Reasons to use a 1035 Exchange

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Reasons to use a 1035 Exchange

Is your client looking to fund a long term care insurance (LTCi) policy but not sure how to do it? They may already have the funds and not know it!

Using a 1035 Exchange allows your clients to exchange surrender value (principal and tax-deferred gains) of a life insurance or annuity contract for a LTCi policy.

A new LTCi policy could be a better fit for your client’s current and future needs more than an existing life or annuity contract they may have.

Download our 1035 Exchange Flyer to learn more.

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1035 Exchange Flyer


For agent inquires contact your dedicated NGL Agent Services Team at 888.505.2332 or For sales questions contact the Long Term Care Sales Team at

Reasons to use a 1035 Exchange

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