GoldenCare Newsletter | May 22, 2023

  Read Full GoldenCare Newsletter,  May 22, 2023 Edition In this GoldenCare Newsletter Edition From GoldenCare:   Guest Article: “Don’t let caregiving sabotage retirement planning,” by Alyssa Place, Employee Benefit News Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to DOWNLOAD our electronic business card, and enter to win a $100 Amazon.com Gift Card!   CURRENT PROMOS AND WEBINARS:
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Categories: GoldenCare News, Industry News, Long-Term Care, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), National Guardian Life, OneAmerica, and Thrivent.

Good News | Download The New Underwriting Guide for MutualCare Solutions

Updated LTC Underwriting Guidelines for MutualCare® Solutions Effective immediately, Mutual of Omaha has updated their Long-Term Care underwriting guidelines for MutualCare® Custom & Secure Solution. These updates have been made to ensure that we continue to provide the best possible service to your clients while maintaining the highest standards of risk management. View/Download the latest LTC Underwriting Guide here. If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799!       #goldencareagent
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, and Long-Term Care.

“40 percent of healthcare working hours can be augmented by AI, study finds”

“40 percent of healthcare working hours can be augmented by AI, study finds,” by Christine Birkner, McKnight’s Senior Living “Artificial intelligence’s impact on nursing home and senior living community operations has been wide-ranging, from improving patient safety to streamlining workforce tasks amid staffing shortages. Now there’s evidence 40% of all healthcare working hours can be supported or augmented by language-based AI, according to a new report by Accenture.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Garbage in, garbage out. Why does automating, digitizing and systematizing mediocrity make me nervous?   Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“Medicare, Medicaid Spending Similar Among Dual Eligible Beneficiaries”

“Medicare, Medicaid Spending Similar Among Dual Eligible Beneficiaries,” by Victoria Bailey, HealthPayerIntelligence “Need-based subgroups of dual eligible beneficiaries utilized both Medicare- and Medicaid-funded services, identifying the need for an integration program that includes benefits from both payers, a study published in JAMA Health Forum found. Dual eligible beneficiaries typically have multiple chronic comorbidities, cognitive impairments, and mental health conditions, leading them to require more complex care than beneficiaries in only Medicare or Medicaid. A lack of coordination between the two programs creates misaligned incentives for payers and physicians, leading to higher costs, fragmented care, and poor health outcomes.” LTC Comment, Stephen A.
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Categories: Clippings and Industry News.

“What to know about Washington Cares payroll tax as premiums are set to resume”

“What to know about Washington Cares payroll tax as premiums are set to resume,” by Amanda Zhou, Seattle Times “After a two-year delay, premiums for Washington’s fledgling long-term care insurance program will resume in July, likely setting off another round of debate over the payroll tax.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: The latest on the impending imposition of a new, compulsory, payroll-funded, state-based social insurance entitlement. If you like Social Security and Medicare insolvency, you’ll love WA Cares.   Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“Western Diet Identified as Risk Factor For Alzheimer’s Disease, Scientists Warn”

“Western Diet Identified as Risk Factor For Alzheimer’s Disease, Scientists Warn,” by David Nield, ScienceAlert “A new review of 38 previous studies from the last five years identifies the Western diet pattern as a risk factor for developing Alzheimer’s in mild-to-moderate cases of the disease. On the other hand, the Mediterranean diet, the ketogenic diet, and diet supplementation with omega-3 fatty acids and probiotics appear to protect against the disease, but only in those mild-to-moderate cases. … Based on the research, the way that dietary choices affect inflammation could be key here: Western diets high in saturated fat, sugar, and salt
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Categories: Clippings and Industry News.

“Don’t let caregiving sabotage retirement planning”

“Don’t let caregiving sabotage retirement planning,” by Alyssa Place, Employee Benefit News “Caregivers are often stuck dealing with the immediate needs of a loved one. But that can have a long-term impact on their own well-being in their later years. … And there’s no end in sight: Larry Nisenson, chief growth officer at Assured Allies, an aging innovation company, says this impact will continue to be felt from generation-to-generation, as employees have less opportunity to save for their own care, and will eventually need the support of their children down the line.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Larry
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Categories: Clippings and Industry News.

Upcoming Thrivent Holiday Closure – May 29

Holiday closure – May 29 Thrivent and our partners at LTCG will be closed on Monday, May 29th in observance of Memorial Day.   #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Memorial Day Office Closing

Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on Monday, May 29th for Memorial Day. Below are the cut-off dates and times and the adjusted pay schedules. Holiday Pay Calculation Schedule Med Supp E-App & All Life Cutoff 3:00 PM Health Cutoff 3:00 PM Long Term Care Cutoff 3:00 PM Direct Deposit (EFT) Available Memoriald Day, Monday, 5/29/2023 Tuesday 5/30/2023 Tuesday 5/30/2023 Friday 5/26/2023 Friday 5/26/2023 Friday 6/2/2023   Weekly and holiday pay schedules are also available on the Sales Professional Access (SPA) website. If you have any questions, please contact your Sales
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Categories: Accident Insurance, Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

CLTC discount increased to $400 off

Save $400 on CLTC Designation Thrivent believes in the benefits of being Certified in Long-Term Care. This program is designed to help you have better extended care discussions with your clients. We have negotiated an exclusive $400 discount code for those looking to invest in themselves and increase their long-term care sales.   Discount Code The discount code is THRIVENT (This code will expire on 7/31/23).   Upcoming classes Live Master Classes (via Zoom in 4 half-day sessions) Students must attend all four sessions to complete the course.     • 6/5, 6/6, 6/7 and 6/8 On-demand eCLTC training (same
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Categories: Industry News, Long-Term Care, and Thrivent.