Promote Our Company Strength When Promoting Life Insurance

At Mutual of Omaha, we exist for our customers. For more than 110 years, we have remained strong, stable and secure, guided by our mission to help our customers protect what they care about and achieve their financial goals. Our company overview flyer helps share our story by touching on our: Mission Strong Ratings Financial Performance Diverse Product Line-Up Community Involvement Solid History We are here to protect and serve our customers first and always.   Promote Our Company Strength When Promoting Life Insurance   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

TLE Offers Life Insurance Protection Plus Living Benefits

Term Life Express offers simplified underwriting, competitive pricing, and attractive conversion privileges. Did you know that it also includes Living Benefit Riders at no additional cost (only on the TLE non-ROP policies)? The Living Benefit package includes three Accelerated Death Benefit Riders at no additional cost to the customer. Chronic Illness Terminal Illness Critical Illness Learn more about Term Life Express’s living benefits today using the TLE living benefit rider guide.   TLE Offers Life Insurance Protection Plus Living Benefits   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Term Life Express Customizable Postcard

Term Life Express offers affordable rates, a simple application process, and flexible products and features. Make buying life insurance quick and simple for your clients by promoting TLE using our customizable, consumer-facing postcard. The postcard features product highlights, a spot for your contact information and the ability to customize the issue ages and face amounts shown. To place an order, simply complete this order form and submit.   Term Life Express Customizable Postcard   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Transamerica Discontinues Selling LTC

TRANSAMERICA TO DISCONTINUE STANDALONE LONG TERM CARE As announced December 10, 2020, on Capital Markets Day by Aegon CEO Lard Friese, Transamerica will discontinue sales of our individual, standalone Long Term Care (LTC) business on March 31, 2021. In addition, acceptance of applications under approved multi-life cases (worksite and association) will end on June 30, 2021. LTC riders on life insurance policies are not affected. The only impacted products are TransCare® II and TransCare® III. It’s important that you know your clients with existing policies are not impacted. Their customer experience will stay the same, and they will not experience
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Categories: Industry News and Long-Term Care.

How Section 7702 Changes Will Impact the Life Insurance Industry

In this Advanced Markets Minute, we look at the changes that were made to the definition of life insurance under Section 7702 of the Internal Revenue Code. Perhaps some of you have heard about the changes that were made. If you have, you may have even heard that this will allow more money to go into the cash value of life insurance. Or maybe you’ve heard that it is a good thing for whole life insurance. Maybe you’ve heard nothing or are just confused about the whole thing. This article should help you understand the changes and how they affect
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Customize a Living Promise Postcard

Living Promise Whole Life Insurance can help ease the financial burden associated with outstanding medical bills, debt and final expenses. It offers your clients affordable premium rates that never increase, no medical exam is required and the policy can’t be canceled as long as premiums are paid and there has been no material misrepresentation. Call Mutual of Omaha’s Sales Support at 1-800-693-6083 to customize our Living Promise rate postcard today!   Customize a Living Promise Postcard   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

When You Think of Us, Think ‘Age Last Birthday’

Many companies set premium rates based on an applicant’s nearest birthday rather than using their actual age. Using age last birthday can: Save your clients when it comes to premium: The client is paying a premium based on their current age, not on the age they will be. Result in fewer underwriting tests: Underwriting requirements are based on age, so the client may have fewer tests when basing the requirements on the client’s current age. Less tests can help save your clients time. For the best possible rates, be sure you use your client’s date of birth when quoting United
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Lumico’s benefits are clear. So are the rewards

∞ NO LIMIT TO HOW MUCH YOU EARN $150 PER UNDERWRITTEN MED SUPP $50 PER NON-UNDERWRITTEN MED SUPP   Qualify with just three applications in a month. Valid January, February and March.   Lumico’s benefits are clear. So are the rewards (Q1 2021)   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News and Medicare Supp./Adv..

Lumico Medicare Supplement Rate Adjustment (Oklahoma)

The following rate adjustments are effective January 1, 2021 for new and in-force business in Oklahoma. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oklahoma 8.0% 3.0% 4.0% -5.0%   Please refer to the points below to determine which rates should be applied. Any application dated on or after December 1, 2020, requesting a policy effective date before January 1, 2021, will receive the current 1-1-20 rates. Any application dated on or after December 1, 2020 requesting a policy effective date of January 1, 2021 or after will receive the new 1-1-21 rates. Marketing Materials: For
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Categories: Industry News and Medicare Supp./Adv..

Lumico Medicare Supplement Rate Adjustment (Missouri)

The following rate adjustments are effective January 1, 2021 for new and in-force business in Missouri. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Missouri 10.0% 15.0% 8.0% 5.0%   Please refer to the points below to determine which rates should be applied. Any application dated on or after December 1, 2020, requesting a policy effective date before January 1, 2021, will receive the current 1-1-20 rates. Any application dated on or after December 1, 2020 requesting a policy effective date of January 1, 2021 or after will receive the new 1-1-21 rates. Marketing Materials: For
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Categories: Industry News and Medicare Supp./Adv..