“Half of Americans fear falling more than cancer and want to age in home without stairs”

“Half of Americans fear falling more than cancer and want to age in home without stairs,” Yahoo!    Quote: “According to the tenth annual Nationwide Retirement Institute® Long-term Care survey of 1,812 U.S. adults aged 24 or over and 706 caregivers, conducted by The Harris Poll in October 2021, the vast majority of Americans (88%) believe it’s more important than ever for people to have a plan for long-term care and have long-term care insurance (86%) as COVID-19 has raised concerns about nursing homes. … What’s more, 80% of Americans agree that it is important for them to live in a single-floor home
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Categories: Clippings and Industry News.

“New Research Signals Mass Employee Exodus From Long Term Care Due to Vaccination Mandate”

“New Research Signals Mass Employee Exodus From Long Term Care Due to Vaccination Mandate,” by Joanne Erickson, Provider   Quote: “OnShift’s research indicates a potential mass employee departure from long term care providers as 92 percent of unvaccinated respondents either plan to seek employment where vaccines are not mandated (53 percent) or are unsure of their future employment status (39 percent).”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: The trouble with central planning by regulatory decree is that the unintended consequences are often as bad or worse than the condition the planning was intended to improve.
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Categories: Clippings and Industry News.

“A Massive Elder Corps Is Just Waiting to Be Helpful”

“A Massive Elder Corps Is Just Waiting to Be Helpful,” by Ken Dychtwald, NextAvenue   Quote: “In the 47 years I’ve been studying aging, older adults and retirement in the U.S. and abroad, I’ve noticed that there’s a lot of confusion among retirees regarding what they should be doing with their newfound decades of free time. Different than our grandparents who imagined they’d only have a couple of years post-work before their expiration date, it’s dawning on many of us that we now need to reimagine our lives, restructure our time and maybe even find a new purpose. … Just as
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Categories: Clippings and Industry News.

Washington State Sales Reminder | Holiday Hours

State of Washington LTC sales resume with limitations. Quote software updated to reflect WA limits. Beginning Nov. 20, Thrivent is once again accepting long-term care (LTC) applications for the state of Washington. What you need to know The $3,000 minimum monthly benefit that was in place immediately prior to suspension of Washington LTC sales will remain. The minimum contract holder age will go back to age 18. Because we cannot make the effective date a date other than the application date or issue date, LTC contracts sold in Washington going forward will not be eligible for the Washington Cares Act
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Categories: Industry News, Long-Term Care, and Thrivent.

Our Fifth Winner Announced – GoldenCare’s Contact Card Drawing!

Download our GoldenCare Contact Card to quickly access our team for personal service and for access to your favorite tools at your fingertips from your phone or device! DOWNLOAD NOW! Plus We’re giving away TEN $100 Amazon.com Gift Cards! Enter to win our drawing right on the contact card!   Questions? Call our GoldenCare Marketing Team at 800-842-7799! #goldencareagent
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Categories: GoldenCare News and Industry News.

SecureCare UL sales in WA resume

SecureCare sales in WA resume Effective November 17, 2021, we are resuming sales of SecureCare Universal Life to Washington state residents. Please note: backdating will not be available to meet the guidelines for exemption from the WA Cares Fund. For SecureCare marketing resources, please visit our webpage. View marketing materials   Contact us Questions Please call our SecureCare Sales Support Team at 1-888-900-1962.   #goldencareagent #securian
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Categories: Industry News, Life Insurance, and Securian.

Securian 2021 Year-End guidelines

Thank you for your continued business this past year. As we approach the end of 2021, please keep in mind the following dates and guidelines to ensure that all your business processes in a smooth and timely manner. PLEASE NOTE: Given the current extended processing turnaround times, we are not able to guarantee that requests received during the last week of the year will have all requirements completed in time for the policy to be paid in 2021. Our service teams understand the importance of meeting this deadline and are operating at full capacity. Date Deadline December 10 Recommended last
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Categories: Industry News, Linked Benefit/Hybrids, and Securian.

Care Solutions News, November 2021

Care Solutions Sales & Support Teams Find your key sales contacts using our current territory map.   Operations updates Prepare for year-end: Review key dates and holiday hours We’re dedicated to helping you have a smooth and successful year-end. To ensure you’re prepared, review our holiday hours, new business processing guidelines for 2021 production, and details about this year’s required minimum distribution waiver.   Thanksgiving office closure, early newsletter deadlines OneAmerica will be closed Thursday, Nov. 25 and Friday, Nov. 26 for the Thanksgiving holiday. We will resume regular business hours on Monday, Nov. 29. Because of the upcoming holidays,
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Categories: Industry News, Linked Benefit/Hybrids, and OneAmerica.

Improved illustrations available beginning 11/20

The long-term care illustrations improvements you requested We heard you, and an updated and improved long-term care illustration will be available on Nov. 20. The updated illustration: Has a modern appearance. Was reorganized to provide a better flow of information. Focuses on what’s important to increase your client’s understanding of the product. Note for advisors licensed in California: The updated illustration will be available once your state approves it. Specific changes you’ll see Page order has been changed to bring the most relevant pages to the front. In general, the key terms and definitions will be printed at the end
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Categories: Industry News, Long-Term Care, and Thrivent.

Washington state commissions and upcoming holiday schedule

Washington state commissions Last week’s Washington state update contained an incorrect date range for commission charge backs. Here is the notice with the updated range: As a reminder, there will be full charge back of commissions on any Washington state applications submitted from May 24, 2021 – November 10, 2021 where the premium is not paid for the second year of coverage. We apologize for any confusion this may have caused.   Upcoming holiday office hours Please see below for NGL’s EssentialLTC administration’s upcoming holiday office hours. Thank you for partnering with NGL. We wish you and your family a
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Categories: Industry News, Long-Term Care, and National Guardian Life.