How to Get the Most From an LTCi Policy

Some insurance companies offer LTCi policies based on a daily versus monthly benefit amount. This can provide hardship for the client since they have to ensure they stay under the daily limit. MutualCare Solutions benefit amounts are monthly which gives the client greater flexibility to get the care they need without worrying about exceeding a per-day limit. This flyer has more information on the daily versus monthly examples.   How to Get the Most From an LTCi Policy   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

OmniFlex 1st App Agent Incentive

ManhattanLife’s new STCi product, OmniFlex™ is now available in 31 states and stirring up excitement among agents! We are pleased to announce a special 1st App incentive! Now earn a $200 CASH BONUS for OmniFlex™ business written within 30 days of completing your appointment!*   QUESTIONS? Call our Marketing Team at 800.842.7799 or email marketing@goldencareusa.com. All business for this promotion must be written & issued between 08/15/2023 — 12/31/2023. *To qualify, coverage must ultimately be issued & accepted, with the application sign date occuring within 30 days of your ManhattanLife OmniFlex appointment being finalized. Annualized Premium per Applicant must be
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Categories: Industry News, Manhattan Life, and Short-Term Care.

True Freedom’s “Open Enrollment” Cash Bonus

PROMOTION Beginning TODAY, September 19, 2023 Through December 31, 2023 All agents who submit a True Freedom Plan Enrollment will receive a $100.00 per Enrollment BONUS! * Affinity Groups Excluded In Addition To Your Commission Earned! PLUS Send In 5 Enrollments, Make $300.00 On The 5th App! Send In 10 Enrollments, Make $500.00 On The 10th App!   Remember, True Freedom Plan online enrollments are a breeze! Access the online enrollment site here: https://goldencare.truefreedomhomecare.com/   #goldencareagent #truefreedom
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Categories: GoldenCare News, Industry News, and True Freedom.

ManhattanLife Update to OmniFlex STC in Mississippi

ManhattanLife’s OmniFlex Short-Term Care insurance plan was originally filed with the Mississippi state Department of Insurance based on a 50% Loss Ratio. Upon further review, the MS DOI communicated to ManhattanLife that, going forward, it requires the STC plans be at a 55% Loss Ratio. This change will actually REDUCE plan premiums for the consumer. Note the change in Loss Ratio does impact agent compensation as well. Commission for any OmniFlex STC policy already issued will remain at the original commission rate. Any OmniFlex STC policy written on or after September 20, 2023, will be paid at the 55% Loss
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Categories: Industry News, Manhattan Life, and Short-Term Care.

Nationwide CareMatters Together launching in AZ and DC

Nationwide CareMatters Together launching in AZ and DC on Sept. 11, 2023 Beginning September 11, 2023, CareMatters Together will be available in the state of Arizona (AZ) and the District of Columbia (DC). After September 11, 2023, CareMatters Together will not yet be available in California, Montana and New York. CareMatters Together will not be filed outside of the 50 states and the District of Columbia (DC). We will continue to offer Nationwide CareMatters® II for individuals seeking long-term care coverage for a single life. For pending applicants who wish to transition to CareMatters Together, additional paperwork or requirements could
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Categories: Industry News, Linked Benefit/Hybrids, and Nationwide.

True Freedom Home Care Plans NEW ONLINE ENROLLMENT TUTORIAL

Beginning September 7th The True Freedom Nationwide Home Care Plans Online Enrollment Will Now Be Done Through DocuSign. To Review This Updated Enrollment Process, Please Watch The Tutorial Below, Or By Clicking Here. Representatives Still Initiate An Online Enrollment At Our Landing Page: https://goldencare.truefreedomhomecare.com/   For Any Questions, Please Contact Chen Randall: Toll-Free at 1-888-245-9001   Remember, True Freedom Plan online enrollments are a breeze! Access the online enrollment site here: https://goldencare.truefreedomhomecare.com/   #goldencareagent #truefreedom
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Categories: GoldenCare News, Industry News, and True Freedom.

Integrity Short-Term Care Initiative Training Schedule

Exciting Cross-Selling Training Opportunities Are Here! GoldenCare is leading the Short-Term Care product initiative to help you get ready to get more people covered and close more sales! During the next few weeks, we have several Extended Care webinar events featuring Industry Experts, Tom Randall & Dennis Rinner!  By familiarizing yourself with Extended Care solutions, you can help more people, increase persistency, retain more customers, and earn some great 1st-year commissions with strong renewals! Take the next step and register for upcoming topics that pique your interest. TRAINING LINE UP! Click the events on the calendar for additional details and
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Categories: GoldenCare News and Industry News.

New Suicide Exclusion Endorsement

New Suicide Exclusion endorsement in Arizona, Colorado and Missouri The Compact approved certain amendments relating to life insurance suicide exclusions. These amendments maintain a maximum suicide exclusion period of up to two years and include an exception requiring a shorter maximum suicide exclusion period where required by state law. While the Compact default standard is a two-year suicide exclusion, some Compact states (AZ, CO, and MO) already require shorter suicide exclusion periods. These Compact amendments require that an endorsement be added to policies in those states. A letter explaining the change along with a copy of the endorsement will be
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Categories: Industry News, Life Insurance, and Securian.

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Smooth Sailing: Medicare Supplement Reminders Refresh your knowledge on Medicare related products before the upcoming Annual Enrollment Period.   Earn Now! Med Supp Broker Bonus Increase Learn more about a limited time cash increase for Med supp broker bonus.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Long-Term Care Cash and Reimbursement Benefits

MutualCare® Solutions policies give your clients two options on receiving long-term care benefits – cash or reimbursement. Cash Benefit The cash benefit can be used for any services that supports the plan of care. Plus, there is no elimination period to meet before receiving the cash. Reimbursement Benefit After the elimination period is met, the reimbursement benefit allows your client to access covered long-term care services, reimbursed up to the selected amount each month. Best of all, your clients have the flexibility to switch between the cash or reimbursement benefit at any time. For more details on the MutualCare® Solutions
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).