Indexed Universal Life Express (IUL Express) provides a host of benefits to your clients’ loved ones. The most important one is that their beneficiaries will receive a one-time death benefit in the amount your clients choose, ranging from $25,000 to $300,000.* This death benefit is paid directly to their beneficiaries to replace lost income and maintain their standard of living.
In addition to the death benefit, IUL Express policies come with living benefits at no additional cost.
The Accelerated Death Benefit Riders for terminal, chronic and critical illness**, may allow your clients to access a portion of the death benefit early, under certain circumstances. These benefits can be used however the policyowner wishes, providing them with comfort at a difficult time.
Use our The Living Benefits of IUL Express flyer to see how the three accelerated benefit riders work, including an example of how the rider benefits are calculated.
For even more information about IUL Express, including client brochures and a client video, go to our Simplified Issue microsite, mutualofomaha.com/simple.
*Maximum face amount available may vary by age and tobacco status.