GoldenCare Newsletter | April 22, 2024

  Read Full GoldenCare Newsletter,  April 22, 2024 Edition In this GoldenCare Newsletter Edition Webinars: GoldenCare’s new “Words.Of.Wisdom” Webinar Series Tom Randall’s “Words.Of.Wisdom” webinar series offers expert sales strategies, product planning insights, and insider tips on various topics. Don’t miss this opportunity to enhance your skills and stay ahead in your industry. Register now for actionable insights and practical advice from industry experts. Our team has spent weeks pouring over the research and we’ve identified STUNNING gaps in coverage that pose significant risk to your clients. Join Tom Randall for his Words.Of.Wisdom to learn how you can be a HERO to your
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Categories: GoldenCare News, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, Thrivent, and True Freedom.

TOMORROW! Tom Randall’s “Secret Gaps in Your Clients’ Coverage”

Our team has spent weeks pouring over the research and we’ve identified STUNNING gaps in coverage that pose significant risk to your clients. Join Tom Randall for his W.O.W event to learn how you can be a HERO to your clients using our easy solutions!   Thurs, Apr 25, 2024 10:00 a.m. Central     Add this easy-to-sell product to your portfolio today!
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Categories: GoldenCare News, Industry News, Manhattan Life, and OmniFlex.

“Here’s Why Extended Care Planning Remains Critical for Women”

“Here’s Why Extended Care Planning Remains Critical for Women,” by Wendy McCullough, ThinkAdvisor “Working women ages 40 and up often juggle career and family obligations in a way that virtually no other demographic group does. Often at the peak of their earning power, many women in their 40s, 50s, and 60s are also primary caregivers for younger members of their families, and frequently for one or more parents or in-laws as well. Given these responsibilities, it’s no surprise that women often postpone thinking about their own future, particularly when it comes to potential extended care needs.”     LTC Comment,
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Categories: Clippings and Industry News.

Results From the Annual Cost-of-Care Study

The Cost-of-Care Study Results Are In Every year, Mutual of Omaha conducts a cost-of-care study in all 50 states, and the results are in. The cost of services continues to rise and the average cost for a home health aide is over $70,000 a year. We’ve updated our cost-of-care tools to reflect the changes in price and to help you guide the conversation about how clients intend to pay for their long-term care. Resources for Long-Term Care Sales: Cost-of-Care Sales Ideas — Share the Cost-of-Care Overview and Home Health Care Sales Idea with agents to equip them for powerful conversations
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

South Carolina Tobacco Rating Change and Customer Refunds

Tobacco rating changes have been made in the state of South Carolina. The State of South Carolina has provided us with additional clarification on how we should be using the Tobacco rating during Open Enrollment (OE) and Guaranteed Issue (GI) situations on the Mutual of Omaha block of business. Moving forward, we will no longer be using Tobacco rating during OE/GI situations. We have updated our materials and internal system with this change. Attached is the revised Underwriting Guidelines which include those changes. Customers that were charged using this rating will receive notification letters in the mail that will state
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Important Notice: Illumifin Has Updated Their Email Address Domain

Please note that Illumifin has changed its email address domain from ltcg.com to illumifin.com. All emails sent to illumifin employees using “@ltcg.com” will be forwarded to the illumifin.com domain until August 21st, 2024. On this date, the ltcg.com email domain will shut down permanently and emails will no longer be forwarded. The format of illumifin employee email addresses has also changed. There will no longer be a period in-between the first and last name within the email address. For example, any email that would originally be sent to firstname.lastname@ltcg.com should now be addressed to firstnamelastname@illumifin.com. Helpful Tip: A helpful feature
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Earn More In 2024 – Broker Bonus Just by writing Mutual of Omaha Med supp business, you can earn some easy cash back into your pocket.   Updated Supply Order Form Effective immediately, please use the newest Supply Order Form to order Senior Solutions prospecting materials.   Mutual of Omaha is Innovating for You Mutual of Omaha is committed to providing innovative solutions for a better producer experience.   Upcoming Rate Adjustments View upcoming rate adjustments for various states.   2024 Wisconsin Med Supp Buyer’s Guide is Available The 2024 Wisconsin Buyer’s Guide is available to download or
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

ManhattanLife’s In the Loop Podcast

We are excited to bring you Podcast #3 ManhattanLife, A Storied History continued… Join for Part 2 of ManhattanLife’s storied history, exploring additional key moments from ManhattanLife getting their first computer, to a new chapter beginning with Mr. David Harris’ acquisition of the firm. “In the Loop” Podcast #3 – ManhattanLife’s Storied History Part 2   #goldencareagent #manhattanlife #mac
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Categories: Industry News, Manhattan Life, and Short-Term Care.

STC & HHCS Spanish Brochures are now available

OmniFlex™ Short-Term Care and Home Health Care Select Brochures now available in Spanish! Ahora disponible en Español! Below are the Spanish versions of the generic consumer sales brochure for each product. Click the image or link below the image to view/download. Marketing materials are also available to download through ARC, via Downloads, Product Downloads, and choosing “Search by Product.”   OmniFlex™ STC Spanish Brochure HHC Select Spanish Brochure       #goldencareagent #manhattanlife #mac
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Categories: Industry News, Manhattan Life, and Short-Term Care.

Cash and Reimbursement Benefits

Learn How Traditional LTCi Gives Clients the Flexibility to Choose No one knows what type of care they may need. So when selecting a long-term care insurance policy, it’s best to have options that give people the flexibility to meet any situation. Mutual of Omaha’s long-term care insurance policies contain a built-in cash benefit that allows your clients to choose how they prefer to receive policy benefits. Learn more about our cash and reimbursement benefits here.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800) 693-6083 or e-mail sales.support@mutualofomaha.com.   Cash and Reimbursement Benefits
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).