MEMORANDUM To: From: Date: Subject: ALL ALABAMA AGENTS Guarantee Trust Life Insurance Company (GTL) 11/10/2023 2024 MEDICARE SUPPLEMENT RATES At GTL, we appreciate the Medicare Supplement business that you have placed with us. In our effort to always keep you well-informed, the Department of Insurance in your state has approved a rate increase for the Medicare Supplement policies: AL — Plans A, F, G & N: 19.9% Any new business received at GTL that has an application date of January 1, 2024 or later must reflect the new rates. Applications dated December 31, 2023 and prior must be received at
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Important Announcement
Important Announcement AnnuiCare and FlexPlus products will no longer be available for new sales in 2024. At Guaranty Income Life (GILICO), we pride ourselves on offering you simple and competitive solutions to meet your clients’ needs. That’s the spirit that brought AnnuiCare to the market in 1999 as one of the industry’s first Long-Term Care hybrid annuity products. But AnnuiCare and FlexPlus products were not built to adjust for today’s technological advancements. We are proud of these products and the clients they have served. We will continue to service existing policies, but have removed product materials and app kits
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Home Health Care Select Now Available in North Dakota
ManhattanLife is pleased to announce that the footprint of their Home Health Care Select plan continues to grow! The enhanced plan is now available in North Dakota! Below is an updated state availability map. HHC Select State Availability #goldencareagent #manhattanlife #mac
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ManhattanLife FAQs Answered
Q: Why does the status for initial applications submitted by new agent’s read “Pending Agent appointment”? A: When new agents submit their 1st application, this is when the background check will be initiated. Background checks usually take 3-5 business days depending on the state. Rest assured, your applications are still being processed while we wait on the background check. Once the background check is completed, an update will occur in the ARC Agent Resource Center. Please remember there is a 24HR Business Day delay from the main system to the ARC System. #goldencareagent #manhattanlife #mac
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Long-Term Care – Care Coordination
Today’s Reality — When individuals require assistance with their daily tasks, families frequently find themselves in a situation that demands quick action, with numerous choices to evaluate and immediate judgments to render. The Solution — Mutual of Omaha’s long-term care insurance policies feature a care coordination benefit designed to assist families in handling the long-term care requirements of their loved ones. When a claim is initiated, a care coordinator is assigned to the family as their primary point of contact. This coordinator collaborates closely with the family to organize services and the care needs are properly addressed. Let’s take a
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states. E-Application Storefront Signature Methods Did you know your client has multiple signature options when using our e-Application storefront? Running a Quote for Your Client Mutual of Omaha offers multiple ways to provide a quote for your clients, while also potentially saving them some money. 2024 Medicare Copay/Deductibles The Center for Medicare and Medicaid Services (CMS) has announced the 2024 Medicare Premiums and Copay/Deductibles. Upcoming Rate Adjustments View upcoming rate adjustments for various states. Paper Applications and Revisions Don’t forget, written consent is required
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LTC Awareness Month: What You Do Matters!
The Importance of Long-Term Care Insurance: What You Do Matters November is Long-Term Care Awareness Month, and an excellent opportunity to reach out to clients about the importance of planning. Mutual of Omaha offers multiple solutions to help clients plan ahead. We offer traditional long-term care insurance as well as a life insurance product with a long-term care rider. When it comes to long-term care insurance, we want clients to know we are providing solutions to assist them throughout their care journey. We take pride in delivering on our promises when our policyholders and families need it most. The
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It’s Long-Term Care Awareness Month – 2 new resources available!
New consumer video and flyer We’re pleased to introduce a new consumer-use video and companion flyer that speak to a big Thrivent differentiator – the social impact of our fraternal giving. We’ve found that many clients feel good about having coverage from a company that does good in its communities. Play Video How Thrivent supports communities A downloadable flyer that helps describe how Thrivent drives impact through our clients and into our communities. This flyer lists up-to-date stats of the impact Thrivent clients have created. Form #31456 Download flyer #goldencareagent #thrivent #ltc
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ManhattanLife FAQs Answered
Q: Can insured’s use their OmniFlex STC while in a foreign country? A: No. Per the Policy Limitations and Exclusions, confinement, treatment, or care received outside of the United States except for prescription drugs received in Canada are not covered. #goldencareagent #manhattanlife #mac
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LTC Awareness Month resources from Thrivent
Every November, the industry – led by Life Happens – comes together to sponsor Long Term Care Awareness Month. This campaign is designed to educate consumers about the importance of long-term care and the role it plays in protecting families’ financial security. To take advantage of heightened awareness in the marketplace during the month of November, Thrivent has packaged some of our most popular resources designed to raise awareness and drive contact with financial advisors. The lack of conversations: 92% of consumers believe that financial professionals should talk about long-term care care plans with their clients1 59% of people have
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