Your Clients Want to Stay at Home to Receive Care

Did you know that someone turning age 65 today has almost a 70% chance of needing some type of long-term care services in their future? Most people prefer to have their care in their own home rather than a facility. Mutual of Omaha’s Long Term Care product offers up to four different ways to help keep clients in their home for as long as possible. Help Your Clients Stay at Home Sales Idea.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Your Clients Want to Stay at Home
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

The Next Steps After Submitting the Application

Preparation is the key to a successful health interview. You just completed a long-term care application. Before ending the conversation, make sure your clients know what happens next. Preparing clients for the underwriting process can go a long way toward ensuring their applications get issued. Why? An interviewer may mistakenly assume confused applicants have cognitive issues that make them uninsurable. When in reality, an applicant may simply be distracted or not fully prepared to answer questions about their health, their doctors and their medications. Mutual of Omaha has a handy leave-behind brochure you can use to walk your clients through
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Available Premium Payment Options Refresh yourself on Mutual of Omaha’s payment and processing guidelines.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Personalized URLs for Med Supp and Dental are now available You can now obtain a Personalized URL (PURL) to offer your clients access to a dedicated Med Supp or Dental Insurance e-Application.   Dental: Dental Pretreatment Estimates A couple of reminders when requesting a pretreatment estimate.   Prescription Drug Plans: Mutual of Omaha Rx Exits PDP Market Mutual of Omaha Rx
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | March 4, 2024

  Read Full GoldenCare Newsletter,  March 4, 2024 Edition In this GoldenCare Newsletter Edition Webinars: Mutual of Omaha LTCi Product & Software Training Thurs, March 7, 2024 11:00 AM  to  11:30 AM CST Sales While You Sleep: AFEUSA/CHUBB Self-Enrollment Tues. March 12, 2024 10:00 AM to 10:30 AM CDT Finding the Niche: OmniFlex STC & Essential Care Thurs. March 14, 2024 2:00 PM to 2:30 PM CDT Guest Article: “Genworth Hopes to Stabilize Long-Term Care Business by 2026,” by Allison Bell, ThinkAdvisor   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay
Read More

Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, Thrivent, and Wellabe.

LTCi Impacts People’s Lives

Mutual of Omaha’s long-term care MutualCare Solutions portfolio includes a cash benefit with no elimination period. This story highlights one way this benefit can help your clients during the claims process.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   LTCi Impacts People’s Lives   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

We Give Your Clients Choices

Mutual of Omaha’s long-term care insurance policies provide flexibility for your clients’ benefit options. Cash Benefit Reimbursement Benefit Option to switch between cash and reimbursement Use this brochure to help your clients understand why flexibility is important.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   We Give Your Clients Choices   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Don’t Forget Mutual of Omaha’s Contact Card Not sure who to contact, at Mutual of Omaha, with your questions? Check out our comprehensive contact card!   The Annual Med Supp Conference is Almost Here The annual Medicarians conference is now bigger than ever.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   Personalized URLs Are Now Available Get your Personalized URL today to start taking advantage of this enhanced client engagement tool.   Dental: Enhanced Dental Benefits Added to Additional States We have exciting
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Advanced Markets Minute – February 2024

LTC Self-Insurance or Self-Delusion? Welcome to the Advanced Markets Minute in both print and audio form. Today’s article is called “LTC Self-Insurance or Self-Delusion?” Listen Now   When it comes to planning for long-term care expenses some clients say they would rather self-insure, or in other words, pay the cost of care themselves. They probably don’t self-insure against auto accidents, home fires, or medical costs, but somehow self-insuring against the risk of needing long term care makes sense to them. Many who say that may not understand what the actual cost of long-term care will be and, in reality, cannot
Read More

Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

New: LTC Return of Premium Flyer

One of the most common concerns consumers have when it comes to long-term care insurance is they may have to pay premiums for a policy without ever using the benefits. Mutual of Omaha offers optional return of premium riders which allow your clients’ beneficiaries to receive a portion of the premiums they have paid. This flyer can help you discuss these optional riders with your clients.   If you have any questions, please contact Mutual of Omaha’s Sales Support at 1-800-693-6083 or sales.support@mutualofomaha.com.   New: LTC Return of Premium Flyer   #goldencareagent #mutualofomaha
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective May 1, 2024

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments in the state of Arkansas, effective May 1, 2024. Impacted Forms 2024 Increase LTC04G 15% LTC04I 15% LTC04I7 15% LTC09M 15% LTC06UI 15% LTC09U 15%   Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).