Be Sure to Discuss the Living Benefits of IUL Express

Indexed Universal Life Express (IUL Express) provides a host of benefits to your clients’ loved ones. The most important one is that their beneficiaries will receive a one-time death benefit in the amount your clients choose, ranging from $25,000 to $300,000.* This death benefit is paid directly to their beneficiaries to replace lost income and maintain their standard of living. In addition to the death benefit, IUL Express policies come with living benefits at no additional cost. The Accelerated Death Benefit Riders for terminal, chronic and critical illness**, may allow your clients to access a portion of the death benefit
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Important IOLI and STOLI Reminders

United of Omaha Life Insurance Company Position Statement on Insurable Interest April 2021 United of Omaha Life Insurance Company and its affiliates’ (together, “United of Omaha”) are committed to providing financial security to individuals, families and businesses through affordable insurance and financial products. We continually strive to develop life insurance and annuity products that meet our customers’ needs and provide good value at a competitive price. A fundamental principle in providing individual life insurance coverage is the existence of an insurable interest by the proposed owner in the life of the insured. Issuing life insurance coverage to persons who do
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

New ‘Help Finder’ Makes Policy Self-Service Easier

At Mutual of Omaha, we are committed to helping customers through life’s transitions by providing an array of insurance and financial products. We also want to make sure we continue to provide a superior customer experience long after the initial sale is made. We’ve recently released a new Help Finder feature on mutualofomaha.com. This new resource empowers customers to receive self-service on their policies. It also makes it easier for customers to find the correct contact information for their particular policy or service need.   Where to Access the Help Finder To use the Help Finder feature, customers will go
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

New low Med supp rates in North Carolina are here!

Rates so low you’ll want to Say it Loud! Check Our NEW North Carolina Med Supp Rates Starting April 29, Omaha Insurance Company welcomes these new incredible Medicare supplement rates. How We Stack Up* Carrier Plan G Plan N Omaha Insurance Company $93.90 $70.79 Average of Top Carriers $97.53 $80.27   * Sample rates as of 4/1/21 for age 67 female nontobacco-users in lowest ZIP area with available household discount applied.   Check out our outline of coverage to see more outstanding rates and other plans Show me the North Carolina rates   Tell everyone you know and start strong
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

New low Med supp rates in Arkansas are here!

Rates so low you’ll want to Say it Loud! Check Our NEW Arkansas Med Supp Rates Starting April 29, Mutual of Omaha Insurance Company welcomes these new incredible Medicare supplement rates. How We Stack Up* Carrier Plan G Plan N Mutual of Omaha Insurance Company $126.23 $97.31 Average of Top Carriers $132.58 $110.37   * Sample rates as of 4/1/21 for nontobacco-users in lowest ZIP area with available household discount applied.   Check out our outline of coverage to see more outstanding rates and other plans Show me the Arkansas rates   Tell everyone you know and start strong Earn
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Strength Through Teamwork – Association Marketing

We’ve updated our Association Marketing materials. Our new flyers and brochures are a great way for you tell the story about our how long-term care products can benefit association members. Getting Started This brochure provides some of the key reasons and ways you can grow your business by working with associations, including which products you can offer.   The Guidelines This flyer lists association requirements and provides a step-by-step association approval process, from submitting a proposal to receiving approval.   For more details and additional materials, visit our dedicated Association Marketing page on Sales Professional Access.   Strength Through Teamwork
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments in Michigan, Georgia, and Kansas.   New Medicare Supplement Plans in North Carolina and Arkansas Offer your clients in North Carolina and Arkansas new competitive Medicare supplement rates effective April 29, 2021.   Upcoming Rate Adjustments View upcoming rate adjustments in Wisconsin, West Virginia, Nevada, and Minnesota.   Get to Know Sales Professional Access Sales Professional Access is your resource for reporting, downloading materials and more! Learn more.   Why Mutual of Omaha for Medicare Solutions Learn how you can provide a solid foundation for your Medicare clients.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Children’s Whole Life Case Study Flyers

There are several important reasons for parents and grandparents to buy life insurance for their children. It can cover costs associated with an unexpected loss and it can help protect a child’s future insurability. Plus, it’s affordable! Here are some key features of Children’s Whole Life: Available for ages 14 days to 17 years Available in face amounts of $5,000 to $50,000 Simplified application No medical underwriting and limited health questions Rates never increase with age and benefits never decrease Builds cash value Allows additional policies to be purchased in the future without evidence of insurability Use our Protect Future
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Are Your Clients Looking for Accumulation, Protection or Both?

Income Advantage IUL can provide your clients with valuable life insurance protection. It also offers the opportunity to accumulate cash value* for future needs, such as supplementing the client’s retirement income. Teaming an Income Advantage policy up with a term life insurance policy may be an ideal solution for clients who want to plan ahead for retirement, but also have a larger temporary life insurance need. Learn more about how this works by looking at our Satisfy the Need for Accumulation and Protection flyer. It includes: A case study showing how this concept works A comparison of taking income immediately
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Start the LTCi Conversation

Start the Long-Term Care Conversation Three Simple Approaches: Asking these simple questions often is a good way to get people talking about their families, their finances and their plans for the future. Who do you know? “If you’re like most people, you probably know someone who’s needed long-term care services. Maybe you’ve been a caregiver yourself. Either way, you know the emotional, physical and financial toll it can take on the family. Let’s make sure that doesn’t happen to your family.”   What’s your plan? “Most people tell me their plan is to live a long life, but they often
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).