2017 Marketing Credits Redemption Deadline

IMPORTANT REMINDER You have until December 14, 2017 to request reimbursement for your Medicare supplement marketing credits earned from January 1, 2017 to September 30, 2017. Also keep in mind, credits earned from October 1, 2017 through December 31, 2017 will roll into your 2018 credits and will not need to be redeemed until December of 2018. Beginning this year, we adjusted the timeline for redemption of credits. See below:
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Omaha: Broker Bonus Program

Now you can make even more bucks on your Medicare supplements and SELECT underwritten business. Our new Broker Bonus Program began with apps signed September 25, 2017. Here are the nuts and bolts: 1.) Eligible applications must be signed, issued and effective September 25, 2017 – January 31, 2018 for the states listed below. Arizona Nevada Pennsylvania Texas Florida New Jersey South Carolina Utah Georiga North Carolina Tennessee Wisconsin Mississippi Ohio   2.) You can qualify with a minimum of five issued apps in a month $200 cash per issued policy for Underwritten business (includes internal and affiliate conversions) $50
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Make DI Easy with the Tele-Application!

The DI tele-app facilitates a faster application process, limits asking medical questions, and reduces the need for call-backs to your customers by allowing our trained nurses to gather your clients’ medical information. Advantages of the DI Tele-app Simplifies the sales process for both the agent and the client Don’t have to ask awkward medical questions Quicker issue time – can cut the underwriting process by a third – meaning you get paid faster Fewer attending physician statements – over a 50 percent reduction in medical records being ordered Client answers medical questions only once by a trained nurse regarding activities,
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Save Time with the Critical Advantage e-Application

The Critical Advantage e-App can easily be completed at point of sale. It can be used with all products in the Critical Advantage portfolio. e-App Advantages When you use the e-App you’re showing how easy it is to do business with you and Mutual of Omaha. Saves you time, ensures accuracy Easy to understand process for you and your client Conveniently includes all required forms Provides quick-issue in days. Fast coverage for clients, fast payments for you Offers signature collection options so you can choose what’s best e-App Features There are great features built in so you can sail through
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Explaining the Need for Cancer, Heart Attack and Stroke Insurance

According to the American Cancer Society, Cancer Facts & Figures, 2016, 1 in 2 men and 1 in 3 women will develop cancer in their lifetime. And, according to Heart Disease and Stroke Statistics, 2016 update, someone in the U.S. has a heart attack every 42 seconds and suffers a stroke every 40 seconds. The good news is more people are surviving these diseases than ever before. The Critical Advantage portfolio provides coverage for cancer and heart attack and stroke to help with the financial burden they can have. Benefits can be used to: replace lost income if work is
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

“Meet the New Medicare Card”

“Meet the New Medicare Card,” by Allison Bell, ThinkAdvisor “Medicare program managers are preparing to begin a massive health insurance card conversion in April. The program will start mailing new identification cards to Medicare enrollees, in an effort to get Social Security numbers off the cards, to give the enrollees a little extra protection against identity theft.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Click through to this article and see the new Medicare identification card CMS is planning. The redesigned, easy-to-remember ID number should roll right off your tongue about has smoothly as airline
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Categories: Industry News and Long-Term Care.

“Americans Face a Rising Risk of Dying Alone”

“Americans Face a Rising Risk of Dying Alone,” by Ben Steverman, Bloomberg “Loneliness kills. Life without friends and family is not just dreary but difficult, especially as we get older. Strong social relationships boost a person’s chances of staying alive by 50 percent, according to a comprehensive 2010 review of 148 studies that followed 309,000 people for an average of 7.5 years. That’s about the same improvement to mortality as the one that comes from quitting smoking. It’s hard to say whether Americans are lonelier now than in the past. But they’re certainly more independent than ever. Almost half of U.S. adults are now
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Categories: Industry News and Long-Term Care.

“Why Your 50s Are a Good Time to Begin Thinking About Long-Term Care”

“Why Your 50s Are a Good Time to Begin Thinking About Long-Term Care,” by Geoff Williams, U.S. News & World Report “Sure, it seems crazy to start thinking about a possible future when you’re infirmed and need long-term health care if you’re only in your 50s. You’re young, or relatively young, and healthy. But that’s the point. You don’t want to someday be unable to take care of yourself and wish that you had done some pre-planning. If you’re in your 50s, and you’re not thinking about long-term care, these are some reasons you should be considering it.” LTC Comment
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Categories: Industry News and Long-Term Care.

“What if the ‘retirement crisis’ has been exaggerated?”

“What if the ‘retirement crisis’ has been exaggerated?,” by Dana Anspach, MarketWatch “To take a closer look at how real people make retirement work, The Society of Actuaries (SOA) has conducted a series of studies, the latest of which is their Post-Retirement Experiences of Individuals 85+ Years Old in which they conducted 62 in-depth interviews of individuals across both the U.S. and Canada. The people interviewed were not wealthy and had done little to no financial planning but overwhelmingly disclosed they had adapted to their situation and had surprisingly few regrets. What? No crisis? How could this be?” LTC Comment
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Categories: Industry News and Long-Term Care.

“Future residents may be sicker than current ones, study suggests”

“Future residents may be sicker than current ones, study suggests,” by Lois A. Bowers, McKnight’s Senior Living “Future [long-term care] residents may be moving in sicker than current ones, suggests a new study. Members of the pre-retirement generation already have more health issues and health-related limits on their lives than previous generations did when they were in their late 50s, according to research published in Health Affairs. . . . Using data from long-term health studies and funding from the Alfred P. Sloan Foundation, the researchers found that those who are in the age group that has to wait until
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Categories: Industry News and Long-Term Care.