REMINDER — 2020 MEDICARE CHANGES During annual enrollment, it’s crucial to understand how the new MACRA regulation could be impacting your business. Clients will no longer be able to purchase Medicare Supplement Insurance Plans C or F if they are newly eligible for Medicare benefits on, or after, January 1, 2020. To see all 2020 Medicare changes, click here. Lastly, the Medicare Supplement Premium Calculator has been decommissioned. For quotes, please log in to myTransware on the TA ANI agent portal or use your rate sheets. Log in to TA ANI Thank you again for your continued hard work
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New DVH Product In AK / POS Tool & Member Portal Updates
SureBridge Products Releasing on Wednesday, October 30 • Prime DVH* — AK Please refer to the Supplemental Product & UW Guide, training guides, and brochures on the Broker Portal for product details. See our chart for SureBridge product availability by state. * Prime DVH Training To best serve our customers, please complete the Prime DVH training module prior to selling this product. To verify that you have completed the course, click on the “SB University” tab from the Home page of your Broker Portal. The course will show as “Completed” under the “My Learning” page. If it is not
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Dental, Industry News, and SureBridge.
Dental, Dental Vision Hearing, DVH, hearing, insurance, SureBridge, and vision.
Dental, Dental Vision Hearing, DVH, hearing, insurance, SureBridge, and vision.
Reminder! Product portfolio changes and 2017 CSO updates
2017 CSO Updates: Important dates and transition timelines Beginning January 1, 2020, any new life products issued must use the 2017 Commissioners Standard Ordinary (CSO) Table. In an effort to streamline our product offerings and launch new, innovative life insurance products, there will be some changes to our product lineup through the end of the year (2019). Below is a summary of current products and corresponding replacements and retirements. Products that are already 2017 CSO/PBR (Principal-Based Reserving) compliant are excluded from this list. Indexed Universal Life (IUL) Current product Replacement product (2017 CSO/PBR compliant) Orion IUL Eclipse Accumulator IUL (coming
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Medicare Supplement Plans and Third Party Payments
Medicare Supplement Plans and Third Party Payments As of October 1, 2019, Humana will not accept premium payments received from third parties on behalf of our individual customers for Medicare Supplement policies or products, except in specific circumstances and as required by state and/or federal law. Premium payments will only be accepted from third parties on behalf of individual customers as required by law or in specific circumstances, such as: A Group Association, or Company that is providing retiree benefits via a health reimbursement account or that meets Humana’s requirements to be list billed; A Family Member of the policyholder;
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Minor Rate Adjustments Effective November 1
MINOR RATE ADJUSTMENTS The 4, 6 and 8-year Guaranty Series and Guaranty 4, 6, and 8 AnnuiCare® rates will will decrease by 10 basis points beginning November 1. The FlexPlus and AnnuiCare® 5, 7 and 10-year options will remain unchanged. AnnuiCare® Flex Plus 10 is our top-selling AnnuiCare® offering with the rate holding strong at 3.00%. November is Long-Term Care Awareness Month. Now is a great time to visit with your clients about the importance of LTC planning. And, incorporate AnnuiCare® into your clients’ financial plans, when it’s a good fit. VIEW OUR RATES HERE #goldencareagent
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New GTL e-App Walkthrough Videos Available
Need help walking through the e-App quoting and application process? Need an overview on the new GTLink or supply ordering? See below for new how-to videos! Are you using the GTL e-App this AEP? Our e-App is your digital assistant for all that you need to sell GTL this AEP! If you need help walking through how to use the e-App or Agent Portal, tap the “Agent Help” button on the login screen. By clicking on the button you will have access to every step-by-step video that addresses the most common questions agents have regarding the e-App.
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TGen Clinical Trial Shows Substantial Benefit in Treating Pancreatic Cancer
TGen-HonorHealth clinical trial shows tumor shrinkage in 71% of patients with late-stage pancreatic cancer.* Read Full Press Release In the event of a cancer diagnosis, genomic sequencing is what can help your clients have the best shot at beating their cancer. GTL’s Precision CareTM Cancer Insurance with access to TGen’s genomic sequencing services was designed to fill this exact need. View Website Order Supplies On GTLink #goldencareagent #gtl #tgen
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Coming soon! Flexible payment added to the Critical Advantage e-App
Last month, you heard the news that the pay any day flexible payment option was being added to the Critical Advantage paper application. Now this payment option will be available on the e-application on November 2nd, 2019. This is great news for your clients who prefer to use automatic bank deductions to pay premiums and easier for you to give them this option. Your existing clients that are interested in changing their payment options can log into Customer Access on www.mutualofomaha.com to select their new payment date. Please note, if your customer’s selected date falls on a weekend or holiday,
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Return of Premium Can Help Clients Commit
An ROP rider will return a portion of premiums paid (less any claims paid). When included with a short-term or long-term disability policy, this money-back feature provides a solution for clients who: Need to justify their purchase by knowing they’ll get something tangible in return if they don’t use the policy Are attracted to the idea of getting a lump-sum payment they can use any way they wish, such as paying down their mortgage or other debts, or using it for retirement planning Are employed full time, age 30 – 50 For more information view the ROP Sales Idea here.
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Quick and Easy Underwriting with Critical Advantage
Did you know your clients may be eligible for coverage even if they have been diagnosed in the past for cancer, heart attack or stroke? Check out the great underwriting features for all the Critical Advantage products. Cancer application Cancer look-back is 10 years* Look back testing is 3 years Only 3 health questions Heart attack and stroke application Heart attack/stroke look back is 10 years* Look back for treatment and testing is 3 years Controlled diabetes diagnosis considered Only 4 health questions Critical Illness application Cancer look-back is 10 years* Look back for treatment and testing is 3 years
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