Washington State New Business Beginning November 1, 2021, NGL will begin accepting new applications from Washington State. Due to the demand for LTC planning the Washington Cares Fund continues to generate, NGL has made the decision to place the following temporary minimums on all new Washington State applications: $3,000 annual lifetime premium – Modal equivalents – $1,560 semiannual, $810 quarterly, $263 monthly $6,000 annual 10-Year premium – Modal equivalents – $3,120 semiannual, $1,620 quarterly, $525 monthly $30,000 single premium Joint applications are subject to these minimums per application, not per applicant. Applications that do not meet the minimums listed above
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Great news! Our Med supp Virginia rates are among the lowest
We did the research so you don’t have to. It’s hard to keep track of which carrier is lowest in Virginia when Med supp rates change monthly. To help you stay as up-to-date as possible, we ran rates for two of the most popular plans, Plans G and N. And what we saw was great news. What’s the news, you say? Our Medicare supplement comes in at a competitive position in Virginia. Check it out*! Carrier Plan G Plan N Mutual of Omaha Insurance Company $87.02 $65.94 Average of Top Carriers $99.09 $80.00 * Sample rates as of 10/1/21 for
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Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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7702 changes now in effect for SecureCare UL
7702 changes now in effect for SecureCare UL Effective today, November 1, 2021, the guaranteed interest rate on new SecureCare Universal Life (SecureCare UL) applications was updated to comply with the Consolidated Appropriations Act of 2021, which lowers the interest rate assumptions used in Section 7702 of the Internal Revenue Code. SecureCare UL’s new guaranteed interest rate is now available in the illustration software. All new applications will receive the new guaranteed interest rate. In order to receive the old guaranteed interest rate, an application must have been received no later than October 29, 2021, and it must be approved,
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GWIC increases support for agents in the Spanish market
GWIC has expanded our library of Spanish materials to increase opportunities for you to do business. Reach a wider audience with 12 Facebook ads in Spanish. Find them by searching for “Facebook ads in Spanish” on Merrill Connect. Complete apps quicker with the Spanish MyEnrollerSM Voice Authorization Form. Write business for individuals who are not U.S. citizens, provided they have permanent residency in the United States or have an Individual Taxpayer Identification Number (ITIN). And remember, you already have access to the following materials in Spanish: Final Expense brochure Final Expense flyer Final Expense trifold To suggest more items to
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It Pays To Give Your Clients Peace Of Mind
Earn unlimited bonuses with the Give Me Five incentive program. Great Western Insurance Company (GWIC®) is offering a generous incentive from Oct. 1, 2021, to Dec. 31, 2021. During that time, you’ll receive a $200 bonus for every five taken applications. Lean about the program #goldencareagent #gwic #greatwestern #finalexpense
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Good news! | New Digital Series “Saving the Wild,” 1st Episode Available Now
Mutual of Omaha Joins Forces with The Dodo in “Saving the Wild” “Mutual of Omaha’s Wild Kingdom” has joined forces with The Dodo, the most-viewed and engaged with animal brand globally, to bring new awareness to endangered species’ struggle for survival on our changing planet. This partnership will create an all-new digital series entitled “Saving the Wild” to tell heartwarming stories that illustrate the many challenges animals face in the wild. Peter Gros of the original “Wild Kingdom” show hosts the series, which premieres Oct. 27 and runs through Dec. 22 on The Dodo’s YouTube, Facebook, IGTV, Twitter and website.
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You’re Invited! | Updated! Mutual of Omaha LTCi e-App Demo
Electronic applications have never been more fundamental in keeping your insurance business going. Join Jenn Felten for a video tutorial walking-through Mutual of Omaha’s LTC e-App. Attend for tips to avoid common mistakes, review different consumer signature options, and learn what to expect after submission! Register now to reserve your space! Wed, Nov 3, 2021 10:00 AM to 10:30 AM CDT Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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“Caregiving Caused Me to Divorce My Siblings”
“Caregiving Caused Me to Divorce My Siblings,” by Robert L. Peta, NextAvenue Quote: “During the 15 years I spent as my mother’s primary caregiver, I heard this story endlessly from strangers and friends: ‘I’m caring for Mom (or Dad) and none of my siblings is lifting a finger.’ Sometimes, the deserted parent in the story had been an ogre; more often, they’d been, like my own mother, beloved by all her kids.” LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: We thank Lynn Voss of long-time Center friend and corporate member GoldenCare for tipping us to
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Clippings and Industry News.
“What’s better for senior living and care — the market or government?”
“What’s better for senior living and care — the market or government?,” by Stephen A. Moses, McKnight’s Senior Living Quote: “The senior living and care business encompasses a wide range of services, including independent living, assisted living, memory care, skilled nursing and home care (including home care provided in the aforementioned settings). Private-market forces prevail in independent living and, somewhat less so but predominantly, in assisted living. Government funding and regulation prevail in home care, skilled nursing and, less so but significantly, in assisted living. By most measures, the more market-based independent and assisted living sectors fare better economically over
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Clippings and Industry News.
“3 States Limit Nursing Home Profits in Bid to Improve Care”
“3 States Limit Nursing Home Profits in Bid to Improve Care,” by Susan Jaffe, Kaiser Health News Quote: “‘If they’re not able to pull so much money away from care and spend it on staffing and actual services, it should make a big difference,’ said Charlene Harrington, professor emeritus at the University of California-San Francisco’s School of Nursing who has spent four decades studying nursing home reimbursement and regulation. ‘I would expect the quality of care would improve substantially.’ ‘The actual effect will be just the opposite,’ said Andrew Aronson, president and CEO of the Health Care Association of New
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Clippings and Industry News.
