“Reform policies ‘double down’ on decades-long failures, LTC physicians warn”

March 9, 2022 | by | Comments Off on “Reform policies ‘double down’ on decades-long failures, LTC physicians warn”

“Reform policies ‘double down’ on decades-long failures, LTC physicians warn,” by Danielle Brown, McKnight’s LTC News   Quote: “The Biden administration’s approach toward nursing home reform uses the unsuccessful and ‘punitive’ tactics that haven’t proved to advance quality for years, according to a top industry group.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Unfunded quality demands are the administration’s modus operandi.               Subscribe to GoldenCare News  
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Categories: Clippings and Industry News.

“CMS Releases Updated Guidance on Medicaid Eligibility and Redeterminations”

March 9, 2022 | by | Comments Off on “CMS Releases Updated Guidance on Medicaid Eligibility and Redeterminations”

“CMS Releases Updated Guidance on Medicaid Eligibility and Redeterminations,” AAMC   Quote: “On March 3, the Centers for Medicare & Medicaid Services released updated guidance regarding redeterminations of Medicaid beneficiary eligibility for when the public health emergency (PHE) ends. The PHE is currently set to expire on April 15, though it is expected that the administration will extend the expiration for at least an additional 90 days. …The updated guidance will allow states to initiate, rather than complete, redeterminations during the 12-month unwinding period to reestablish a regular schedule of renewals. Additionally, states will be provided an extra two months before they
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Categories: Clippings and Industry News.

“Ken, Maddy, and Elyse: Age Wave’s Unbeatable Leadership Trio”

March 9, 2022 | by | Comments Off on “Ken, Maddy, and Elyse: Age Wave’s Unbeatable Leadership Trio”

“Ken, Maddy, and Elyse: Age Wave’s Unbeatable Leadership Trio,” InsightsSuccess magazine   Quote: “In this wide-ranging interview, the leadership team of Age Wave—Co-founder and CEO Ken Dychtwald, PhD, Co-founder Maddy Dychtwald, and President Elyse Pellman—share what motivated them to start Age Wave—the world’s preeminent think tank on longevity, aging, and retirement issues, what market opportunities are hiding in plain sight, and so much more.”   LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform: Age Wave continues to make waves in the aging space. Congratulations to Ken and team.             Subscribe to GoldenCare
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Categories: Clippings and Industry News.

“The Impact of the COVID-19 Recession on Medicaid Coverage and Spending”

March 9, 2022 | by | Comments Off on “The Impact of the COVID-19 Recession on Medicaid Coverage and Spending”

“The Impact of the COVID-19 Recession on Medicaid Coverage and Spending,” by Elizabeth Williams and Robin Rudowitz, Kaiser Family Foundation   Quote: “Unlike previous recessions in modern history, this past recession was spurred by the spread of a virus (COVID-19), which created a public health crisis with unique health implications. Understanding the impact past recessions have had on Medicaid programs, early in the pandemic we began tracking employment and state revenue indicators, which can signal changes to Medicaid enrollment and have implications for state budgets. Medicaid is a counter-cyclical program, meaning that more people become eligible and enroll during economic downturns; at the
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Categories: Clippings, COVID-19, and Industry News.

“AHCA Releases Report Highlighting Unprecedented Economic Crisis in Nursing Homes; High Operating Costs and Stagnant Recovery Could Mean More Nursing Home Closures, Threatening Access to Care for Seniors”

March 8, 2022 | by | Comments Off on “AHCA Releases Report Highlighting Unprecedented Economic Crisis in Nursing Homes; High Operating Costs and Stagnant Recovery Could Mean More Nursing Home Closures, Threatening Access to Care for Seniors”

“AHCA Releases Report Highlighting Unprecedented Economic Crisis in Nursing Homes; High Operating Costs and Stagnant Recovery Could Mean More Nursing Home Closures, Threatening Access to Care for Seniors,” AHCA/NCAL   Quote: “The American Health Care Association (AHCA) today released a new report outlining the financial impact of the COVID-19 pandemic on the nation’s nursing homes. The report, produced by CLA (CliftonLarsonAllen LLP), highlights that the cost of care and other operations in nursing homes is far exceeding their reimbursement rates, resulting in a projected 4.8 percent negative margin. The industry is also facing a historic workforce crisis and significant declines in occupancy
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Categories: Clippings and Industry News.

Processing times return to business as usual

March 7, 2022 | by | Comments Off on Processing times return to business as usual

Long-term care processing times return to business as usual Processing times for long-term care (LTC) new business applications have returned to business as usual. What you need to know Starting in late May 2021, an unprecedented number of LTC applications were submitted in response to the Washington Cares Fund. This one-time event resulted in industry-wide service delays and long processing times for new business. We have been working diligently the past several months to process the large inventory of pending cases and are happy to share that the new business backlog has significantly reduced, returning processing times for new applications
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Categories: Industry News, Long-Term Care, and Thrivent.
Tags: advertising compliance, compliance, insurance, Long-Term Care, long-term care insurance, LTC, LTC Partnership, LTCi, Thrivent, Thrivent Financial, and Thrivent Financial for Lutherans.

View GTL’s Upcoming Webinars Now Right on the e-App

March 7, 2022 | by | Comments Off on View GTL’s Upcoming Webinars Now Right on the e-App

Now you can view and register for GTL’s upcoming webinars right on the e-App!     Now longer do you have to keep an eye out for our emails highlighting our upcoming webinars! The new Training Webinars banner on the home screen of the Agent Portal and e-App will take you to a list of our publicly available upcoming webinars. From there, you will be able to register for the webinar you want and even join from the same screen. Log in to the Agent Portal     Contact GTL’s Sales Support with any questions at (800) 323-6907, or email
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Categories: Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, and Industry News.
Tags: application, cancer, CI, critical illness, GTL, Guarantee Trust Life, Guarantee Trust Life Insurance Company, HIP, Hospital Indemnity, Hospital Indemnity Plan, and insurance.

NGL EssentialLTC Consumer Presentation

March 7, 2022 | by | Comments Off on NGL EssentialLTC Consumer Presentation

NGL EssentialLTC Consumer Presentation Show your clients the importance of Long Term Care insurance (LTCi) with the EssentialLTC Consumer Presentation. The presentation explains to consumers why they should consider LTCi, the cost of long term care and how not having LCTi can impact their family. It uses easy to understand language and visual charts to help your clients make an informed decision about their long term care needs. Visit the Agent Resource Center to download a PDF a copy under Consumer Materials. Available for use in the following states: AK, AL, AR, CO, GA, IA, ID, IL, KS, KY, LA,
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Categories: Consumer Marketing Materials and National Guardian Life.
Tags: EssentialLTC, Lifetime Benefit, Lifetime Benefit Rider, Long-Term Care, long-term care insurance, LTC, LTCi, National Guardian Life, National Guardian Life Insurance Company, NGL, Shared Benefit, Shared Benefit Amount Rider, and Shared Benefit Rider.

Mutual of Omaha Rises to the Top for IUL

March 7, 2022 | by | Comments Off on Mutual of Omaha Rises to the Top for IUL

We are excited to announce that Mutual of Omaha has been named “Best Indexed Universal Life Insurance” by Investopedia and also received the earning of “Best for Indexed Universal Life Insurance” by Forbes Advisor. What Makes Mutual of Omaha’s IUL products stand out? Investopedia chose Mutual of Omaha policies because we offer the utmost flexibility in our indexed universal life products, which allows customers to buy coverage that best suits their individual goals. Additionally, we have excellent financial strength ratings. Forbes Advisor stated that Mutual of Omaha offers the best combination of high ratings for financial strength, competitive internal policy
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: crediting strategies, express, indexed universal life, insurance, IUL, IULE, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, simplified underwriting, and United of Omaha.

TLE Helps Protect Your Clients’ Homes and Lifestyles

March 7, 2022 | by | No Comments

Term Life Express can help give your clients peace of mind knowing money will be available to help pay off their mortgage if they die, or to assist with the mortgage payments if they suffer a disability. Our products also offer flexibility with no-cost Living Benefits available on both the ROP and non-ROP term products. Our client-approved product brochure and highlight sheet walk your clients through our Term Life Express products and explain the various options they have to choose from. These materials are available to order by reaching out to Mutual of Omaha’s Sales Support at (800) 693-6083 or
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).
Tags: Express Underwriting, insurance, Life Insurance, mutual of omaha, Mutual of Omaha Insurance Company, omaha, premium, Premiums, rates, term life, Term Life Express, Term Life Insurance, TLE, and United of Omaha.