Revised Tax Summary The Tax Summary has been revised with more specific language around the summary of the income tax treatment for TQ LTCi policies for 2022. The summary dated 01/22 will be available tomorrow in Marketing Tools under the Sales & Marketing tab on the ARC. Or click here to download a PDF copy. Please begin using the new version of the Tax Summary dated 01/22 immediately as older versions are no longer in compliance. For agent inquiries contact your dedicated NGL Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the NGL Long-Term Care Sales
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NGL EssentialLTC – Updated COVID-19 Underwriting Guidelines
Updated COVID-19 Underwriting Guidelines Based on the evolving COVID-19 situation it has been determined that certain COVID-19 positive individuals may only have to wait one month instead of three or six to apply for coverage. We also eliminated guidelines on negative testing and close contact exposure. The new guidelines focus on COVID-19 positive test results, symptoms and recovery. Effective immediately, the new underwriting guidelines for COVID-19 are as follows: These guidelines have been updated in the Premier Underwriting Guide. It will be available tomorrow in Reference Guides under the Sales & Marketing tab on the Agent Resource Center (ARC). The
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Industry News, Long-Term Care, and National Guardian Life.
Coronavirus, COVID-19, EssentialLTC, field underwriting, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, pandemic, underwriting prequalification, underwriting process, Underwriting', and virus.
Coronavirus, COVID-19, EssentialLTC, field underwriting, insurance, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, pandemic, underwriting prequalification, underwriting process, Underwriting', and virus.
Thrivent LTC: Advertising Compliance Update
Thrivent Advertising Compliance Bulletin The materials below provide you with guidance on compliant advertising practices under your Thrivent Agreement and outlined in the Producer Compliance Guide All materials used to advertise Thrivent, its products or services, or created with the intent to sell Thrivent’s products must comply with state advertising requirements and be approved by Thrivent prior to use. Violation of Thrivent’s advertising policy may result in disciplinary action and could potentially lead to termination of your Agreement with Thrivent. See the bulletin and full compliance guide for complete details. Advertising Reminder Advertising Compliance Bulletin Full Producer Compliance
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Encourage Clients to Purchase LTCi Now, Not Later
Your clients have busy lives. Between family and work obligations, they have a lot going on. So even if they understand the value of long-term care insurance, purchasing a policy often isn’t a top priority. But they may not be aware there’s cost associated with waiting. It’s easy to put things off until tomorrow. But some of life’s decisions are too important to ignore. Waiting to purchase a long-term care insurance policy is one of them. Waiting may mean paying higher premiums down the road. Procrastinating also could lead to the inability to qualify for coverage. That makes this concept
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Good News | GoldenCare’s Priority Is Setting You Up For Sales Success
GoldenCare’s Exclusive Lineup Of Valued Added Tools & Services Did you know that as a GoldenCare agent, you have complementary access to several value-added tools and services, including: Perfect Portfolio of Products Superior, Personal Backend Support Product & Sales Training (with new Sales Strategy & Training topics for 2022) LTC CEO Office, Home and Internet Selling Tools GoldenCare Rewards Program CSG Actuarial Comparison Tools StrateCision Comparison Tools Discounted E & O Coverage Exciting Promotions Featuring Different Products CareOptions Health and Wellness Hub GoldenCare has the tools, services and resources to support your efforts and help you achieve your sales goals!
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You’re Invited! | MutualCare Custom Solutions Training
Tues, Feb 8, 2022 2:00 PM to 2:30 PM CST Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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Managing Expectations When Clients Go on Claim
Your Phone is Going to Ring When the need for long-term care services arises, the producer often is the first person contacted. That’s why it’s important for you to understand your role in the LTCi claims process so you can help manage your clients’ expectations. If you become aware of a potential claim, notify the claims department as soon as possible. And be prepared to provide the following information: Insured’s name Phone number Mailing address Email address Policy number Insured’s representative/power of attorney Type of claim (i.e., home health care, assisted living, nursing home) Want to learn what happens next?
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Good News | LTCi Claims Paid In 2021 Grew By $700 M Over 2020
Claims Paid 2021 By Long-Term Care Insurers Grew By $700 Million The nation’s long-term care insurers paid out $12.3 Billion in claims during 2021. That represents a significant increase over prior years according to the American Association for Long-Term Care Insurance (AALTCI). “Take note if you doubt the value of long-term care insurance protection or question whether insurers are paying claimants,” reports Jesse Slome, AALTCI’s director. “The amount of claim benefits paid to policyholders grew by approximately $700 million compared to the 2020 payout.” Claims Paid 2021 By Long-Term Care Insurers Grew By $700 Million #goldencareagent
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You’re Invited! | Pro Advice On Overcoming LTCi Sales Objections
Despite attention being drawn to Long-Term Care over the past two years, are you still having difficulty closing the sale? You’re not alone. A common mistake is failing to PLAN for the objections. Many typical excuses an be addressed and eliminated during your presentation. Join our LTCi Expert for guidance on how best to respond to objections. His years of experience will provide tips and strategies that will ultimately help you close more sales. Thurs, Feb 3, 2022 2:00 PM to 2:30 PM CST Questions or help registering? Call the GoldenCare Marketing Team at
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Mutual of Omaha’s “Wild Kingdom” Float Wins Director Award in Tournament of Roses Parade
Mutual of Omaha’s “Wild Kingdom” Float Wins Director Award in Tournament of Roses Parade OMAHA, Neb. (Jan. 4, 2022) — As a first time Rose Parade float participant, Mutual of Omaha experienced many wonderful moments in the 133rd annual parade in Pasadena, California, on Jan. 1. Perhaps the most exciting was the float being awarded the parade’s Director Award. The Director Award recognizes the most outstanding artistic design and use of floral and non-floral materials. Each year the parade selects three judges who are tasked with selecting award winners. The 55-foot Mutual of Omaha’s Wild Kingdom/RFD-TV float featured the king
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Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
Mutual, mutual of omaha, Mutual of Omaha Insurance Company, Mutual of Omaha's Wild Kingdom, Rose Bowl, Rose Parade, Wild Kingdom, and wild kingdom heritage.
Mutual, mutual of omaha, Mutual of Omaha Insurance Company, Mutual of Omaha's Wild Kingdom, Rose Bowl, Rose Parade, Wild Kingdom, and wild kingdom heritage.
