The Next Steps After Submitting the Application

Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. When in reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | March 4, 2024

  Read Full GoldenCare Newsletter,  March 4, 2024 Edition In this GoldenCare Newsletter Edition Webinars: Mutual of Omaha LTCi Product & Software Training Thurs, March 7, 2024 11:00 AM  to  11:30 AM CST Sales While You Sleep: AFEUSA/CHUBB Self-Enrollment Tues. March 12, 2024 10:00 AM to 10:30 AM CDT Finding the Niche: OmniFlex STC & Essential Care Thurs. March 14, 2024 2:00 PM to 2:30 PM CDT Guest Article: “Genworth Hopes to Stabilize Long-Term Care Business by 2026,” by Allison Bell, ThinkAdvisor   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay
Read More

Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, Thrivent, and Wellabe.

LTCi Impacts People’s Lives

Mutual of Omaha’s long-term care MutualCare Solutions portfolio includes a cash benefit with no elimination period. This story highlights one way this benefit can help your clients during the claims process.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   LTCi Impacts People’s Lives   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We Give Your Clients Choices

Mutual of Omaha’s long-term care insurance policies provide flexibility for your clients’ benefit options. Cash Benefit Reimbursement Benefit Option to switch between cash and reimbursement Use this brochure to help your clients understand why flexibility is important.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   We Give Your Clients Choices   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Visit us at the 2024 ILTCI Conference in San Diego

Visit us at the 2024 ILTCI Conference in San Diego Thrivent is excited to again be a Diamond Sponsor of the 2024 ILTCI conference. We hope to see you March 17-20 in San Diego! Visit us to learn more about our Caregiver Resources and for more information on how Thrivent gives back to the communities in which our members live.   #goldencareagent #thrivent #ltc
Read More

Categories: Industry News, Long-Term Care, and Thrivent.

New: LTC Return of Premium Flyer

One of the most common concerns consumers have when it comes to long-term care insurance is they may have to pay premiums for a policy without ever using the benefits. Mutual of Omaha offers optional return of premium riders which allow your clients’ beneficiaries to receive a portion of the premiums they have paid. This flyer can help you discuss these optional riders with your clients.   If you have any questions, please contact Mutual of Omaha’s Sales Support at 1-800-693-6083 or sales.support@mutualofomaha.com.   New: LTC Return of Premium Flyer   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective May 1, 2024

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments in the state of Arkansas, effective May 1, 2024. Impacted Forms 2024 Increase LTC04G 15% LTC04I 15% LTC04I7 15% LTC09M 15% LTC06UI 15% LTC09U 15%   Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Good News: Attend Our PIVOT Consumer Presentation Demo With Tom

Clients With Health Concerns? No Problem!   Just Updated: Our Industry-Leading PIVOT Presentation! We’ve just updated our industry-leading PIVOT Presentation to include the latest Short-Term Care solutions to enter the market! We couldn’t be more pleased to have Tom Randall provide a live demonstration next Wednesday! Our PIVOT Consumer Presentation shows the strength of utilizing our Perfect Portfolio, links to a vast array of resources, and pairs brilliantly with our innovative tools! Join us Wednesday the 28th as we unveil GoldenCare’s 2024 Pivot Presentation: Wed, Feb 28, 2024 3:00 p.m. Central Register now to join Tom Randall for the demo
Read More

Categories: GoldenCare News, Industry News, Long-Term Care, and Manhattan Life.

GoldenCare Newsletter | February 19, 2024

  Read Full GoldenCare Newsletter,  February 19, 2024 Edition In this GoldenCare Newsletter Edition Take Advantage Of Our “Bring In An Expert” Service Thurs, Feb 22, 2024 11:00 AM  to  11:30 AM CST Guest Article: “CareScout, a Genworth Company, Aims to Redefine Quality and Build Trust in Long-Term Care,” BusinessWire   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on the latest products and sales strategies. We’re making it easier than ever to get a hold of us and have your favorite tools available at your fingertips! Click here to
Read More

Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, and Thrivent.

Help Your Client’s Policy Benefits Grow

Make sure you help your clients customize their long-term care policy to meet their unique needs. One optional benefit is an inflation protection rider. By adding this rider it can allow your client’s policy benefits to grow each year so by the time they need care, they’ll have more money available to help pay the bills. It also may make their policy partnership qualified, which allows them to protect a portion of their assets in the event they need to apply for Medicaid. To order this customizable brochure, contact Mutual of Omaha’s Sales Support at sales.support@mutualofomaha.com.   Help Your Client’s
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).