Historically, the cost of long-term care services has increased by approximately 5 percent per year, and that trend is expected to continue. Adding an inflation protection rider is a good way to ensure the policy your clients purchase today provides adequate coverage 20 years down the road when they’re likely to need care. Read more on what Mutual of Omaha has to offer. Inflation Protection #goldencareagent #mutualofomaha
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Changes to LTC Underwriting
Throughout 2023, the Mutual of Omaha Long-Term Care Underwriting Team has been focused on enhancing the ease of doing business with us. Recognizing that lead time and challenges in obtaining medical information have been problematic, we are now incorporating medical claims data to assist us in our risk evaluation process. We are confident that by integrating this medical claims data into our underwriting toolbox, we will streamline processing and reduce the need for additional requirements. Ultimately, this will result in quicker decisions for you and your clients. Effective June 20, 2023, we will begin ordering medical data for all applications
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GTL’s 4th of July Office Closing
In observance of Independence Day, GTL will be closed on Monday, July 3rd and Tuesday, July 4th. GTL will reopen on Wednesday, July 5th at 7:00AM CST. We wish you a safe and relaxing holiday weekend! #goldencareagent #gtl #independenceday
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Preparing for Wellabe: What to know before June 26
As of June 26, 2023, we’ve officially unified under our new brand, Wellabe™. Here’s a list of what you can expect moving forward. GWIC agent portal The GWIC agent portal will have the same URL, so if you bookmarked the login page, it’ll remain the same. If you have not saved direct access to the agent portal, visit wellabe.com and select “Sign in” in the top right corner Scroll down to the “Agent resources” section and click on “GWIC agent portal login.” You will be taken to the usual agent portal landing page, where you will see the Wellabe/GWIC logo.
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Humana Achieve Expands into Texas!
The Humana Achieve Medicare Supplement is now available in Texas with a new policy effective date of July 1st. Humana Achieve continues to improve benefits for clients and agents alike, such as: Agent incentives that include $325 per underwritten application Ability for mid-level MGAs to send their own contracting links Enhanced household discounts — 12% discount in most states Rate decreases or holds in many states Download Texas’ Outline of Coverage for more information below: TX Outline of Coverage In more news, Humana will soon be improving their competitive position in Illinois, Kentucky, Pennsylvania and South Carolina — look
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NGL’s A (Excellent) Rating Affirmed by AM Best
National Guardian Life Insurance Company (NGL) is pleased to announce AM Best has affirmed its A (Excellent) rating effective May 25, 2023. This rating reflects the excellent ability of NGL to meet its ongoing insurance policy and contract obligations and further attests to its financial strength. “We are proud to have our A rating affirmed and to be recognized for NGL’s strong capital position and operating results. It is great news for our 1.2 million policyholders* and their families. NGL’s rating further exemplifies our commitment to being a leader in the insurance industry and growing our Preneed market share as
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OmniFlex™ Short-Term Care Available In Two Additional States
On Thursday, the OmniFlex™ Short-Term Care product launched, and already we have an exciting announcement! Effective June 26th, the plan was approved for sales in two additional states — Illinois and Michigan Add OmniFlex to your portfolio today! #goldencareagent #manhattanlife #mac
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OmniFlex™ — Welcome to the Future of Short-Term Care
We knew 2023 would be a banner year, especially as we awaited the official launch of the highly-anticipated OmniFlex™ Short-Term Care plan! It’s Finally Here! Exciting New OmniFlex Short-Term Care Product Announcement! Exciting News! Introducing the new OmniFlex Short-Term Care Insurance from ManhattanLife, underwritten by Standard Life and Casualty! This new option can add value to your portfolio, helping you serve even more Americans. Here are some of the highlights: • Simple two-tiered underwriting • Fast-50 cash benefit feature • Built-in $300/year Rx benefit • 10% spousal discount • Hospice benefits covering home & facility Watch Tom Randall’s short,
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GoldenCare Newsletter | June 19, 2023
Read Full GoldenCare Newsletter, June 19, 2023 Edition In this GoldenCare Newsletter Edition From GoldenCare: Watch Video Invitation A New Solution That Every Insurance Portfolio Needs Thurs, June 22, 2023 2:00 PM to 2:30 PM CDT With Special Giveaway!! Guest Article: “What to Know About Buying Long-Term Care Insurance,” with Richard Eisenberg, Terry Savage and Brian Gordon, Friends Talk Money Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training. Stay up-to-date on the latest products and sales strategies. We’re making it easier than ever to get a hold of us and have
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You’re Invited! TOMORROW: TOP SECRET REVEALED
Every so many years there is a boom in the insurance industry. Don’t miss the coming EXPLOSION — Longevity Planning like you have never seen! GoldenCare found something that checks ALL the boxes. Attend a special webinar event to be let in on our little secret! We will be making a very special announcement during the event. Plus, we’ll provide all attendees with a complimentary packet of infographics! SPECIAL ANNOUNCEMENT & GIVEAWAY! All attendees will receive a complimentary zip file full of Longevity Health Planning infographics to help you generate interest and establish the need! Thurs, June 22, 2023 2:00
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