The Changing Landscape of Long-Term Care Planning

LTCi Remains Firmly Rooted as Viable Option When it comes to planning for LTC, consumers have more choices than ever before. But if they’re looking for the least expensive option, more comprehensive and generous benefits and other features like care coordination and inflation protection, then a traditional LTCi policy may be their best option. Traditional Policy Advantages: The least expensive way to fund long-term care services, providing strong value for the consumer Benefits are more comprehensive and generous than those provided by combined products Flexible policies provide coverage during the progression of care Provides known coverage amounts on day one
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Find Ways to Help LTC Claims Go Smoothly

Agents can be extremely helpful during during the claims process. Here are some recommendations for ways you can help the entire process go smoothly for your clients: Make sure you are familiar with the benefits of the policy so you can remind your clients and their families how it works and what services may be covered. This includes: A general understanding of all policy benefits A specific understanding of hospice care and respite care benefits since these are particularly stressful situations where agents typically get involved Become familiar with the claims intake process so you can help clients initiate a
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Provide Peace of Mind With Final Expense Insurance

Traditionally, families are left with debt after losing a loved one. Your clients deserve comfort and peace of mind knowing their loved ones will have protection following their death. Product benefits: • Everyone who applies is guaranteed issue • Simplified underwriting on applications for first-day coverage includes: No height and weight requirements Multiple high blood pressure medications Up to three oral medications for diabetes • Issue age ranges from 50 to 80 for Assurance Plus and 40 to 80 for Guaranteed Assurance • The process is 100% paperless with digital and telephonic signatures • Face amounts are range from $1,000
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Categories: Great Western, Industry News, and Long-Term Care.

GoldenCare Newsletter | August 23, 2021

Read Full GoldenCare Newsletter, August 23, 2021 Edition We’re making it easier than ever to get a hold of us and have our tools available at your fingertips! Text goldencare to the number below to download our electronic business card, we’re giving away TEN $100 Amazon.com Gift Cards   In this GoldenCare Newsletter Edition From GoldenCare:   Our Guest Article in this edition “Advisors, Take Fear Out of Long-Term Care Planning,” by Julie Pinkerton, U.S News & World Report   TOMORROW! Aetna’s Recovery Care vs GTL’s Recovery Cash Don’t miss the details about this breakthrough product in the fastest growing
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

NGL EssenitalLTC – Washington State Sales Announcement

Washington State Sales Announcement As stated in previous communications, the Washington Cares Fund has generated an influx of business that has reached levels beyond NGL’s processing capacity. In order to continue to accept business for other states, restrictions were put into place only allowing certain 10-Year and Single Payment applications to be submitted. Even with these restrictions, NGL has continued to see an increased volume of Washington State applications. Due to this, NGL has made the difficult decision to stop all sales of EssentialLTC in Washington State effective immediately. There is an exception for pre-approved multi-life executive carves outs with
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Categories: Industry News, Long-Term Care, and National Guardian Life.

It’s a $100,000 Question

The social media post available here is compliance-approved and ready to use on Facebook and LinkedIn as long as it is not changed or altered in any way. Keep in mind it must be used exactly as described. STEP 1 — Copy and paste the approved text below into your status: Could you afford to pay $100,000 a year* for nursing home care? Most people can’t. Use Mutual of Omaha’s calculator to see the cost of services in your state. https://www.mutualofomaha.com/long-term-care-insurance/broker-calculator *Based on the national average of $109,231.20 per year for a private room in a nursing home. Source: Mutual
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual of Omaha Consumer Video

This short video tells a compelling story. Use it to get people thinking about the future and talking about their potential need for long-term care services. Show it in a face-to-face setting. Include it as a kick-off to an LTC seminar. Attach it to an email prior to meeting with a client. Use it to generate interest to people will want to meet with you. Be sure to show the correct version — the one that’s approved for use with consumers in your state. View the flyer.   A Short Video Approved for Use With Consumers   #goldencareagent #mutualofomaha
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Categories: Consumer Marketing Materials, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

NGL EssentialLTC – Underwriting Presentation

EssentialLTC Underwriting Presentation Get the most out of your field underwriting with the Tips on NGL’s EssentialLTC underwriting process presentation! This presentation will help you spot any major roadblocks while field underwriting so you can give your clients the best possible outcome when it comes time to submit their application. It offers a high-level overview of the best practices, key points to remember, questions to ask every client and what materials are a must when field underwriting. Click the image above or click here to access the presentation today! Please note, the presentation is best viewed with a Chrome browser.
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Thrivent LTC: Consumer presentation now available

Consumer presentation: 4 Truths about Long-Term Care This new workshop shows attendees how developing an extended care strategy may help them: Preserve independence Protect income and assets Reassure family about the future Audience Pre-Retired (51-64) Retired *65+) State-Specific Materials Presenters must be licensed in the states they are presenting in/to. Ensure that you are using only the appropriate materials for your state. Click the links below to download the appropriate state-approved materials. Appointed agents may also access these via www.tfltcstore.com. ICC States: Presentation Facilitator guide Newsletter copy Non-ICC States: Presentation Facilitator guide Newsletter copy Note: The consumer presentation is not
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Categories: Industry News, Long-Term Care, and Thrivent.

LIVE EVENT! Part 1 and 2 LTC vs Hybrid – he Gloves are Coming Off!

Join Jeff Clark as these two insurance products go blow-by-blow! In Part 1 of this 2-Part Series, we’ll show why traditional LTCi is still the best option in many cases, supported with premium comparisons! Wed, Aug 18, 2021 11-11:30 p.m. CDT Thurs, Aug 19, 2021 2-2:30 p.m. CDT   View Our Full Line Up of Product and Sales Webinar Events     Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News  
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Categories: GoldenCare News, Industry News, and Long-Term Care.