New Sales Idea: LTCi vs. Medicare and Medicaid

Many people think that Medicare and Medicaid are synonymous with long-term care insurance. However, relying on either of these government run programs will most likely leave your clients and prospects without the level of care they need or expect. If you know the primary benefits of LTCi over Medicare and Medicaid, it can help you make the sale and help your clients make sure they’re protected now and into the future. View the Sales Idea flyer.   New Sales Idea: LTCi vs. Medicare and Medicaid   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Advanced Markets: More Satisfied Customers

More Satisfied Customers We all know that success in our business depends on creating satisfied customers who come back to you for more products and services, and also refer new customers to you. Wouldn’t it be nice if you had some clear advice…maybe even some assistance…on how to create those satisfied customers? Well, an unexpected source may have given you an opportunity. Although life insurance ownership has declined over the last 30 years, and customer satisfaction tends to decline once the policy is delivered, a recent study from J.D. Power and Associates shows that all of that may be changing.
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Important Washington state updates as 11/1 deadline nears

Washington state LTCi updates: Processing solution as 11/1 deadline nears Thank you for your patience as we work diligently to process the significant influx of long-term care (LTC) application volume we’ve received as a result of the Washington Cares Fund. The surge in applications has put significant strain on carriers, underwriters and the vendors who support this business across the industry. We received triple the normal number of LTC applications throughout May, June and July. And while we have made meaningful progress, there are still a significant number of applications to process. Current projections indicate that we will return to
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Categories: Industry News, Long-Term Care, and Thrivent.

NGL EssentialLTC – Washington State underwriting update

Washington State Underwriting Update We have now completed the underwriting for over two-thirds of the Washington State business that has been submitted. The remaining applications require obtaining necessary sets of medical records to reach an underwriting decision. There are a small number of cases that have not yet completed telephone interviews or an age required LTC Exam. We do expect all of those to be done within the next two weeks. To facilitate the release of medical records, our vendor has been offering electronic transmission options as a time saver to the larger medical care providers. We have established an
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Categories: Industry News, Long-Term Care, and National Guardian Life.

New Sales Idea: Middle Market Clients

There are a variety of options available to help with long-term care planning. While each may have unique benefits for your client, when it comes to the middle market, standalone LTCi may make more sense. View the Sales Idea flyer.   New Sales Idea: Middle Market Clients   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We Offer Protection That Endures

Through two World Wars, the Great Depression and all the economic challenges since, we have kept the promises we’ve made to our customers, helping us build a company known for its trustworthiness and fortitude. We sold our first long-term care insurance policy in 1987. Since then, we’ve been committed to delivering long-term care solutions to our customers, and we continue to invest resources into growing and refining our LTCi business year over year. We’ve developed content designed to help you work with clients confidently, knowing that Mutual of Omaha will be here for them now and into the future. That’s
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

LTC New Business Rate Refresh and Benefit Changes for Additional States (NY, MT)

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare® Solutions Portfolio in approved states. Effective November 1, 2021, we will be implementing these changes in two additional states. Impacted States Montana and New York Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the new rates by
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Our Commitment to the LTCi Market

Long-Term Care Insurance Our Commitment Endures   Through two World Wars, the Great Depression and all the economic challenges since, we have kept the promises we’ve made to our customers, helping us build a company known for its trustworthiness and fortitude. We sold our first long-term care insurance policy in 1987. Since then, we’ve been committed to delivering long-term care solutions to our customers, and we continue to invest resources into growing and refining our LTCi business year over year. The following content was designed to help you promote MutualCare® Solutions to clients confidently, knowing that Mutual of Omaha will
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

NGL EssentialLTC – New E-APP Unlock Feature

New E-APP Unlock Feature Beginning Friday, October 1, 2021, you will have the ability to unlock an E-APP without having to contact our LTC Administrative Office! The E-APP will become locked when the it enters the DocuSign® signature process. If during the signature process it is necessary to remove the application from the signature process, unlocking the application allows the signature process to terminate, making the E-APP steps 1 to 4 available again. Follow these steps if you need to adjust application information once the E-SIGN process has started.   E-SIGN Confirm Contact Information nce contact information is entered in
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Categories: Industry News, Long-Term Care, and National Guardian Life.

Help for a Chronic Condition – Marilyn’s Story

Real People. Real Stories. Marilyn’s Story Help for a Chronic Condition The best way to understand how long-term care insurance can benefit your clients is through stories from our policyholders. Here’s how having a policy made a real difference for Marilyn and her daughter, Melinda. Marilyn’s Story – View the Flyer   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Help for a Chronic Condition – Marilyn’s Story   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).