Customize a Living Promise Postcard

Living Promise Whole Life Insurance can help ease the financial burden associated with outstanding medical bills, debt and final expenses. It offers your clients affordable premium rates that never increase, no medical exam is required and the policy can’t be canceled as long as premiums are paid and there has been no material misrepresentation. Call Mutual of Omaha’s Sales Support at 1-800-693-6083 to customize our Living Promise rate postcard today!   Customize a Living Promise Postcard   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

When You Think of Us, Think ‘Age Last Birthday’

Many companies set premium rates based on an applicant’s nearest birthday rather than using their actual age. Using age last birthday can: Save your clients when it comes to premium: The client is paying a premium based on their current age, not on the age they will be. Result in fewer underwriting tests: Underwriting requirements are based on age, so the client may have fewer tests when basing the requirements on the client’s current age. Less tests can help save your clients time. For the best possible rates, be sure you use your client’s date of birth when quoting United
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Lumico’s benefits are clear. So are the rewards

∞ NO LIMIT TO HOW MUCH YOU EARN $150 PER UNDERWRITTEN MED SUPP $50 PER NON-UNDERWRITTEN MED SUPP   Qualify with just three applications in a month. Valid January, February and March.   Lumico’s benefits are clear. So are the rewards (Q1 2021)   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Lumico Medicare Supplement Rate Adjustment (Oklahoma)

The following rate adjustments are effective January 1, 2021 for new and in-force business in Oklahoma. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Oklahoma 8.0% 3.0% 4.0% -5.0%   Please refer to the points below to determine which rates should be applied. Any application dated on or after December 1, 2020, requesting a policy effective date before January 1, 2021, will receive the current 1-1-20 rates. Any application dated on or after December 1, 2020 requesting a policy effective date of January 1, 2021 or after will receive the new 1-1-21 rates. Marketing Materials: For
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Lumico Medicare Supplement Rate Adjustment (Missouri)

The following rate adjustments are effective January 1, 2021 for new and in-force business in Missouri. Lumico Rate Adjustment State Plan A Plan F Plan G Plan N Missouri 10.0% 15.0% 8.0% 5.0%   Please refer to the points below to determine which rates should be applied. Any application dated on or after December 1, 2020, requesting a policy effective date before January 1, 2021, will receive the current 1-1-20 rates. Any application dated on or after December 1, 2020 requesting a policy effective date of January 1, 2021 or after will receive the new 1-1-21 rates. Marketing Materials: For
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Categories: Industry News, Lumico, and Medicare Supp./Adv..

Transamerica: Dementia Field Guide

Protecting wealth for an aging America As a financial professional, the question isn’t “if,” but “how many” of your clients will be affected by Alzheimer’s and dementia. Help your clients understand and address the financial implications of this damaging disease. Through our collaboration with the Massachusetts Institute of Technology (MIT) AgeLab, we’ve developed several comprehensive pieces designed to illustrate the costs associated with Alzheimer’s disease and other forms of dementia. Transamerica is a proud supporter of the MIT AgeLab. LEARN MORE   If you have any questions, please contact your Transamerica support team: 888-545-2713.   #goldencareagent #transamerica
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Categories: Industry News and Long-Term Care.

Transamerica New LTC Social Media Flyer

CONNECT WITH CLIENTS Using These Pre-Built Social Media Campaigns Check out the new LTC social media flyer with all of the resources you need to learn how to market yourself through social media! Reach clients where they are with this pre-built social media kit. We’ve included instructions for use, as well as best practices. Get Guide   If you have any questions, please contact your Transamerica support team: 888-545-2713.   #goldencareagent #transamerica
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Categories: Industry News and Long-Term Care.

Washington State Long Term Care Trust Act

Important details about the Washington State Long Term Care Trust Act In 2019, Washington Governor Jay Inslee signed the Washington State Long Term Care Trust Act into law, paving the way for a first-in-the nation publicly funded long term care benefit for eligible residents. Get all the details on this law in our new summary flyer. View Flyer   If you have any questions, please contact your Transamerica support team: 888-545-2713.   Important details about the Washington State Long Term Care Trust Act   #goldencareagent #transamerica
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Categories: Industry News and Long-Term Care.

2021 Tax Deductibility Limits

Long-term care insurance tax-deductible limits have just been increased offering seniors as much as $420 in additional deductible benefits according to the American Association for Long-Term Care Insurance. “Tax deductibility for those purchasing certain government-approved long-term care insurance is an incredible benefit,” explains Jesse Slome, director of the American Association for Long-Term Care Insurance (AALTCI). “The tax deductibility becomes especially valuable in retirement when income decreases and health costs generally go up.” The Internal Revenue Service just announced the increased 2021 limits for tax deductibility of long-term care insurance premiums. According to IRS Revenue Procedure 2020-45, a couple age 70
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Categories: GoldenCare News, Industry News, and Long-Term Care.

Lumico’s Q4 incentives just got even better

∞ NO LIMIT TO HOW MUCH YOU EARN $150 PER UNDERWRITTEN MED SUPP $50 PER NON-UNDERWRITTEN MED SUPP   Qualify with just three applications in a month. Valid October, November and December.   Lumico’s Q4 incentives just got even better   Lumico — Insurance Made Clear.   #goldencareagent #lumico
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Categories: Industry News, Lumico, and Medicare Supp./Adv..