Fast Fact – LTCi Experts on Standby Not comfortable with Long-Term Care insurance sales? Our LTC Experts are standing by! Bring in an Expert or refer your client for a referral fee! Click Here to watch this Fast Fact If you’re already appointed through GoldenCare, but are not yet taking advantage of all we have to offer, call your Regional Director at 800-842-7799! #goldencareagent
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Good News | Learn About The Expanded LTC Funding Options From Secure 2.0
Secure 2.0 Expands LTCi Funding Options What is Secure 2.0 and why should it matter to you? Secure 2.0 is part of the federal government’s attempt to help Americans pay for a long-term care plan. The Setting Every Community Up for Retirement Enhancement 2.0 Act of 2022 allows Americans with an individual retirement account or 401(k) plan to use up to $2,500 annually in assets to pay for stand-alone long-term care insurance. There may be tax consequences for the withdrawal but the funds will not be subject to the 10% early withdrawal tax. Could be a viable tradeoff if the
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Thrivent LTC: Share the 4 Truths of Long-term Care
In the first part of the year, we are focusing on resources and tools to help advisors have proactive conversations about extended care planning. This week, we focus on the 4 Truths of Long Term Care. You may have talked about LTC myths in the past, but consumers are responding to many of those talking points being reframed as truths. Our 4 Truths content is available as a consumer use flyer or as consumer workshops. Watch for additional resources in the coming weeks. Consumer Flyer: 4 Truths about LTC The Four Truths of Long-Term Care flyer is a consumer approved
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Download the NGL EssentialLTC Sales Guide Today!
Download the NGL EssentialLTC Sales Guide Today! The NGL EssentialLTC Sales Guide has everything you need to build a winning sales strategy. It’s full of valuable information on our most popular riders, payment options and product highlights. It also includes scenarios and tips for when NGL’s EssentialLTC features fit your clients’ needs. You can find the guide by clicking on the Reference Guide option under the Sales & Marketing tab on the Agent Resource Center. Download a copy today and find your success with NGL EssentialLTC! For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or
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Download the 2023 LTCi Tax Advantages Flyers
There are a lot of advantages to owning a traditional long-term care policy. It helps people remain in their homes as long as possible, ensures parents won’t have to rely on their kids to take care of them, and provides protection for a retirement nest egg. But there’s another important advantage… the potential to save on federal and state income taxes. Let your clients know buying a traditional long-term care insurance policy from Mutual of Omaha offers tax advantages. Also, if you have clients that are small business owners, there may be significant tax savings if they use business dollars
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Long-Term Care Application Tips
Our underwriters know your LTCi clients aren’t just a list of diagnoses, and they rely on you to tell them more. They encourage you to paint a picture about your clients’ health, cognitive status and lifestyle. Because the more you can tell them, the better the chance for a positive underwriting outcome. You can do that by gathering as much information as possible from your clients, including: Recent doctors’ visits, lab tests, etc. Any diagnoses they’ve received Learning about any tests, recent surgeries or physical therapy Documenting medications they take Information about their physical and social activities Confirming they have
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NGL EssentialLTC – Two of our favorite features
Two of our favorite features NGL EssentialLTC offers many great benefits and features that sets it aside from most LTCi products. Two of our favorite features are the Lifetime Benefit Period Extension and Shared Benefit Amount Riders. Lifetime Benefit Period Extension Rider If your clients are concerned about a long claim duration, lifetime benefits could be appealing. The Lifetime Benefit Period Extension Rider can provide benefits that will continue for the remainder of the insured’s life while on a claim. Lifetime Benefit Rider Video Shared Benefit Amount Rider Couples who ask about potentially running out of benefits, could find the
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Industry News, Long-Term Care, and National Guardian Life.
EssentialLTC, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, Shared Benefit, Shared Benefit Amount Rider, and Shared Benefit Rider.
EssentialLTC, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, Shared Benefit, Shared Benefit Amount Rider, and Shared Benefit Rider.
Inforce Long-Term Care Insurance Rate Adjustments Effective April 1, 2023
Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective April 1, 2023*: Impacted Policy Forms Impacted States LTC04G Maine*, New Hampshire, New Mexico, Ohio LTC04I Maine*, New Mexico, Ohio LTC04I7 Maine*, New Mexico, Ohio LTC09M Maine*, New Mexico, Ohio LTC06UI Maine*, New Mexico, Ohio LTC09U Maine*, New Mexico, Ohio * The state of Maine requires a 90-day notification period for all policyholders. Therefore, the effective date for the affected
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GoldenCare Newsletter | January 23, 2023
Read Full GoldenCare Newsletter, January, 23, 2023 Edition In this GoldenCare Newsletter Edition From GoldenCare: SPECIAL: True Freedom Product & e-Enrollment Training Today’s insurance professionals are facing more declinations than ever before. We offer an innovative alternative that uses no medical underwriting, and is available in all 50 states: True Freedom Home Care Service Plans Plus, these membership plans can be written remotely using a simple electronic enrollment form! Join us for a demo to learn just how easy it is! Wed, Jan 25, 2023, 10:00 AM to 10:45 AM CST Diversify your portfolio for greater sales success! Join us for
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Tomorrow – You’re Invited! True Freedom Product & Electronic Enrollment Training
Today’s insurance professionals are facing more declinations than ever before. We offer an innovative alternative that uses no medical underwriting, and is available in all 50 states: True Freedom Home Care Service Plans Plus, these membership plans can be written remotely using a simple electronic enrollment form! Join us for a demo to learn just how easy it is! Register Now To Reserve Your Space! Click below to register: Wed, Jan 25, 2023, 10:00 AM to 10:45 AM CST Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements
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