Consumer presentation: 4 Truths about Long-Term Care This new workshop shows attendees how developing an extended care strategy may help them: Preserve independence Protect income and assets Reassure family about the future Audience Pre-Retired (51-64) Retired *65+) State-Specific Materials Presenters must be licensed in the states they are presenting in/to. Ensure that you are using only the appropriate materials for your state. Click the links below to download the appropriate state-approved materials. Appointed agents may also access these via www.tfltcstore.com. ICC States: Presentation Facilitator guide Newsletter copy Non-ICC States: Presentation Facilitator guide Newsletter copy Note: The consumer presentation is not
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Suspension of Asset Care Sales in Washington State, effective Aug. 14
Suspension of Asset Care Sales in Washington State, effective Aug. 14 We have been monitoring the sales and regulatory environment created by the WA Cares Fund. It’s important for OneAmerica® to regularly assess risk to protect our ability to deliver on promises made today and long into the future. Accordingly, we have decided to temporarily suspend sales of our Asset Care product in Washington state effective Aug. 14, 2021. New Business Submission Rules Beginning Aug. 14, 2021, Asset Care applications in Washington will no longer be accepted. All eApp or paper applications must be received in the Home Office
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NGL EssentialLTC – Important Washington State Announcement
Important Washington State Announcement The Washington Cares Fund has created widespread interest in private-pay LTC as a planning option. Since NGL is committed to the LTC marketplace, we took actions so we could continue to accept Washington State business. The influx of Washington State business we have received has continued to grow and has reached a point that is beyond our processing capacity. In the last three days, from Washington alone, we have received the equivalent of three months’ worth of submissions from the entire U.S. UPDATES Effective today, August 9, 2021, at 6 p.m. EST (3 p.m. PST), we
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Condition-Related Marketing: Sleep Apnea
Condition-Related Marketing: Sleep Apnea Just because a client received a concerning health diagnosis, that doesn’t mean they won’t qualify for long-term care insurance. We’ve created a new condition-related marketing series to help you understand what clients are going through and help assist them successfully apply for an LTCi policy. Check out our second installment where we talk about sleep apnea. Condition-Related Marketing: Sleep Apnea #goldencareagent #mutualofomaha
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August 2021: Coverage That Endures
Protection That Endures In the coming months, Mutual of Omaha will be kicking off a campaign reiterating their commitment to LTCi. View a message from Corri Campbell, Mutual of Omaha’s National Sales Director, below: Watch the Video If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. #goldencareagent #mutualofomaha
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Care Solutions News, July 2021
Care Solutions Sales & Support Teams Find your key sales contacts using our current territory map. Tools and resources Start the LTC conversation and make connections with our interactive site Our interactive consumer website was designed to help your existing and prospective clients envision their retirement and begin to understand the impact that a long-term care event could have on realizing that vision. It’s a great way to get them thinking about a concept that might not be top of mind for them or their families. In addition to the social media posts we’ve already provided to help you
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Advanced Markets: Overcoming LTCi Objections
If you’ve ever discussed long-term care insurance with wealthy clients, I’m sure you’ve run into this objection – “If I need long-term care, I can pay for it from my own investments. I don’t need to pay money for long-term care insurance.” One apparent reason is the tax advantages; however, there is another angle we wanted to share. An advisor called one of our long-term care experts in the home office anticipating the “self-insure” objection – and honestly believing it herself. She had discussed the need for long-term care insurance with a wealthy couple – let’s call them Bob and
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Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
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NGL EssentialLTC – Important Washington State Update
Important Washington State Update NGL is currently processing the influx of business created by the Washington State Cares Fund as efficiently as possible; however, due to the high volume of applications, it is recommended you submit Washington State applications on or before September 3, 2021. Applications submitted on or before this date will have a greater likelihood of being issued by November 1, 2021. We will continue to accept and process business from Washington State after September 3, 2021, but those applications are less likely to be issued before November 1, 2021. Updated Premium Minimum – Applications submitted for less
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Temporary Asset Care product changes for WA, effective July 31
Temporary Asset Care product changes for Washington state, effective July 31 The WA Cares Fund in Washington state has opened the door to important conversations about the potential impact of a long-term care (LTC) event, resulting in increased demand for our asset-based strategies. OneAmerica® is committed to ensuring those seeking alternative or additional coverage to the Washington plan have options. Therefore, to help meet the LTC protection needs for policyholders, as well as the needs of our distribution partners, we are implementing the following temporary changes effective Saturday, July 31: Return of premium: Return of premium (ROP) option will be
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Tom Randall’s Call to Action: Start the Long-Term Care conversation NOW!
From the Desk of Tom Randall Regardless of Which State They Live In… the WA Cares Fund Program MATTERS to Your Clients! It’s Very Important You Understand the New Washington Cares Fund Program. Here’s why, and what you need to tell your clients and prospects! Effective 1/1/22, Washington workers will pay an EXTRA tax of $0.58 per every $100 of earnings… with NO Maximum Limit! If you make $100,000, you would owe an EXTRA $580 tax/year… Even at $50,000, that’s an EXTRA $290 tax/year Worked harder? If you’re at $500,000, that’s an EXTRA $2900/year! For that EXTRA $290 – $2900 tax/year,
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GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
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