1% and 2% compound inflation now qualify for Partnership. Thrivent worked with the Alabama Insurance Department to allow for 1% and 2% compound inflations to be eligible for the state partnership program. This was approved in November. This change will be retroactive to qualifying policies issued since 11/15/22 when Alabama ‘s approval was received. Existing policyholders who qualify will receive a notification of the partnership status of their policies. The Partnership Requirements grid has been updated, as well as the Solutions Studio illustration software. Download Partnership Requirements Consumer Partnership Flyer #goldencareagent #thrivent #ltc
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Say goodbye to paper clutter with GTL’s Digital Brochures!
Access to all of your GTL Product Brochures in one digital nook! View GTL’s Digital Bookshelf Click below to view the digital product brochure. Advantage Plus Elite Advantage Plus Precision Care Recover Cash Short Term Home Health Care Heritage Plan Turbo Term Cancer, Heart Attack and Stroke Critical Provider Plus Home Care Secure GTL Life Select iGap Medicare Supplement Contact GTL’s Sales Support with any questions at (800) 323-6907, or email agency@gtlic.com. #goldencareagent #gtl
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Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Life Insurance, Medicare Supp./Adv., and Short-Term Care.
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The Buzz is Building – Disability Insurance Awareness Month
May is Disability Insurance Awareness Month, and an excellent opportunity to have the income protection discussion with clients. Disability income insurance is a valuable form of income protection should a client become injured or unable to work. To help you build the buzz this May, check out MutualIncomeSolutions.com: This is your one-stop-shop when it comes to getting to know our income protection solution, Mutual Income Solutions. Here you’ll get access to a multitude of resources, including: E-App and Live Dashboard Training Videos Sales Ideas Consumer Material How will you build the buzz this May? We can’t wait to see.
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Strength and Stability You Can Count On
Over the past month you have probably seen a lot of product announcements from many carriers who are required to adjust their illustrations and products to comply with the new AG-49 revisions. You may be wondering when the Mutual of Omaha announcement would show up and here it is: “no changes required.” We do not need to make any changes to our indexed universal life (IUL) product portfolio or illustration software, we are already compliant. From the very beginning, we structured our IUL products to stand the test of time by building them with the lowest cost structure – no
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. Get Some Cash Back With Marketing Credits Earn Marketing Credits on submitted apps and get reimbursed for your business expenses. 2023 Med Supp Buyer’s Guide Available You can now begin using the 2023 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare. New Medicare Supplement Plans in Rhode Island and Tennessee Effective May 11, 2023, you may begin selling new Medicare supplement plans in Rhode Island and Tennessee. Upcoming Rate Adjustments View upcoming rate adjustments for various states. The
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May is Disability Insurance Awareness Month: The Buzz is Building
Disability Insurance Awareness Month presents a great opportunity for you to speak with clients about income protection. With Mutual of Omaha’s more than 100 years’ experience providing income protection solutions, we’re confident we have a customizable solution to fit both your needs and your clients’ needs. DI by the Numbers A group of working Americans was asked how long they could be out of work before financial difficulties set in:* 63% had savings to last 6 months 14% said financial problems would start immediately *Source: https://lifehappens.org/disability-insurance-101/why-is-disability-insurance-important/ Now is the time to put DI in focus by starting the income
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At Mutual of Omaha, We Keep Our Promises
When helping clients navigate the various LTCi policies available to purchase, make sure that you provide clients with options from companies that have a long history of strength, security and stability. To help ensure the claims-paying ability of the company is there when clients need them most. As stated in this client brochure, at Mutual of Omaha, we have been keeping an important promise to our long-term care policyholders for over three decades…we’ll be here to pay their claims. For any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083. At Mutual of Omaha, We Keep
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New Underwriting Updates for TLE and IUL Express
We are excited to announce updates to our Underwriting Guidelines and application forms for Term Life Express and IUL Express. Effective April 22, 2023, the following changes will be implemented to help make our policies more accessible for your clients. We have lowered the age for Diabetes automatic declines. Diabetes will be automatically declined when diagnosed prior to age 45 (except in CA, the age is 50) Marijuana is no longer considered an “unlawful drug” for the purposes of the application and underwriting The lookback period for hospitalization due to High Blood Pressure or Mental Health has been reduced from
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Your Life, Simplified
Our Simplified Issue insurance products are exactly that – simple. They offer simplified underwriting and application processes, which means policies are issued faster, and you get paid sooner. With any of the products in our Simplified Issue product portfolio your clients won’t need to worry about blood draws, urine testing or paramed exams and you can easily submit applications online. Download the updated Simplified Issue product portfolio and find even more information on mutualofomaha.com/simple. No need to log in, just click and go! If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083
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Increase Your Mutual Income Solutions Placement Rate
There are many factors that go into evaluating an application for a Mutual Income Solutions policy. Your client’s medical history, their health status, their current occupation and income are all taken into account. We want you to be equipped with the knowledge on whether or not to submit an application. Use the Mutual Income Solutions: Increase Your Placement Rate flyer to review some the causes for our most common automatic declines. Increase Your Mutual Income Solutions Placement Rate #goldencareagent #mutualofomaha #disability
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