Why look at Thrivent when prescreening your client’s health? Few carriers publish preferred rate class guidelines. Thrivent considers all applicants for a preferred rate, and the underwriting guide outlines the preferred health criteria. Thrivent doesn’t auto-decline based on someone being declined by another carrier. (If declined elsewhere though, prescreening health with an underwriter is a must) Read on for Preferred health guidelines and build chart. Preferred Underwriting Checklist Page 5 of the Underwriting Guide All applications are considered for preferred issue, but the criteria below can help determine whether your client may qualify for the preferred risk class. We recommend
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Thrivent LTCi issues 4% more policies at preferred health than a leading competitor
Thrivent LTCi issues 4% more policies at preferred health than a leading competitor In July’s Broker World magazine, the Milliman Long Term Care Insurance Survey showed that 23% of Thrivent policies are issued with our preferred health discount, while a leading competitor only issues 19% as preferred. Distribution of Policies By Rate Class Full LTCi Survey #goldencareagent #thrivent #ltc
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How LTCi can help maintain independence
Sharing how LTCi can help maintain independence Many people purchase long-term care coverage because they hope to remain independent as long as they are able. As you enter July and celebrate Independence Day, share this message with your clients. Our Four Truths of Long-Term Care consumer flyer provides four simple talking points to help engage your clients in a discussion about Extended Care planning. Download 4 Truths #goldencareagent #thrivent #ltc
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Thrivent LTC: Share the 4 Truths of Long-term Care
In the first part of the year, we are focusing on resources and tools to help advisors have proactive conversations about extended care planning. This week, we focus on the 4 Truths of Long Term Care. You may have talked about LTC myths in the past, but consumers are responding to many of those talking points being reframed as truths. Our 4 Truths content is available as a consumer use flyer or as consumer workshops. Watch for additional resources in the coming weeks. Consumer Flyer: 4 Truths about LTC The Four Truths of Long-Term Care flyer is a consumer approved
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NGL EssentialLTC – Underwriting Presentation
EssentialLTC Underwriting Presentation Get the most out of your field underwriting with the Tips on NGL’s EssentialLTC underwriting process presentation! This presentation will help you spot any major roadblocks while field underwriting so you can give your clients the best possible outcome when it comes time to submit their application. It offers a high-level overview of the best practices, key points to remember, questions to ask every client and what materials are a must when field underwriting. Click the image above or click here to access the presentation today! Please note, the presentation is best viewed with a Chrome browser.
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Thrivent LTC: Consumer presentation now available
Consumer presentation: 4 Truths about Long-Term Care This new workshop shows attendees how developing an extended care strategy may help them: Preserve independence Protect income and assets Reassure family about the future Audience Pre-Retired (51-64) Retired *65+) State-Specific Materials Presenters must be licensed in the states they are presenting in/to. Ensure that you are using only the appropriate materials for your state. Click the links below to download the appropriate state-approved materials. Appointed agents may also access these via www.tfltcstore.com. ICC States: Presentation Facilitator guide Newsletter copy Non-ICC States: Presentation Facilitator guide Newsletter copy Note: The consumer presentation is not
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