Long-term care insurance is a critically important product line for clients who like to plan ahead. Knowing who those individuals are is key information to help you in your search for new clientele. Here are some things to look for when prospecting new clients: Demographics: 45-65 years old, family-oriented, and members who are exposed to friend or family member who has needed LTC services. Triggers to buy: Planning for retirement, birth of a grandchild, or a love one needing care. How people educate themselves: Family & Friends, their employer, insurance brochures. Use this flyer as a quick reference tool to
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Upcoming Lumico Med Supp rate adjustment on 3/1
Upcoming rate adjustment for Med Supp Effective March 1, 2024, there will be a rate adjustment for Med Supp policies underwritten by Lumico Life Insurance Company (Lumico) in select states. For FL only New policies will continue to be underwritten by Lumico in Florida. Please note the following cut off dates: Applications signed on or after 2/1/24, with a requested effective date on or after 3/1/24, will be subject to the new rate. Applications signed on or before 1/31/24, with a requested effective date on or after 3/1/24, will receive the current rate. For IA, KY, MO, ND, NV, OK,
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Manage clients’ information through digital self-service
Manage clients’ information through digital self-service Nationwide® will soon be making it simpler for you to manage your clients’ documents through digital self-service. This change not only will reduce unwanted clutter and paper waste, but it will also make it easier to access and maintain your client information. Here’s what to expect: Copies of client statements, confirmations and systematic letters will no longer be sent by mail to their financial professional When you log in to nationwidefinancial.com, you will have secure 24/7 access to these materials through the Document Center You may still eceive some of these documents via mail,
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Nationwide CareMatters® II Product Updates
Nationwide CareMatters® II Product Updates — December 18, 2023 On December 18, 2023, Nationwide implemented a price improvement across all scenarios for the current CareMatters II product in the states of Indiana and New Jersey. There is a price decrease for all scenarios, which varies by the characteristics of the case. We’re pleased that the repricing is now effective in all states except for California. YourLife CareMatters® in New York will not be affected by this change. In addition, to make CareMatters II more accessible to more clients, Nationwide has lowered the current minimum LTC benefit from $2,500 a month
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Good News: A New ManhattanLife 2024 Sales Incentive Kicked Off Monday
ManhattanLife’s 1st Production Contest of 2024! Starting Monday, January 8th, ManhattanLife is excited to announce their first sales contest for 2024! Contest Period: January 8 – February 23. Products: Home Health Care / HHC Select, and OmniFlex™ Short-Term Care. A minimum of 5 HHC(S)/STC apps are required to qualify for double trip credits. View ManhattanLife’s Incentive Flyer for full details Be on the lookout for updated Tax Deductibility pieces – coming soon! #goldencareagent #manhattanlife #mac
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Reminder: Living Promise Application Update
There is a new application form for our Living Promise Whole Life product. The new paper application form number is ICC23L681A and is currently available in Forms and Materials, or through your normal ordering channels. The new application form is now required to be used for all applications. If an old form is received, you will be asked to resubmit using the new application. Here’s a list of state-specific form numbers: California (T209LCA23A) Florida (T210LFL23A) Kansas (ICC23L687A) Maine (ICC23L682A) Minnesota (T212LMN23A) Montana (T213LMT23A) North Carolina (T214LNC23A) North Dakota (T208LNA23A) Oklahoma (T215LOK23A) South Carolina (T208LNA23A) South Dakota (T208LNA23A) Virginia (ICC23L682A) Vermont
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Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
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ManhattanLife Med Supp Q1 2024 Unlimited Incentives
∞ PER UNDERWRITTEN CASE $25
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Earn Monthly Cash Bonuses With Lumico
Seize your chance to earn without limit with Lumico’s Q1 Med Supp incentive. Qualifying business must be issued by last calendar day of each qualifying month, with an effective date on or prior to 4/1/24 For Agent Use Only. Not For Public Distribution. Earn Monthly Cash Bonuses With Lumico Lumico — Insurance Made Clear. #goldencareagent #lumico
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Start 2024 Strong With Humana
Agents can earn up to a $300 bonus with new Humana Medicare Supplement applications written between January 1, 2024 – March 31, 2024. Qualify with just one issued case! Bonus is available on both Humana Achieve Medicare Supplement plans and Humana Medicare Supplement plans. Certain exclusions apply; please review bonus program details and rules for additional information. Start earning Jan. 1, 2024 $300 for each eligible Underwritten policy $100 for each eligible Open Enrollment policy* Applicable states: AK, AL, CA, DC, GA, HI, IA, IL, LA, MI, MS, NC, ND, NE, NH, NJ, NM, NV, OK, PA, RI, SD, TX,
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Ring in your 2024 unlimited earning potential with Aflac Med Supp!
∞ PER NON-UNDERWRITTEN CASE* Qualify when you reach just three issued policies in a month. Reap the rewards of your hard work with no limit! Pays out each month for January, February and March 2024. *Excludes guaranteed issue and underage disability business. Ring in your 2024 unlimited earning potential with Aflac Med Supp! #goldencareagent #medicare
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