Share the tax advantages of long-term care insurance

February 16, 2023 | by | Comments Off on Share the tax advantages of long-term care insurance

Tools to enable more proactive extended care conversations There are many reasons why clients should create a long-term care strategy. One message that has resonated well with consumers, is on the tax advantages of planning with long-term care insurance. Premiums might be deductible, claims are paid tax-free and some states offer tax incentives for LTCi policyholders. These tools are designed to help you share news on these tax advantages with your clients. LTCi Tax Deductibility Guide Updated with 2023 amounts Many clients are not aware that LTC benefits are paid 100% tax-free, but some or all of the premiums might
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: closure, holiday, holiday closing, holiday closure, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, office closing, tax, tax advantages, tax deductibility, Tax Deductions, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.

NGL EssentialLTC for Employers

February 16, 2023 | by | Comments Off on NGL EssentialLTC for Employers

NGL EssentialLTC for Employers NGL EssentialLTC is designed for not only individuals looking for Long Term Care insurance, but for employers as well. If you have a business intent on finding more opportunities to reward, retain and recruit existing and new talent, LTCi benefits go a long way towards achieving that goal. NGL has the right program and tools you need to succeed in integrating the unique benefits of EssentialLTC to prospective employer groups. LTCi for Almost Any Business — Learn about EssentialLTC’s program for the worksite and how it competitively compares. For agent use only. Employer Brochure — Show
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: carve-out, Employer, employer group, EssentialLTC, insurance, Long-Term Care, long-term care insurance, LTC, LTC Worksite, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, point of sale, Sales Team, and Worksite.

Introducing Mutual of Omaha’s LTC Crown Club!

February 9, 2023 | by | Comments Off on Introducing Mutual of Omaha’s LTC Crown Club!

From the Desk of Amanda Blackburn Do you want to be a top LTC producer with Mutual of Omaha? The LTC Crown Club is not something you want to miss out on, trust me! Be one of the top 10 long-term care producers to have at least $150,000 incentive credits with a minimum placement rate of 60%. If you place among our top 10 long-term care producers in 2023, you will gain top-tier access to LTC resources as a member of the LTC Crown Club. Perks include: Quarterly calls with Mutual of Omaha leadership and direct access to your own
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Custom Solution, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, MutualCare, MutualCare Custom Solution, MutualCare Secure Solution, MutualCare Solutions, MutualCare Solutions LTC, MutualCare Solutions LTCi, omaha, and Secure Solution.

Top LTC Producers with Mutual of Omaha

February 8, 2023 | by | Comments Off on Top LTC Producers with Mutual of Omaha

Under a Palmetto Moon You and your guest will experience a once in a lifetime trip to enchanting Charleston, and you’ll do it in the lap of luxury. You’ll stay in the award-winning Hotel Bennett in the heart of the city, eat seafood that was in the ocean earlier that day and soak up enough sunshine and Southern hospitality to have you saying “y’all” for months. That’s living life Under a palmetto moon. You don’t want to miss it. HOW TO QUALIFY Be one of the top 10 long-term care producers to have at least 150,000 incentive credits with a
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTC application, LTCi, mutual of omaha, MutualCare, MutualCare Solutions, omaha, sales tips, and Underwriting'.

Thrivent LTC: Share the 4 Truths of Long-term Care

February 6, 2023 | by | Comments Off on Thrivent LTC: Share the 4 Truths of Long-term Care

In the first part of the year, we are focusing on resources and tools to help advisors have proactive conversations about extended care planning. This week, we focus on the 4 Truths of Long Term Care. You may have talked about LTC myths in the past, but consumers are responding to many of those talking points being reframed as truths. Our 4 Truths content is available as a consumer use flyer or as consumer workshops. Watch for additional resources in the coming weeks. Consumer Flyer: 4 Truths about LTC The Four Truths of Long-Term Care flyer is a consumer approved
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: consumer presentation, consumer-approved, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.

Download the NGL EssentialLTC Sales Guide Today!

February 6, 2023 | by | Comments Off on Download the NGL EssentialLTC Sales Guide Today!

Download the NGL EssentialLTC Sales Guide Today! The NGL EssentialLTC Sales Guide has everything you need to build a winning sales strategy. It’s full of valuable information on our most popular riders, payment options and product highlights. It also includes scenarios and tips for when NGL’s EssentialLTC features fit your clients’ needs. You can find the guide by clicking on the Reference Guide option under the Sales & Marketing tab on the Agent Resource Center. Download a copy today and find your success with NGL EssentialLTC!   For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, insurance, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, NGL, Shared Benefit, and Shared Benefit Rider.

Download the 2023 LTCi Tax Advantages Flyers

February 6, 2023 | by | Comments Off on Download the 2023 LTCi Tax Advantages Flyers

There are a lot of advantages to owning a traditional long-term care policy. It helps people remain in their homes as long as possible, ensures parents won’t have to rely on their kids to take care of them, and provides protection for a retirement nest egg. But there’s another important advantage… the potential to save on federal and state income taxes. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, insurance company, long-term, Long-Term Care, long-term care insurance, LTC, LTCi, Mutual, mutual of omaha, omaha, policy, tax, tax deductibility, and Tax Deductions.

Long-Term Care Application Tips

February 6, 2023 | by | Comments Off on Long-Term Care Application Tips

Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: application, application tips, insurance, Long-Term Care, long-term care insurance, LTC, LTC application, LTCi, mutual of omaha, MutualCare, MutualCare Solutions, omaha, sales tips, and Underwriting'.

NGL EssentialLTC – Two of our favorite features

February 6, 2023 | by | Comments Off on NGL EssentialLTC – Two of our favorite features

Two of our favorite features NGL EssentialLTC offers many great benefits and features that sets it aside from most LTCi products. Two of our favorite features are the Lifetime Benefit Period Extension and Shared Benefit Amount Riders. Lifetime Benefit Period Extension Rider If your clients are concerned about a long claim duration, lifetime benefits could be appealing. The Lifetime Benefit Period Extension Rider can provide benefits that will continue for the remainder of the insured’s life while on a claim. Lifetime Benefit Rider Video Shared Benefit Amount Rider Couples who ask about potentially running out of benefits, could find the
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, Shared Benefit, Shared Benefit Amount Rider, and Shared Benefit Rider.

Inforce Long-Term Care Insurance Rate Adjustments Effective April 1, 2023

February 6, 2023 | by | Comments Off on Inforce Long-Term Care Insurance Rate Adjustments Effective April 1, 2023

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective April 1, 2023*: Impacted Policy Forms Impacted States LTC04G Maine*, New Hampshire, New Mexico, Ohio LTC04I Maine*, New Mexico, Ohio LTC04I7 Maine*, New Mexico, Ohio LTC09M Maine*, New Mexico, Ohio LTC06UI Maine*, New Mexico, Ohio LTC09U Maine*, New Mexico, Ohio   * The state of Maine requires a 90-day notification period for all policyholders. Therefore, the effective date for the affected
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: adjustment, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, premium adjustment, rate adjustment, and United of Omaha.