Effective Thursday, February 1st, Critical Illness (CP4) and Heart Attack/Stroke (CP2) policy sales will be discontinued in the state of New Jersey. Cancer Insurance will still be available as part of the Critical Advantage portfolio. Transition Rules Any Critical Illness or Heart Attack/Stroke applications in New Jersey must be signed by the customer and received in the home office by January 24, 2024. Any applications signed or received after January 24, will not be accepted. We will not make any exceptions to these dates. Applications for Critical Illness or Heart Attack/Stroke in NJ must be signed on or before and
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Kicking The New Year Off With The Right Conversations
Long-term care insurance is a critically important product line for clients who like to plan ahead. Knowing who those individuals are is key information to help you in your search for new clientele. Here are some things to look for when prospecting new clients: Demographics: 45-65 years old, family-oriented, and members who are exposed to friend or family member who has needed LTC services. Triggers to buy: Planning for retirement, birth of a grandchild, or a love one needing care. How people educate themselves: Family & Friends, their employer, insurance brochures. Use this flyer as a quick reference tool to
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Upcoming Lumico Med Supp rate adjustment on 3/1
Upcoming rate adjustment for Med Supp Effective March 1, 2024, there will be a rate adjustment for Med Supp policies underwritten by Lumico Life Insurance Company (Lumico) in select states. For FL only New policies will continue to be underwritten by Lumico in Florida. Please note the following cut off dates: Applications signed on or after 2/1/24, with a requested effective date on or after 3/1/24, will be subject to the new rate. Applications signed on or before 1/31/24, with a requested effective date on or after 3/1/24, will receive the current rate. For IA, KY, MO, ND, NV, OK,
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Manage clients’ information through digital self-service
Manage clients’ information through digital self-service Nationwide® will soon be making it simpler for you to manage your clients’ documents through digital self-service. This change not only will reduce unwanted clutter and paper waste, but it will also make it easier to access and maintain your client information. Here’s what to expect: Copies of client statements, confirmations and systematic letters will no longer be sent by mail to their financial professional When you log in to nationwidefinancial.com, you will have secure 24/7 access to these materials through the Document Center You may still eceive some of these documents via mail,
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Nationwide CareMatters® II Product Updates
Nationwide CareMatters® II Product Updates — December 18, 2023 On December 18, 2023, Nationwide implemented a price improvement across all scenarios for the current CareMatters II product in the states of Indiana and New Jersey. There is a price decrease for all scenarios, which varies by the characteristics of the case. We’re pleased that the repricing is now effective in all states except for California. YourLife CareMatters® in New York will not be affected by this change. In addition, to make CareMatters II more accessible to more clients, Nationwide has lowered the current minimum LTC benefit from $2,500 a month
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You’re Invited! Essential Care STCi Webinar with Courtney Mayer
Introducing the new Essential Care STCi coverage from Medico, a Wellabe Company. Join special guest, Courtney Mayer, for an official introduction to Essential Care, and learn how a home health care base benefit with flexible options can help meet more clients’ needs. We’ll cover basic product details, field underwriting guidelines, quoting as well as enrollment – all in one! Tues, Jan 17th | 2:00 p.m. Central Click below to register: Please check that you meet minimum system requirements and have the equipment needed to attend before downloading the latest version of GoToWebinar. Click Here for more
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GoldenCare Newsletter | January 8, 2024
Read Full GoldenCare Newsletter, January 8, 2023 Edition In this GoldenCare Newsletter Edition Introducing GoldenCare’s Decline Placement Program! We said we were bringing it in 2024 and here we go! To kick it off, we’re introducing our brand-new sales-saving service! Let’s flip those declines, get your clients coverage, and put more money in your pocket! Join us Thursday morning to learn just how easy it is to save more sales! Thurs, Jan 11, 2024 10:00 a.m. Central Time Guest Article: “Fines suspended for nursing homes that violate minimum staffing law,” byJosh Henreckson, McKnight’s LTC News Diversify your portfolio for greater sales
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Good News: A New ManhattanLife 2024 Sales Incentive Kicked Off Monday
ManhattanLife’s 1st Production Contest of 2024! Starting Monday, January 8th, ManhattanLife is excited to announce their first sales contest for 2024! Contest Period: January 8 – February 23. Products: Home Health Care / HHC Select, and OmniFlex™ Short-Term Care. A minimum of 5 HHC(S)/STC apps are required to qualify for double trip credits. View ManhattanLife’s Incentive Flyer for full details Be on the lookout for updated Tax Deductibility pieces – coming soon! #goldencareagent #manhattanlife #mac
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You’re Invited! Decline Placement Program
We said we’re bringing it in 2024 and here we go! Kicking off with our new Decline Placement Program. Let’s flip those declines and get your clients coverage. It’s as easy as 1, 2, 3. Send us your decline, receive alternate coverage quotes back, close the sale! Join us this Thursday for the details. 2024 Let’s Go! Thurs, Jan 11, 2024 10:00 AM to 10:30 AM CST View Our Full Webinar Schedule Questions or help registering? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest
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“California is robbing America’s poor to fund Medicaid for its rich”
“California is robbing America’s poor to fund Medicaid for its rich,” by Anthony Digiorgio and Anil Makam, Whittier Daily News “Beginning in January, the nation’s most populous state will put to the test the idea that Medicaid is reserved for the needy, as determined by income and asset thresholds reflecting our earnings and wealth. It may create a burden that robs America’s poor to pay rich Californians. … California legislation signed back in 2021 will soon take effect, eliminating all asset eligibilities for certain populations, particularly those needing long-term care the most. This opens the program for individuals with hundreds
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Clippings and Industry News.
