Throughout 2023, the Mutual of Omaha Long-Term Care Underwriting Team has been focused on enhancing the ease of doing business with us. Recognizing that lead time and challenges in obtaining medical information have been problematic, we are now incorporating medical claims data to assist us in our risk evaluation process. We are confident that by integrating this medical claims data into our underwriting toolbox, we will streamline processing and reduce the need for additional requirements. Ultimately, this will result in quicker decisions for you and your clients. Effective June 20, 2023, we will begin ordering medical data for all applications
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NGL’s A (Excellent) Rating Affirmed by AM Best
National Guardian Life Insurance Company (NGL) is pleased to announce AM Best has affirmed its A (Excellent) rating effective May 25, 2023. This rating reflects the excellent ability of NGL to meet its ongoing insurance policy and contract obligations and further attests to its financial strength. “We are proud to have our A rating affirmed and to be recognized for NGL’s strong capital position and operating results. It is great news for our 1.2 million policyholders* and their families. NGL’s rating further exemplifies our commitment to being a leader in the insurance industry and growing our Preneed market share as
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Mutual of Omaha’s Wild Kingdom Has Big News
Sixty years after its original debut, Mutual of Omaha’s Wild Kingdom will return to NBC this fall with an original new series produced by a major production company in an exclusive partnership with Mutual of Omaha. On Saturday, October 7, 2023, Mutual of Omaha’s Wild Kingdom Protecting the Wild will premiere on NBC’s “The More You Know” programming block, marking a return of the Wild Kingdom to the network after more than 30 years! You will also be able to view the educational series on NBC.com or NBC Video on Demand. The series will be hosted by wildlife expert and
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Errors and Omissions Insurance
Errors and Omissions Insurance in the amount of $1 million (per claim) is required prior to selling: • Term Life Answers • Universal Life • Index Universal Life • All Annuity • Critical Advantage • Disability • Long-Term Care Errors and Omissions is not required for: • Term Life Express • Final Expense • Index Universal Life Express • Children Whole Life • Medicare Supplement • Dental • Prescription Drug Rx • Accidental Death As a GoldenCare producer, you have the ability to get this valuable coverage at a discount! Check out our Errors and Omissions and learn how easy
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Help Clients Stay at Home With an LTCi Policy
Clear up the misconceptions by walking your clients through how an LTCi policy can ease their burden and keep them in their home longer. The policy they choose today should be flexible enough to meet their needs for tomorrow. The MutualCare® Solutions portfolio offers up to four ways to help keep clients in their own home for as long as possible. Read more on what’s offered to your client. If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com. Help Clients Stay at Home With an LTCi Policy #goldencareagent
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Inforce LTCi Rate Adjustments Effective September 1, 2023
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective September 1, 2023: Impacted Forms Impacted States LTC04G West Virginia LTC04I West Virginia LTC09M West Virginia LTC04I7 West Virginia LTC09U West Virginia LTC06UI West Virginia LT50, NH50, HCA, LTA and NHA Rhode Island For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter notifying them at least 60 days prior
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NGL: Unleash Your Sales Superpower!
Unleash Your Sales Superpower! From June 1 – 30, 2023 you can earn up to $750 extra just by selling NGL EssentialLTC during our Super Summer Sales Incentive! Promotion details: Each qualified application submitted between 06/01/2023 – 06/30/2023 will earn the writing producer a check for the specified amount above, with a maximum of $750 in total winnings. Applications must be received at the LTC Administrative Office by mail, E-APP or eUpload within the 06/01/2023 – 06/30/2023 time period. Payments will be made in early July after the promotional period ends. Joint applications count as one application. Credit will only
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Upcoming Thrivent Holiday Closure – June 19
Thrivent will be closed June 19th In observance of Juneteenth, Thrivent and our underwriting partners at LTCG, will be closed on 6/19/23. #goldencareagent #thrivent #ltc
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Condition-Related Marketing: Atrial Fibrillation (AFIB)
Condition-Related Marketing: Atrial Fibrillation (AFIB) AFIB is a somewhat common health condition that can raise concern during the underwriting process. We have created a brand new flyer that answers questions specific to the condition for your reference. This piece highlights the distinctions between Atrial Fibrillation and Atrial Flutter, who is at risk, evaluation methods, treatment options and a brief overview of underwriting guidelines. Check out our AFIB flyer #goldencareagent #mutualofomaha
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New Personal Worksheets Now Available
Effective May 31, 2023, new personal worksheets will be available for all states except California, New York and North Dakota. View the new worksheet. Updates include: Rate Increase History Grid Two new questions (#2 & #6) Rewording of questions and additional answer options California, New York and North Dakota will be implemented at a later date. Previous worksheets will no longer be accepted after June 30, 2023. If you have any questions, please contact Mutual of Omaha’s Sales Support Team at (800) 693-6063. New Personal Worksheets Now Available #goldencareagent #mutualofomaha
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