GTL Website Maintenance on 6/25

Sunday, June 25, 2017 | 8:00 AM – 10:00 AM CST On Sunday, June 25, 2017 from 8 AM – 10 AM CST, GTL’s website will be under maintenance and will not be available. We apologize for any inconvenience this may cause. Contact GTL’s Sales Support with any questions: 1-800-323-6907 or agency@gtlic.com   #goldencareagent #gtl
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Categories: Accident Insurance, Critical Illness, Guarantee Trust Life, Hospital Indemnity Plan, Industry News, Medicare Supp./Adv., and Short-Term Care.

“Places in Need: The Changing Geography of Poverty”

“Places in Need: The Changing Geography of Poverty,” by Scott W. Allard, Russell Sage Foundation “Americans think of suburbs as prosperous areas that are relatively free from poverty and unemployment. Yet, today more poor people live in the suburbs than in cities themselves. In Places in Need, social policy expert Scott W. Allard tracks how the number of poor people living in suburbs has more than doubled over the last 25 years, with little attention from either academics or policymakers. Rising suburban poverty has not coincided with a decrease in urban poverty, meaning that solutions for reducing poverty must work
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Categories: Industry News and Long-Term Care.

“Medicaid’s Role in Nursing Home Care”

“Medicaid’s Role in Nursing Home Care,” Kaiser Family Foundation “Nursing homes are key providers of long-term care in the US, supplying medical, skilled nursing, and rehabilitative services on an inpatient basis to individuals who need help with self-care, such as bathing and dressing. As of 2015, there were 1.4 million people, primarily seniors, served in nearly 16,000 nursing homes. Medicaid is the primary payer for nursing home care, providing needed long-term care services not offered by Medicare that would otherwise be unaffordable for seniors with low incomes and relieving the care burden from families. Medicaid currently provides federal matching funds
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Categories: Industry News and Long-Term Care.

“Interventions can help reverse physical frailty, study finds”

“Interventions can help reverse physical frailty, study finds,” by Alyssa Salela, McKnight’s Senior Living “Diet, exercise and stimulating activities are keys to reversing physical frailty, a recent study has found. . . . Older adults who are physically frail are two to 10 times more likely to become functionally disabled, hospitalized or die earlier, they said. If they are cognitively impaired in addition to being physically frail, then they are 20 times more likely to become functionally disabled, hospitalized or die earlier.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Stemming the obesity epidemic is step
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Categories: Industry News and Long-Term Care.

“You, On Medicaid”

“You, On Medicaid,” by William Anderson, HuffPost “Three out of four people using a nursing home depend on Medicaid to pay for their care. That means you and your parents will probably be counting on Medicaid to pay for them. It means that there’s a very good chance you will be counting on it for yourself, and the quality of the place you go and the way you are treated will depend on the care that can be afforded. That care has a bad reputation now. What do you think it will be like if Medicaid is cut the way some
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Categories: Industry News and Long-Term Care.

“Judge Sides with 130,000 Long-Term Care Policyholders in Class Action Against CalPERS, Permits Case to Proceed to Trial”

“Judge Sides with 130,000 Long-Term Care Policyholders in Class Action Against CalPERS, Permits Case to Proceed to Trial,” Cision PR Newswire “A Los Angeles Superior Court judge sided with more than 130,000 class members, all CalPERS Long Term Care policyholders, in their class action against CalPERS for unjust premium increases, permitting their claims to proceed to trial. . . . The class members contend the increase was unjustified, due to CalPERS’ failures in establishing the program and because the increases were not permitted by the contract.  The plaintiffs asserted five causes of action against CalPERS: breach of fiduciary duty; breach of
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Categories: Industry News and Long-Term Care.

“32% of Baby Boomers Have No Emergency Savings”

“32% of Baby Boomers Have No Emergency Savings,” by Lisa Fu, “Though they are approaching retirement, 32% of those aged 53 to 62 have no emergency savings, the highest among the different age groups. McBride said many of these baby boomers may have lost their savings in the economic downturn or faced long term unemployment. Those older than age 63 reported the lowest likelihood of empty savings and 44% of them have enough savings to cover at least 6 months worth of expenses according to Bankrate.com. ” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Well,
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Categories: Industry News and Long-Term Care.

“Announcing the 2017 Caregiver Friendly Award Winners”

“Announcing the 2017 Caregiver Friendly Award Winners,” by Gary Barg, Caregiver Magazine LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Check out this list of links to meritorious books, media, products and services related to long-term caregiving. Announcing the 2017 Caregiver Friendly Award Winners #goldencareagent #caregivers
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Categories: Industry News and Long-Term Care.

Minnesota Life Created A Paper Application For CareShield!

You Asked For It. Minnesota Life Delivers! Now Approved, A Paper Application For CareShield! Just announced, Minnesota Life has made a paper application available for their CareShield product! Like Minnesota Life’s other products, both an e-application and a paper application are available for your convenience. To access PDF materials, login to www.securian.com and click the “Applications & Forms” option within the Quick Links box at the top. OR Get your supplies ordered and shipped to you! Click here to order online.   CareShield: Application for Individual Life Insurance (ICC16-20037)   #goldencareagent #minnesotalife
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Categories: Industry News, Linked Benefit/Hybrids, and Minnesota Life.

GoldenCare Newsletter | June 19, 2017

In this GoldenCare Newsletter Edition From GoldenCare: Join us for brand new webinar topics including a brand new short-term Home Health Care product and special guest speakers. See our full list of hot topics. PROMO TIME!!   Get your Careshield, Mutual of Omaha Custom Solutions and GTL Critical Cash apps in for our Amazon.com Gift Card Blowout!  See the Newsletter for details on this exciting promotion. Minnesota Agents!   Tomorrow!  Join us in St. Cloud for an Onsite Dynamic Sales Training Workshop.   Walk ins welcome.  See the Newsletter for topics and times. Our Guest Article in this edition is “Your 2017 Guide
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Categories: Genworth, GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), and Transamerica.