Help Your Clients Understand Their Planning Options

Over the years, your clients have likely spent time planning for their future. They’ve saved, they’ve taken care of themselves and they’re ready to enjoy the result of all that planning – a comfortable retirement. Have your clients considered what would happen to their plans should they become chronically ill? Costs of care, treatments and medication are expensive. If your client has a life insurance need, they can plan ahead for this retirement risk using a Long-Term Care Rider or a Chronic Illness Rider on their life insurance policy. The following two brochures are client-approved and can be used to
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Categories: Industry News, Life Insurance, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in IL, IN, MI, MO, MN, SC, TN, VI, and WI.   Medicare Supplement Part B Deductible Offset Effective July 1, 2019, the Medicare supplement Part B deductible offset will be $200 in all states where it is currently $150 ($175 in WI).   2019 3rd Quarter Med Supp Broker Bonus Program The 3rd quarter Broker Bonus Program period is from July 1, 2019 to September 30, 2019.   2019 High Deductible G Fliers We now have High Deductible Plan G fliers available to order. These fliers
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Term Life Express as Mortgage Protection

A Term Life Express (TLE) policy protects your client and their family, but what if they survive the term period selected? With our return of premium option, they can receive a partial return of the premiums available at the end of their level policy term. These funds can be used to pay off their mortgage, giving them and their family peace of mind. Customize and instantly download our TLE mortgage protection client letter to mail to your leads and clients. You can find it on Sales Professional Access, by contacting Sales Support at 1-800-693-6083, or through your normal ordering channels.
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Good News | Teleconference Thursday With Omaha Leadership!

Let’s Talk About Mutual of Omaha’s Underwriting Guidelines Mutual of Omaha’s next “Underwriting Operation” Teleconference is Thursday at 10:00 a.m. Central! Come talk with Mutual’s leadership about the Underwriting Guidelines currently in review. Do you agree with current underwriting rules? Disagree?  Share your feedback and gather more insight on what you’d like to see change in the future. Let’s Talk About Our Underwriting Guidelines Topic: Underwriting Operation Kickoff When:  Thursday, June 20th at 10 a.m. Central Conference Number:  1-866-220-3018 Conference ID:  5172044 Click here for teleconference details Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at 800-842-7799!
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | June 17, 2019

In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, June 17, 2019 Edition From GoldenCare: Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTC CEO Office, Home and Internet Selling Tools Software has been updated! This Must-Have Resource can dramatically increase your LTC sales, providing sales presentations, calculators, pre-recorded training, instruction for successful Internet Selling, LTC resources, and  MORE! Find out how to get
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, and Transamerica.

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming rate adjustments in IA, IL, IN, NV, OH and WI.   July Modernized Rate Release Please view the upcoming rate release for AZ, CA, CT, MN, ND and RI.   June Summer Sizzle Webinar Learn to build your Medicare business through a series of Medicare Solutions monthly webinars! The next is scheduled for Tuesday, June 25th at 10:30 a.m. CST.   2019 3rd Quarter Med Supp Broker Bonus Program The Third Quarter Broker Bonus Program period is from July 1, 2019 to September 30, 2019.   2019 High Deductible
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Have You Taken Advantage of Your TLA Upsell Opportunities?

Oftentimes, clients will select their term coverage level based on their budget, even if they may actually have a need for more coverage. If you have a client who gets approved better than applied for, this is the perfect time to use the Term Life Answers Upsell Program since they can potentially get more coverage and still be within their budget. Agents who are consistently talking to their client about the upsell offer have found great success. Since we started offering the upsell opportunities, we’ve had a 15 percent acceptance rate with the average increase being just over $275,000 per
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

LTC Inflation Protection Buy-Up Option

Your clients need to be assured the LTCi policy they purchase today will be enough to help pay for services they may need in the future. And there’s good news! The Mutual Care Custom Solution policy includes an inflation protection buy-up option that allows clients to increase their inflation protection percentage annually. This important feature also enables your clients to to decrease their inflation percentage at any time. Best yet, any gains previously applied to the policy are theirs to keep. Offering a benefit with flexibility to meet your client’s changing needs could be the competitive advantage you need to
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

TLE: Affordable, Versatile, Simple

Families want to protect their home and the life they’ve built for their family. That’s exactly what a Term Life Express product does. Along with affordable coverage, TLE also offers: Versatility Face amounts from $25,000 — $300,000 Living Benefits – at NO additional cost Chronic Illness Rider Terminal Illness Rider Critical Illness Rider Simplicity Quick Issue Simplified underwriting (no blood and urine tests required) e-App Mobile quoting app Trustworthiness Backed by a legacy brand with outstanding financial ratings For clients who are looking to choose an affordable term product — look at TLE today! TLE: Affordable, Versatile, Simple   #goldencareagent
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Updates to Life Products for 2017 CSO Table Changes

Throughout the remainder of 2019, United of Omaha will be modifying the products in our life insurance portfolio as we implement the 2017 Commissioners Standard Ordinary (CSO) Tables. Product Impacts The first phase of product changes will be implemented on August 1, 2019: Income Advantage IUL will be updated with the new tables. Impacts of these modifications include: There will be slight increases and decreases in our premiums, required minimum face amounts and disbursement amounts. Disbursement amounts will be consistently within 2% in either direction from our current disbursements, with very minor changes in our competitive positioning. Generally, our charges
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).