TODAY! | Harry Crosby LTC Pro Sales Strategies

Special Event! Struggling to initiate the LTC conversation with clients? Having difficulty closing a sale and getting an application taken? Join us for an exclusive training session with Harry Crosby, a recognized leader having set national production records in 1995 based solely on the sales of ONE carrier’s LTCi policy. Harry is still hugely successful in today’s market. With 30 years of experience, this specialist will share some of his tried-and-true strategies and sales tips!     Register now to reserve your space! Tuesday, October 11th, 10 Central           Questions or help registering? Call the GoldenCare
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Categories: GoldenCare News, Industry News, and Mutual of Omaha (& Affiliates).

“As seniors’ presence in nursing homes drops, young people with disabilities stuck with few alternatives: study”

“As seniors’ presence in nursing homes drops, young people with disabilities stuck with few alternatives: study,” by Kimberly Marselas, McKnight’s LTC News Quote: “Younger nursing home residents, despite dramatically different needs than their older counterparts, have been overlooked by existing efforts to deinstitutionalize care, according to a study published in Health Affairs Monday. … And while SNF use among seniors had fallen in almost all states between 2013 and 2019 due to policy shifts that favor in-home care, the number of younger residents in facilities remained stagnant and even grew in some places. … The long-term trend of declining nursing home use among
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Categories: Clippings and Industry News.

“Pick Up the Phone: Older Clients Want to Hear From You”

“Pick Up the Phone: Older Clients Want to Hear From You,” by Allison Bell, ThinkAdvisor Quote: Your older clients might be less interested in meeting you face-to-face than they were before the COVID-19 pandemic started, but they might be more interested in talking to you on the telephone. Dr. Afik Gal, a co-founder of Assured Allies, a Boston-based long-term care insurance claim prevention company, talked about older Americans’ communication preferences in an email interview.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Click through for details from Dr. Afik Gal of Center-Corporate-Member Assured Allies.      
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Categories: Clippings and Industry News.

“Exercise caution with zero-premium Medicare Advantage plans”

“Exercise caution with zero-premium Medicare Advantage plans,” by Tom Murphy, AP News Quote: “Health insurers will flood the Medicare Advantage market again this fall with enticing offers for plans that have no monthly price tag. The number of so-called zero-premium plans has been growing for years, and they can appeal to retirees who live on fixed incomes. Experts say shoppers should exercise caution, because they might find better coverage at a relatively small monthly cost.”     LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: If it sounds too good to be true, well …    
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Categories: Clippings and Industry News.

Introducing GTL’s New Text-to-Sign functionality

Introducing GTL’s New Text-to-Sign! Save time and bypass the Voice Verification Call! This new functionality is available on the Agent Portal only. Visit the Agent Portal     Here’s how easy it is to use the new Text-to-Sign functionality: When you reach the Client e-Signature page you will have two options.   Select Text-to-Sign and enter your client’s cell phone number and click the Send Link button.   Your client will receive a text message with a secure link to sign their application.   Your client will sign inside the window and then tap Submit. A second signature can be
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Categories: Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.

Life Insurance Offers Real-Life Solutions

Most people have no idea how expensive long-term care services are. According to a 2017 report from the U.S. Department of Health and Human Services, almost 70 percent of people over age 65 will require chronic care later in life. And, these long-term care services can quickly erode a client’s savings. But what if your client doesn’t qualify for long-term care? We understand that they still need some form of protection. And that is one of the reasons we automatically issue a Chronic Illness Rider on all of our Income Advantage and Lifetime Protection Advantage IULs — with NO additional
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: New Lower Dental Rates in Kentucky Effective November 1, 2022, we are decreasing our dental rates in Kentucky.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Heads Up – Q4 Broker Bonus Is Underway! Our popular Broker Bonus program is here for Q4. Learn how you can earn some cash back for your Med supp business.   Now Accepting AEP Medicare Supplement Applications Applications for Medicare supplement with an effective date of January 1, 2023 will be accepted as of October 1, 2022.   Prescription Drug Plans: New Summary of Benefits Form Available for
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Making the sales process a snap

Our Tools and Resources Make the Sales Process a Snap You’ve done the hard part. You’ve recommended a plan and the client is ready to buy a policy. From this point, Mutual of Omaha makes the rest of the sales process a snap for you. Our e-Apps are easy to use, and once you submit an app you can check the progress at any time. And if along the way you want to talk directly to an underwriter, you can be assured you’ll get a real person on the other end of the line. See what the buzz is about
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Caregiver Resources from Dari by Homethrive

Intro to Thrivent’s new member benefit – Caregiver Resources from Dari by Homethrive Thursday, October 27 at 3:00 PM Central A unique feature of being a fraternal insurer means that Thrivent clients receive membership benefits. These resources are meant to help clients at various stages of their life journey. While member benefits should not be used to entice the sale of a Thrivent solution, advisors should be aware of these perks available to members. This webinar will provide an overview of our member benefits in general, as well as launch our newest member benefit – Caregiver Resources from Dari by
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Categories: Industry News, Linked Benefit/Hybrids, Long-Term Care, and Thrivent.