxing Day (Dec. 26): Closed New Year’s Eve (Dec. 31): Closed at 5 p.m. CST New Year’s Day (Jan. 1): Closed
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Categories: Industry News, Life Insurance, and Securian.

Our Portfolio is the Perfect Fit

The products in the Critical Advantage Portfolio; Critical Illness insurance, Cancer insurance & Heart Attack/Stroke insurance, are designed with your client’s recovery in mind. Most people know someone who has been diagnosed with one of the conditions covered by the Critical Advantage products, so your clients understand the need for this coverage. All products offer a lump-sum payment upon diagnosis that can used for any out-of-pocket expense they may have. Expenses such as high insurance deductibles, replacing lost income or travel for specialized treatment. Our Critical Advantage Portfolio offers: Flexible benefit amounts ranging from $10,000 to $100,000 Coverage for individual(s),
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Important Year End Information

The holidays are quickly approaching, please make sure you have these important dates and operating hours marked in your calendar. End of Year Pay Schedule Client Interview Team Holiday Hours (All in Central Time) Wednesday, November 25, 2020 8:00 a.m. – 4:30 p.m. Thursday, November 26, 2020 Closed Friday, November 27, 2020 Closed Saturday, November 28, 2020 Regular hours: 10:00 a.m. – 2:00 p.m. Thursday, December 24, 2020 (Christmas Eve) 8:00 a.m. – 4:30 p.m. Friday, December 25, 2020 Closed Saturday, December 26, 2020 Closed Thursday, December 31, 2020 8:00 a.m. – 4:30 p.m. Friday, January 1, 2021 Closed Saturday,
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for Colorado and New Hampshire, effective January 1, 2021.   2020 December Rate Release Mutual of Omaha and Omaha Insurance Company will be taking rate adjustments effective December 1, 2020, in Montana, Vermont, and Oregon.   Brokerage Health Webinar Series: Making the Most of AEP Join us for our November webinar as National Sales Director Alicia Hanson discusses tips to help you make the most of your remaining AEP.   Value-Added Benefits – Talk It Up Learn how our Medicare supplement policyholders can receive several value-added benefits. In most states, you
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).