NGL EssentialLTC Underwriting Form and Flyer

October 25, 2021 | by | Comments Off on NGL EssentialLTC Underwriting Form and Flyer

Underwriting Prequalification Form Set yourself up for successful field underwriting using NGL’s Underwriting Prequalification Form. It is a great tool to gather a snapshot of your client’s health history that you can have reviewed by an underwriter. It will help give you an idea of whether or not NGL will be a good fit for this applicant from an underwriting perspective. Once your client applies, use the Consumer Underwriting Flyer to educate them on the underwriting process. It’s a great tool to show your clients “what’s next” once their application is submitted, and it helps them gather the information they’ll
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, field underwriting, health prequalification, health prescreen, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, prequalification, prescreen, underwriting prequalification, and underwriting process.

New Sales Idea: LTCi vs. Medicare and Medicaid

October 25, 2021 | by | Comments Off on New Sales Idea: LTCi vs. Medicare and Medicaid

Many people think that Medicare and Medicaid are synonymous with long-term care insurance. However, relying on either of these government run programs will most likely leave your clients and prospects without the level of care they need or expect. If you know the primary benefits of LTCi over Medicare and Medicaid, it can help you make the sale and help your clients make sure they’re protected now and into the future. View the Sales Idea flyer.   New Sales Idea: LTCi vs. Medicare and Medicaid   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, insurance company, long-term, Long-Term Care, long-term care insurance, LTC, LTCi, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, and policy.

Advanced Markets: More Satisfied Customers

October 25, 2021 | by | Comments Off on Advanced Markets: More Satisfied Customers

More Satisfied Customers We all know that success in our business depends on creating satisfied customers who come back to you for more products and services, and also refer new customers to you. Wouldn’t it be nice if you had some clear advice…maybe even some assistance…on how to create those satisfied customers? Well, an unexpected source may have given you an opportunity. Although life insurance ownership has declined over the last 30 years, and customer satisfaction tends to decline once the policy is delivered, a recent study from J.D. Power and Associates shows that all of that may be changing.
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, Long-Term Care, long-term care insurance, LTC, ltc objections, LTCi, ltci objections, mutual of omaha, Mutual of Omaha Insurance Company, objections, omaha, overcoming objections, Plan Early, self-insure, and self-insuring.

Important Washington state updates as 11/1 deadline nears

October 25, 2021 | by | Comments Off on Important Washington state updates as 11/1 deadline nears

Washington state LTCi updates: Processing solution as 11/1 deadline nears Thank you for your patience as we work diligently to process the significant influx of long-term care (LTC) application volume we’ve received as a result of the Washington Cares Fund. The surge in applications has put significant strain on carriers, underwriters and the vendors who support this business across the industry. We received triple the normal number of LTC applications throughout May, June and July. And while we have made meaningful progress, there are still a significant number of applications to process. Current projections indicate that we will return to
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: insurance, Long-Term Care, long-term care insurance, LTC, LTCi, rider compatibility, Thrivent, Thrivent Financial, Thrivent Financial for Lutherans, WA Cares Act, WA Cares Fund, WA LTSS Trust Act, WA State, WA Trust Act, Washington, and Washington state.

NGL EssentialLTC – Washington State underwriting update

October 25, 2021 | by | Comments Off on NGL EssentialLTC – Washington State underwriting update

Washington State Underwriting Update We have now completed the underwriting for over two-thirds of the Washington State business that has been submitted. The remaining applications require obtaining necessary sets of medical records to reach an underwriting decision. There are a small number of cases that have not yet completed telephone interviews or an age required LTC Exam. We do expect all of those to be done within the next two weeks. To facilitate the release of medical records, our vendor has been offering electronic transmission options as a time saver to the larger medical care providers. We have established an
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: EssentialLTC, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, NGL, WA Cares Act, WA Cares Fund, WA LTSS Trust Act, WA State, WA Trust Act, Washington, and Washington state.

New Sales Idea: Middle Market Clients

October 25, 2021 | by | Comments Off on New Sales Idea: Middle Market Clients

There are a variety of options available to help with long-term care planning. While each may have unique benefits for your client, when it comes to the middle market, standalone LTCi may make more sense. View the Sales Idea flyer.   New Sales Idea: Middle Market Clients   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: insurance, insurance company, long-term, Long-Term Care, long-term care insurance, LTC, LTCi, Mutual, mutual of omaha, Mutual of Omaha Insurance Company, omaha, and policy.

We Offer Protection That Endures

October 25, 2021 | by | Comments Off on We Offer Protection That Endures

Through two World Wars, the Great Depression and all the economic challenges since, we have kept the promises we’ve made to our customers, helping us build a company known for its trustworthiness and fortitude. We sold our first long-term care insurance policy in 1987. Since then, we’ve been committed to delivering long-term care solutions to our customers, and we continue to invest resources into growing and refining our LTCi business year over year. We’ve developed content designed to help you work with clients confidently, knowing that Mutual of Omaha will be here for them now and into the future. That’s
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: begin the conversation, insurance, Long-Term Care, long-term care insurance, LTC, LTC Planning, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, omaha, planning ahead, and planning options.

LTC New Business Rate Refresh and Benefit Changes for Additional States (NY, MT)

October 19, 2021 | by | Comments Off on LTC New Business Rate Refresh and Benefit Changes for Additional States (NY, MT)

As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare® Solutions Portfolio in approved states. Effective November 1, 2021, we will be implementing these changes in two additional states. Impacted States Montana and New York Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the new rates by
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: application, e-App, e-Application, electronic application, insurance, Long-Term Care, long-term care insurance, LTC, LTC Conversation, LTC Planning, LTCi, mutual of omaha, and omaha.

Our Commitment to the LTCi Market

October 11, 2021 | by | Comments Off on Our Commitment to the LTCi Market

Long-Term Care Insurance Our Commitment Endures   Through two World Wars, the Great Depression and all the economic challenges since, we have kept the promises we’ve made to our customers, helping us build a company known for its trustworthiness and fortitude. We sold our first long-term care insurance policy in 1987. Since then, we’ve been committed to delivering long-term care solutions to our customers, and we continue to invest resources into growing and refining our LTCi business year over year. The following content was designed to help you promote MutualCare® Solutions to clients confidently, knowing that Mutual of Omaha will
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).
Tags: Custom Solution, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, Mutual of Omaha Insurance Company, MutualCare, MutualCare Custom Solution, MutualCare Secure Solution, MutualCare Solutions, MutualCare Solutions LTC, MutualCare Solutions LTCi, omaha, and Secure Solution.

NGL EssentialLTC – New E-APP Unlock Feature

October 11, 2021 | by | Comments Off on NGL EssentialLTC – New E-APP Unlock Feature

New E-APP Unlock Feature Beginning Friday, October 1, 2021, you will have the ability to unlock an E-APP without having to contact our LTC Administrative Office! The E-APP will become locked when the it enters the DocuSign® signature process. If during the signature process it is necessary to remove the application from the signature process, unlocking the application allows the signature process to terminate, making the E-APP steps 1 to 4 available again. Follow these steps if you need to adjust application information once the E-SIGN process has started.   E-SIGN Confirm Contact Information nce contact information is entered in
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Categories: Industry News, Long-Term Care, and National Guardian Life.
Tags: e-App, e-Application, electronic application, EssentialLTC, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, and NGL.