There’s still time to earn some extra holiday cash!

GTL’s 4th Quarter Bonus Programs! Hospital Indemnity, Precision Care™ Cancer Insurance & Medicare Supplement For qualified Hospital Indemnity and/or Precision Care™ Cancer Insurance applications submitted between October 1, 2018 and December 31, 2018.*   Submit 4-9 Applications Per Month Hospital Indemnity & Precision Care™ Bonus $25 per app For each Advantage Plus®, Indemnity Plus®, and/or Precision Care™ application submitted, signed and dated within the qualification period. Only 1 bonus payable per household per product. Submit 10+ Applications Per Month Hospital Indemnity & Precision Care™ Bonus $50 per app For each Advantage Plus®, Indemnity Plus®, and/or Precision Care™ application submitted, signed
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, and Medicare Supp./Adv..

Lumico Rate Adjustment (Oklahoma)

The following rate adjustments are effective January 1, 2020 for new and in-force business in Oklahoma. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oklahoma 3.0% 0.0% 3.0% 0.0%   Marketing Materials: For your convenience, below is the new Outline of Coverage. New applications can be ordered through normal channels. Click to download the new Oklahoma Outline of Coverage   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Lumico Rate Adjustment (Missouri)

The following rate adjustments are effective January 1, 2020 for new and in-force business in Missouri. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Missouri 9.0% 9.0% 8.0% 8.0%   Marketing Materials: For your convenience, below is the new Outline of Coverage. New applications can be ordered through normal channels. Click to download the new Missouri Outline of Coverage   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Coming soon! Two new IUL options

New products focused on accumulation and protection We’re launching two competitive Indexed Universal Life (IUL) solutions your clients can depend on – whether their goal is accumulation or protection. At Securian Financial, we’re known for our quality IUL products that demonstrate a strong commitment to policyholders. And our latest products, Eclipse Accumulator IUL and Eclipse Protector II IUL, continue this tradition. Below are some key benefits. Available December 14, 2019: Eclipse Accumulator IUL (accumulation focused) Straightforward, traditional IUL product design – offers some of the lowest policy charges in the industry Resiliency – Low charges allow for strong crediting in
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Categories: Industry News, Life Insurance, and Securian.

External Replacement Guidelines

Since September 1, 2015, United of Omaha has not accepted external replacements on simplified issue life insurance applications in Kentucky, Kansas or West Virginia. Please make sure you are aware of the external replacement guidelines below. Products impacted Term Life Express Guaranteed Universal Life Express Living Promise Whole Life (Final Expense) Children’s Whole Life Indexed Universal Life Express Any simplified issue application taken in Kentucky, Kansas or West Virginia stating an external replacement is involved, will not be accepted. External replacements will be considered on fully underwritten products in these states on a case by case basis. It is required
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Upcoming Changes to Our Life Product Portfolio

Mutual of Omaha is financially strong and we continue to focus on growing our company. Our commitment to growth is what helps ensure that we’ll be around when it comes time for us to deliver on the promises we’ve made to our policyholders. This continued growth requires an investment of capital, and as a mutual company, we rely primarily on our earnings to create new capital. Recently, statutory earnings have been impacted by several economic factors, including a prolonged low interest rate environment. We’re proactively addressing this trend in 2020 to produce positive statutory earnings and maintain our long-term financial
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

2020 Life Product Changes: Transition Rules

Effective January 1, 2020, we will be making changes to our life product portfolio, including discontinuing our Guaranteed Universal Life product, repricing our Level and Graded Living Promise Whole Life final expense products, repricing our Term Life Express Non-ROP product and discontinuing our Term Life Express 20-Year ROP product. Below is a summary of the transition rules. More information on these product changes and transition rules can be found in our 2020 Life Product Changes Frequently Asked Questions document.   GUL and TLE 20-Year ROP policies: You will still be able to submit applications for GUL and TLE 20-year ROP
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

December 19th LTC Underwriting Teleconference: Other Than Applied

Have you added the next LTC Underwriting Teleconference to your calendar yet? Don’t miss December’s Topic: What Happens With Other Than Applied Our Final Underwriting Teleconference is scheduled for Thursday, December 19, 2019, 10 a.m. CST When: Thursday, December 19th at 10 am Central Conference Number: 1-866-220-3018 Conference ID: 9182458 Check out this flyer for all the details.   Do you have questions on the topic, or do you have something you’d like to discuss? Email distribution.marketing@mutualofomaha.com prior to the teleconference.   December 19th LTC Underwriting Teleconference: Other Than Applied   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Custom and Secure Brochures Now Available in California

The redesigned MutualCare® Custom and Secure consumer brochures are now available for the state of California. Please discontinue use of old materials. To view/print the redesigned CA MutualCare® Custom Solution brochure, click the image to the left or click here. The new pieces are also available to order through your normal ordering channels.   Custom and Secure Brochures Now Available in California   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Upcoming rate adjustments for IL and MO.   Medicare Advantage and Prescription Drug Plans: PDP Application Clarification See clarification regarding Mutual of Omaha RX Enrollment Form.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).