New LTC Marketing Materials Update

With a product this flexible and popular, we didn’t need to make any changes to it. So we didn’t. But we are excited to let you know that our materials have been updated to better reflect the Mutual of Omaha brand, are easier to understand and are more consumer-friendly. The materials below are newly redesigned and available to order in the following states: Partnership Brochure AK, AL, AZ, CO, DE, FL, GA, IA, ID, IL, KS, KY, LA, MA MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD,
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Automated Underwriting Update

An important tip to keep in mind – in order to get the most accurate underwriting decision, please take your time while completing the health questions on the e-App. The ‘instant decision’ tool needs to have enough time to run the health checks in the background while the questions are completed. If you are new to Living Promise or e-Apps watch our training videos for the in-person signature method and email signature method. They walk you step-by-step through completing the e-App for Living Promise.   If you have any questions, please contact your Mutual of Omaha’s Sales Support at (800)
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

The Advantages of a Reimbursement Model LTC Rider

Our LTC Rider on Income Advantage IUL and Life Protection Advantage IUL follows what is known as a reimbursement rider model. Many other companies use an indemnity model. Knowing the difference is important. Here’s a basic definition: Indemnity – Policyowner can take rider benefits up to the maximum monthly benefit limit regardless of the actual expenses incurred. Reimbursement – Policyowner is reimbursed based on actual expenses incurred by the insured, up to the maximum monthly benefit limit. At first glance based on the definitions alone, an indemnity rider may seem like the obvious choice, that your client has access to
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Precision Care Fillable Postcard Now Available!

Looking for another way to inform clients about GTL’s revolutionary Precision CareTM Cancer Insurance? Download GTL’s new fillable postcard, type in your information and your client’s address, print it off, and you now have another way of reaching out to your clients! DOWNLOAD FILLABLE POSTCARD It doesn’t get much easier… just download, fill out and print!   Precision Care Fillable Postcard Now Available!   #goldencareagent #gtl #tgen
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Categories: Critical Illness, Guarantee Trust Life, and Industry News.

Good News | New Preference Features On Omaha’s Mobile Quoting App

Smart Software Makes Quoting Easier Than Ever! On March 1st, Mutual of Omaha updated their Mobile Quoting tool with a fresh new look, but did you know new features were also added? Save Your Preferences — Within the app, you’re able to select a default state and can now choose the order the products appear. Save Your Client Details — After running a quote, if you’d like to save the client information (age, gender, tobacco use), simply select the “close” button in the upper left-hand corner. Click here for more details Download the app today!   Requires iOS10 or Android 4.4 and up. If
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Categories: GoldenCare News, Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

“NAIC Forms Top-Level Long-Term Care Insurance Task Force”

“NAIC Forms Top-Level Long-Term Care Insurance Task Force,” by Allison Bell, ThinkAdvisor “The National Association of Insurance Commissioners (NAIC) has started a new effort to establish national standards for reviewing and approving long-term care insurance (LTCI) rate increase requests. The NAIC’s members agreed Tuesday, at a meeting in Orlando, Florida, to create a Long-Term Care Insurance (EX) Task Force. The task force will be part of the NAIC’s executive committee.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): We’re from the government and we’re here to help you.
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Categories: Clippings, Industry News, and Long-Term Care.

“More Than Half of Americans Want To Live To 100…”

“More Than Half of Americans Want To Live To 100…,” Advisor Magazine “As more people are living into their 80s and 90s, more than one out of every two Americans has their sights set on even greater longevity. According to a survey[i] released today by AIG Life & Retirement, a surprising 53 percent say their goal is to live to 100 years. Thirty-nine percent identify deeper family relationships as the main benefit of such a long life, 32 percent name seeing the world change and 17 percent want to remain productive.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term
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Categories: Clippings, Industry News, and Long-Term Care.

“Lethal Plans: When Seniors Turn To Suicide In Long-Term Care”

“Lethal Plans: When Seniors Turn To Suicide In Long-Term Care,” by Melissa Bailey and JoNel Aleccia “In a nation where suicide continues to climb, claiming more than 47,000 lives in 2017, such deaths among older adults — including the 2.2 million who live in long-term care settings — are often overlooked. A six-month investigation by Kaiser Health News and PBS NewsHour finds that older Americans are quietly killing themselves in nursing homes, assisted living centers and adult care homes.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Another example of what government interference in the LTC services market has
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Categories: Clippings, Industry News, and Long-Term Care.

“Older Americans Are Awash in Antibiotics”

“Older Americans Are Awash in Antibiotics,” by Paula Span, New York Times “Patients over age 65 have the highest rate of outpatient prescribing of any age group. A new C.D.C. study, published in the Journal of the American Geriatrics Society, points out that doctors write enough antibiotic prescriptions annually — nearly 52 million in 2014 — for every older person to get at least one. Because the researchers used a national pharmacy database that tracked only outpatients, the study likely underestimates the problem.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): That’s not the only problem. Our next clipping
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Categories: Clippings, Industry News, and Long-Term Care.

“Grandparents Are a Major Economic Force: AARP,” by Michael S. Fischer, ThinkAdvisor”

“Grandparents Are a Major Economic Force: AARP,” by Michael S. Fischer, ThinkAdvisor “The number of grandparents in the U.S. has increased by 24% to 70 million since the turn of the century, and they spend an average of $2,562 a year — about $179 billion — on their grandchildren, AARP reported Tuesday. … AARP’s research showed that grandparents have four to five grandchildren, on average, down from six to seven in 2011. Forty percent of grandparents are in the workforce today, up from 24% in 2011. … Nine in 10 grandparents in the study said they provided some kind of financial support
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Categories: Clippings, Industry News, and Long-Term Care.