COVID-19 new business and underwriting participation guidelines extended through December 31, 2021 Securian Financial remains focused on delivering high levels of service, helping customers with their insurance needs, and maintaining the company’s financial strength. Your support in delivering on this focus has provided valuable insights to best navigate the unpredictable nature of a pandemic while addressing the additional risks it presents. Since these participation limits were implemented, our promise has been to actively review these guidelines. Along the way, we have delivered on a request for transparency to enable you to make the best decisions for your customers. While not
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Make Your Annual Enrollment Period Journey a Smooth One
Things to Know Before You Leave the Launch Pad Before the Millennium Falcon made the jump to light speed, Han Solo was careful to plot coordinates to his destination or risk smashing into a planet or asteroid field. As you race to meet your clients’ needs during the Annual Enrollment Period, make sure you’re familiar with these key rules and regulations to make your journey through space a smooth one: Guaranteed-Issue Rights It’s important to know if your clients have guaranteed-issue rights and what plans are available to them. Proof of Medicare Advantage Disenrollment You’ll need to submit document for
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Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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Good news! Premium limits are increasing
Higher premium limits for your clients start September 27 Premium limits for Eclipse Protector II Indexed Universal Life (IUL), Eclipse NY with the No Lapse Guarantee Agreement (NLGA) and Eclipse Survivor II IUL with the NLGA will increase September 27, 2021: From the greater of $250,000 or 5x target premium – to the greater of $1 million or 5x target premium Increase limit applies to both new and in force contracts Good news! Premium limits are increasing #goldencareagent #securian
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Humana’s Q4 2021 Incentive: Achieve more this AEP
Agents can now qualify for a bonus beginning with their first sale during AEP. All Agents have access to more this AEP with Humana Achieve bonus incentives. Rewards include: $300 PER ISSUED UNDER- WRITTEN APP $100 PER ISSUED OPEN ENROLLMENT APP 1 QUALIFY WITH JUST ONE ISSUED APP In AR, AZ, KY, and OH both OE and UW sales will pay at $300. IN, SC, TN and WI have an alternative incentive program, and therefore are excluded from this incentive. Valid October, November and December 2021. Humana’s Q4 2021 Incentive: Achieve more this AEP #goldencareagent
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Keep earning and helping more clients.
∞ NO LIMIT TO HOW MUCH YOU EARN $100 PER UNDERWRITTEN MED SUPP $50 PER NON-UNDERWRITTEN MED SUPP Qualify with just three issued applications each month. No application limit; unlimited earning potential. Valid October, November and December 2021. Extra marketing dollars paid out each month. Keep earning and helping more clients. (Q4 2021) #goldencareagent #unionsecurity #usic
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Provide more coverage. Get more rewards.
QUALIFYING LEVELS: PAYOUTS: 5-9 $200 per issued case 10-19 $220 per issued case 20-29 $240 per issued case 30+ $260 per issued case Policies must be submitted between 10/1/2021 and 12/31/2021, and have an effective date on or before 2/1/2022. Provide more coverage. Get more rewards. (Q4 2021) Lumico — Insurance Made Clear. #goldencareagent #lumico
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Great news for your existing Advantage Plus clients!
Your existing Advantage Plus clients will receive communication by mail from GTL highlighting an increase in base benefits for no additional premium! There is nothing you need to do. See below for which states this would initially take effect in. As we receive additional state approvals, we will update you. These upgraded benefits include: Reduced Benefit Trigger to 6 Hours! For your clients who have the Short Duration Hospital Stay Rider (included in the 3-day and 6-day benefit periods), benefits will now be paid for a confinement in the hospital or under observation after only 6 hours. We have reduced
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Technical Phone Issues are Now Resolved
The nationwide phone system outage has been resolved, thank you for your patience. Remember Text-to-Chat! GTL’s Text-to-Chat is a great alternative to calling Sales Support! Just text 800-323-6907 during normal business hours to get responses quickly via text messaging. Thank you for your business! Access GTLIC.com #goldencareagent #gtl
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Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.
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GTL’s Phone System Currently Experiencing Technical Issues
There is currently a nationwide outage with GTL’s phone service carrier resulting in technical issues with our phone system. We apologize for any inconvenience this may cause and we will alert you when the issue has been resolved. If you have any questions, you can still contact Sales Support by emailing agency@gtlic.com. Access GTLIC.com #goldencareagent #gtl
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Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.
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The Perfect Compliment to Existing Coverage
The Critical Advantage products include Critical Illness Insurance, Cancer Insurance & Heart Attack/Stroke Insurance. These products offer a lump-sum payment, 100% of which is paid directly to your clients upon diagnosis of a covered condition. Your client has control of how the money is spent, whether it’s on high deductibles, child care or specialized treatment. There’s no fee to use the benefit and no waiting period to satisfy. This flyer identifies how Critical Advantage products can help supplement other insurance your clients may have. If you have any questions, please contact your Sales Director. The Perfect Compliment to Existing
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Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).
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