Go behind the scenes with Carol Carville. We’re excited to show you a candid interview with LTC underwriter, Carol Carville. Carol has worked in group medical, life, disability and now long-term care, so her perspective is unique and varied. In the video, she talks about common application mistakes and why the relationships she has with producers in the field is so important to her and our business. Don’t miss it! Video Interview with Chief LTC Underwriter Carol Carville #goldencareagent #mutualofomaha
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Help Your Clients Get Protection Through Life
When clients are looking for death benefit protection, they generally want a life insurance policy that can last for their lifetime. However, a fully-guaranteed UL policy (with a level premium and death benefit to age 100 or beyond) can be expensive. With Life Protection Advantage IUL, when the client pays the long-term no-lapse protection premium, they receive a meaningful guarantee period at a competitive price. Take a look at the Protection Through Life flyer to: Learn how the premium guarantees work See how the guarantees compare to life expectancy Review a case study of how the long-term no-lapse protection guarantee
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Share the IUL Express Client Video Today
Our new client-approved video helps you explain how an IUL Express product works and the benefits an IUL Express policy has to offer. Watch it now and share it with your clients. The new video is available, along with other IUL Express materials, on our new simplified issue microsite, mutualofomaha.com/simple. If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800) 693-6083 or email sales.support@mutualofomaha.com. Share the IUL Express Client Video Today #goldencareagent #mutualofomaha #iule
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Include LTCi in Retirement Planning
Most people understand the need for retirement planning. But your clients may not be thinking about how they would pay for LTC services if needed in the future. A MutualCare Solutions long-term care insurance policy may be what your clients need to complete their retirement plan. Our policies cover basic needs like housekeeping and grocery shopping to care in an assisted living center or nursing home. And, the money your clients have saved can be used to enjoy retirement or set up a college fund for grandkids. Talk to your clients who may be planning for retirement. Let them know
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Plant the Seed Early for Long-Term Care Insurance
Your clients lead busy lives and they may put off making important decisions. Plant the seed early with these clients to help plan for possible future health needs. Buying a long-term care insurance policy may be far down the list of their priorities, so let them know the benefits of getting coverage early. Advantages to buying LTCi early Insurability — clients will be more likely to be approved for coverage Affordability — rates are based on your client’s age at time of purchase Peace of Mind — clients can rest easy, they are protected for any future care they may
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Real-Life Story: Bakouris Family
Dore was newly married, had a one-year old son and had just returned to work. She was 27, and life was just starting to fall into place. Then she started suffering from severe headaches. Given that she had no previous health issues, she went to the emergency room and got a CT scan. Thankfully Dore had done insurance planning at a young age, given her husband, Steve, was their insurance professional. Disability Income Insurance made a difference for their family. Watch the Bakouris family’s story by clicking here, or on the image below: Real-Life Story: Bakouris Family #goldencareagent
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Updated Maryland CWL App Pack
Effective April 29, 2020 the Maryland Children’s Whole Life application packets were updated, please make sure you begin using the new application packet by checking the form number. App pack form numbers: Old: ICC17L663A New: ICC18L672A The new paper application packets are available and can be found on Sales Professional Access or ordered through your normal ordering channels. The electronic application is updated with the correct forms. Transition Rules: Children’s Whole Life applications submitted after June 1, 2020, must use the new Maryland application packet. Maryland application packets with the old form number will not be accepted after June 1,
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Medicare Solutions – Omaha Family of Companies
Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments in AZ, CT, GA, IA, KY, ME, MI, MN, MT, NV, SC, TN, WI, WV. Mutually Well COVID-19 Impact Direct your client to reach out to the Mutually Well Customer Service line if their gym has been closed due to the COVID-19 pandemic. The Cost-Sharing Plan: Plan N Learn how Plan N can help save your clients money. E-Application Signature Methods Learn more about e-App signature options. And remember, the e-App is an easy solution to write your business, while practicing social distancing. Dental: Dental: Taking an
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Upcoming Changes to Sales Support
Mutual of Omaha is committed to providing you with effective resources and services that makes us easy to do business with. As a result of your feedback and to serve you better, we will be implementing some changes to the prompts on our Sales Support toll free phone line (1-800-693-6083). The new prompts will allow you to select the product, service or department you are calling in for and route you directly to the correct representative that can help. During the next few weeks, we will be slowly transitioning all incoming calls to the new prompts. In the interim, you
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Set Target Premium with MutualCare Solutions Software
When you are meeting with clients who have a desired premium in mind for long-term care coverage, we have a great tool to get you to that premium amount. Use the MutualCare Solutions software Set Target Premium feature. It allows you to enter the desired premium your clients want while building the benefits around the premium. When you open the software, look for this symbol. Now, enter the client’s state, age, gender, premium mode, inflation protection and elimination period. Once you hit Set Target Premium, you will enter the client’s desired premium. The monthly benefit will adjust to the targeted
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