Updated: Critical Advantage Product and Underwriting Guide

The Critical Advantage Product and Underwriting Guide has been recently updated. Make sure you are using the most current version by ordering through your normal channels. View the updated guide here If you have any questions, please contact Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com.   Updated: Critical Advantage Product and Underwriting Guide   #goldencareagent #mutualofomaha
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Encourage Clients to Purchase LTCi Now, Not Later

Your clients have busy lives. Between family and work obligations, they have a lot going on. So even if they understand the value of long-term care insurance, purchasing a policy often isn’t a top priority. But they may not be aware there’s cost associated with waiting. It’s easy to put things off until tomorrow. But some of life’s decisions are too important to ignore. Waiting to purchase a long-term care insurance policy is one of them. Waiting may mean paying higher premiums down the road. Procrastinating also could lead to the inability to qualify for coverage. That makes this concept
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Stay Flexible with Mobile Quote Tools

Our mobile quoting tool makes it easy to give quotes on the go! With just a few clicks, you’ll know how much a prospect could pay for Critical Illness Insurance, Cancer Insurance, and Heart Attack/Stroke Insurance. Here’s a scenario to consider: Say your client and their partner are 40 years old and have two children. First, select a family coverage type, inserting their age, and choosing a lifetime cancer policy at $30,000 benefit amount. Based on this information, your client could pay as little as $44.60 a month to protect their entire family. Download the Mobile Quote app now! Apple
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions: Association Marketing Discounts

Strength Through Teamwork! We have flyers and brochures to help you tell the story about our how Mutual Income Solutions can benefit association members. Getting Started This brochure provides some of the key reasons and ways you can grow your business by working with associations. The Guidelines This flyer lists association requirements and provides a step-by-step association approval process, from submitting a proposal to receiving approval.   For more details and additional materials, visit our dedicated Association Marketing page on Sales Professional Access.   Mutual Income Solutions: Association Marketing Discounts   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions: Secure Message Portal Flyer

The Secure Message Portal is a tool used by Mutual Income Solutions policyholders to complete their application and view important messages from Mutual of Omaha. The Secure Message Portal Flyer has been created to help you and policyholders navigate first-time access to the Secure Message Portal. It provides step-by-step instructions for accessing the portal, signing in and completing any required tasks. View the Flyer Here Use this flyer one-on-one with clients or provide to them for additional assistance. You can access the flyer through your normal ordering channels.   Mutual Income Solutions: Secure Message Portal Flyer   #goldencareagent #mutualofomaha #disability
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Washington Long-Term Care Rider Available February 1, 2022

We are pleased to announce that effective February 1, 2022, Mutual of Omaha will once again accept Income Advantage and Life Protection Advantage IUL applications that include the Long-Term Care Rider in the state of Washington. Important information to know: Applications, illustrations and quoting software will be available beginning February 1, 2022. Thank you for your continued business, partnership and commitment to Mutual of Omaha. If you have any questions, please contact your Sales Director or Account Executive. Washington Long-Term Care Rider Available February 1, 2022 #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, Mutual of Omaha (& Affiliates), and State LTC Programs.

Navigating TLE 30T ROP

Mutual of Omaha has an exciting announcement for you. Effective February 1, 2022, the TLE 30T Return of Premium (ROP) product will have Critical Illness and Chronic Illness Riders available in addition to the Terminal Illness Rider. This allows your clients even more options on their policy. In addition to these no-cost benefits, we will be repricing TLE 30T ROP while keeping it one of the most competitive ROP products in the industry. Here’s what you need to know: New Riders Chronic and Critical Illness Riders will be added to TLE 30T ROP. Rate Adjustments TLE 30T ROP rates will
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Managing Expectations When Clients Go on Claim

Your Phone is Going to Ring When the need for long-term care services arises, the producer often is the first person contacted. That’s why it’s important for you to understand your role in the LTCi claims process so you can help manage your clients’ expectations. If you become aware of a potential claim, notify the claims department as soon as possible. And be prepared to provide the following information: Insured’s name Phone number Mailing address Email address Policy number Insured’s representative/power of attorney Type of claim (i.e., home health care, assisted living, nursing home) Want to learn what happens next?
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   New Look to the Explanation of Benefits Our Explanation of Benefits has been redesigned to make reading and understanding it easier.   Med Supp Changes Impact Idaho, Nevada and Illinois Learn about new state regulations and plan changes.   Dental: Save Your Clients Money on Dental Mutual of Omaha offers multi-policy savings when our dental policy is sold with our Medicare supplement policies.   Prescription Drug Plans: The One Company Advantage Be prepared to talk with your Medicare clients about prescription drug coverage.   #goldencareagent #mutualofomaha
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Inforce Long-Term Care Insurance Rate Adjustments Effective April 1, 2022

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective April 1, 2022: Impacted Policy Forms Impacted States LTC04I Alaska, North Dakota LTC04G North Dakota LTC04I7 North Dakota LTC09M Alaska, North Dakota LTC06UI Alaska, North Dakota LTC09U Alaska, North Dakota LT50, NH50, HCA, NHA & LTA Kentucky, South Dakota and Wyoming   For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).