CareForward Product Guide Update The product guide has been updated to include information on trust ownership of a CareForward policy (page 8). Download Guide #goldencareagent #thrivent
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Customize benefit and premiums to meet future goals
In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider Increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See grid below for details) Learn more: Thrivent FIB
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Advanced Markets Minute – November 2022
Protecting Your Greatest Assets for Life Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “Protecting Your Greatest Assets for Life.” Listen Now Most people don’t think of asset protection until they have accumulated some wealth and are faced with a specific threat. But at any point in your clients’ lives they have two significant assets and need to protect them. First, they need to protect their ability to earn an income, and they need to protect what they have built so they can enjoy it in retirement. What if you could
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Long-Term Care Awareness Month Has Come to an End
Long-Term Care is a Year-Round Concern November has come to an end, but that does not mean the need for Long-Term Care insurance disappears. While it is a great month to emphasize the topic, the conversation should be addressed throughout the entire year. Mutual of Omaha has the solutions needed to address these scenarios with our comprehensive LTC product portfolio. Be sure to use our Sales and Marketing Process Brochure as a year-round resource to help facilitate these critical conversations. We sincerely thank you for your efforts this month. #goldencareagent #mutualofomaha #longtermcare
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Thrivent End of Year LTCi Deadlines & Holiday Hours
End of year LTCi Deadlines 2022 Commission Date: Dec 14 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date to be paid commissions in 2022. 2022 Production Date: Dec 28 All outstanding delivery requirements and premium must be received at Thrivent & posted to the policy by this date for business to be counted towards 2022 production. Thrivent Holiday Hours Thrivent is closed on: 11/24 12/26 1/2/2023 LTCG Holiday Hours LTCG is closed on: 11/24 and 11/25 12/26 1/2/2023 #goldencareagent #thrivent #ltc
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GoldenCare Newsletter | November 21, 2022
Read Full GoldenCare Newsletter, November 21, 2022 Edition In this GoldenCare Newsletter Edition From GoldenCare: The GoldenCare Office will be closed Thurs, November 24th & Fri, November 25th for Thanksgiving. Mutual of Omaha LTCi e-App Demonstration Tues, Nov 22, 2022 2:00 PM to 2:30 PM CST HOT LTC TOPICS! | FREE GIVEAWAYS! | DRAWINGS FOR PRIZES! Whether you’re an LTCi veteran or you’re new to LTCi , we’ve got something for you! Check it Out HERE Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the
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Get Those LTCi Apps in for DOUBLE the Chance to Win!
GoldenCare’s Game Time Double the Chance to Win! Watch Game Time Video One week left! Promo bonus ends November 30th How To Enter: For each qualifying Long-Term Care insurance applicant written, your name gets entered TWICE. The more your write, the better your chances of winning! Get the Full Promo Details If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799! #goldencareagent
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“White House to extend PHE designation through April, reports say”
“White House to extend PHE designation through April, reports say,” by James M. Berklan, McKnight’s LTC News Quote: “The federal government will extend the COVID-19 public health emergency declaration until at least April, according to published reports. … The emergency status will extend beyond January in order to allow more time to transition off of the vast federal assistance, according to an unnamed administration official cited in a Reuters report Friday.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: The PHE designation give states a windfall of federal money and keeps ineligible recipients on Medicaid, but it’s a
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“Medicare Advantage 2023 Spotlight: First Look”
“Medicare Advantage 2023 Spotlight: First Look,” by Meredith Freed, Jeannie Fuglesten Biniek, Anthony Damico, and Tricia Neuman, Kaiser Family Foundation Quote: “Over the last decade, Medicare Advantage, the private plan alternative to traditional Medicare, has taken on a more prominent role in the Medicare program. In 2022, more than 28 million Medicare beneficiaries are enrolled in a Medicare Advantage plan, nearly half of the total Medicare population. This brief provides an overview of the Medicare Advantage plans that are available for 2023 and key trends over time. (A separate overview of the 2023 Medicare Part D marketplace is also available.)” LTC Comment,
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“New insurance frontier may be opening to well-positioned providers”
“New insurance frontier may be opening to well-positioned providers,” by Kimberly Marselas, McKnight’s LTC News Quote: “Some 81% of long-stay nursing home residents are dually eligible for Medicaid and Medicare coverage, yet the facilities they call home have rarely played a role in providing their health insurance. But analysts at healthcare research and consulting firm ATI and the SNP Alliance say an approaching regulatory transition presents a key opportunity for more skilled nursing providers to participate in and potentially offer special needs plans designed for dual-eligible individuals.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: More
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