New Asset Care Campaign Launching July 15

Bringing compelling stories to the long-term care marketplace Today we are making a new Asset Care campaign available. This campaign was designed with your feedback to create stories that you can use in sales situations. This campaign will help you tell the Asset Care story from four different personal points of view.     Andy & Becky’s story highlights how Asset Care Single Premium Whole Life can fit into the plans for this busy professional couple as they near retirement.   Lisa’s story highlights how Asset Care with Return of Premium can help cover long-term care needs for a single
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Have You Seen the New LTC Underwriting Guide?

Did you know the new MutualCare® Solutions Underwriting Guide is now available in its own standalone booklet? If you aren’t sure on an uninsurable medication or have a question on build chart details, the new underwriting guide is perfect to bring along with you for quick reference during client meetings. Order your new copies today! All materials are available to view/download through SPA or can be ordered through your normal channels.   Have You Seen the New LTC Underwriting Guide?   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

EssentialLTC – Partnership Exchange Mailings in 3 States (KY, OH & OR)

With the recent Partnership policy approval in select states, we are happy to announce that the exchange of eligible National Guardian Life (NGL) EssentialLTC policies is scheduled to occur in the following three states: Kentucky Ohio Oregon Exchanges of eligible EssentialLTC policies in these states are scheduled to begin July 19, 2019.   Eligibility for Automatic Exchange to a Partnership Policy To be considered as eligible for an automatic exchange to a Partnership policy, the inforce EssentialLTC Long Term Care insurance policy would need to meet all of the following LTC Partnership eligibility requirements: active policy issued and inforce that
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Categories: Industry News, Long-Term Care, and National Guardian Life.

In-Force Rate Action Announcement: Ohio (Choice 1)

As part of the strategy for our long-term care insurance business, we continue pursuing initiatives to improve the risk and profitability profile of our business, including premium increases on our in-force policies, as needed. Ohio has now allowed the following increase: Ohio Product Series Increase for Policies with Limited Benefit Periods Increase for Policies with Lifetime Benefit Periods Choice 1 46% 55%   Communications Timeline Servicing agents will receive a list of their impacted policyholders in this state one week prior to the start of policyholder notifications. Policyholder notifications will begin July 23, 2019 and will continue throughout the next
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Categories: Genworth, Industry News, and Long-Term Care.

LTCi Home Health Care Benefits

There are a lot of misconceptions about long-term care insurance, including thinking it is nursing home insurance. In fact, your clients may not realize that having an LTC policy can actually help keep them out of a nursing home. That’s because home health care benefits are built in to our LTCi policies. These benefits will help your client stay at home for as long as possible if the need for long-term care services arises. Whether it’s help with household chores like cooking and cleaning or personal services like bathing and dressing, MutualCare® long-term care insurance policies gives your clients the
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).