Customize Your Own LTC Postcard

How will your clients pay for long-term care services? Mutual of Omaha has introduced a new customizable postcard to help agents start the LTC conversation. Send this customizable postcard to prospects to encourage them to talk with you about protection from the high cost of LTC services. View the Consumer Postcard > Order now through your normal ordering channels.   Customize Your Own LTC Postcard   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Mutual Income Solutions Highlights

We’ve been offering our disability income insurance product for nearly a year now. Mutual Income Solutions provides flexible or customizable coverage to meet your clients’ needs and help protect their lifestyles. Here are some of the highlights of Mutual Income Solutions: Higher monthly benefit amounts help you target the affluent market. A non-cancelable policy type, which is attractive for white-collar occupations. Optional benefits, including a return of premium rider, allow your clients to customize their policies. Discounts for which your clients may be eligible can help them save money. For more details click here to view our Product Guide.  
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Help Ensure the Continuation of the Family Business with IUL

Many small business owners would like for their children to continue the family business after their death. Help entrepreneurs imagine the fruits of their labor sustaining the next generation. Learn how Income Advantage IUL can be the tool to help with their estate equalization needs.   Help Ensure the Continuation of the Family Business with IUL   #goldencareagent #mutualofomaha #iul
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Don’t Miss Out! – 2021 Broker Bonus Program Learn more information about the Broker Bonus Program for Medicare supplement.   MBI Number Needed on Med Supp Applications and Claims Taking the simple step of including your client’s MBI number on their application or claim, will assure it is processed in a timely manner.   Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Dental: New Dental Savings Plan Available Learn how to help your clients save on dental, vision, and hearing expenses with Mutual of
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Using LTCi to Protect Retirement Income

Your Clients’ Retirement Income Might Not Be Enough The cost of long-term care services has the potential to be one of the largest expenses your clients will face in retirement. Even if they’ve planned carefully, there’s no way to know how long retirement income will last. A long-term care event could easily deplete their nest egg. But with an LTCi policy, additional funds are available to help pay for long-term care services. And that can help prevent the money your clients set aside for retirement from running out. View the Sales Idea.   Using LTCi to Protect Retirement Income  
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Assisting Non-English Speaking Applicants

If you and the applicant are not fluent in the same language, an interpreter must be present to translate all questions and responses. It is the applicant’s responsibility to have an interpreter available to meet with you when the application is completed. The applicant may choose an interpreter, but the interpreter cannot be a family member, beneficiary, or someone who would benefit from the issuance of a policy. You may serve as an interpreter if you and the applicant are fluent in the same language. In addition to questions on the application and the applicant’s responses, the interpreter is required
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Great news! Our Med supp Georgia rates are among the lowest

We did the research so you don’t have to. It’s hard to keep track of which carrier is lowest in Georgia when Med supp rates change monthly. To help you stay as up-to-date as possible, we ran rates for two of the most popular plans, Plans G and N. And what we saw was great news. What’s the news, you say? Our Medicare supplement comes in at a competitive position in Georgia. Check it out*! Carrier Plan G Plan N Mutual of Omaha Insurance Company $105.78 $80.07 Average of Top Carriers $117.48 $99.60   * Sample rates as of 5/1/21
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Help Your Clients Enhance Their Base Policy

Optional riders are a great way to enhance an already strong base policy. These valuable riders are for your clients who are seeking protection but also want to maximize the number of dollars being spent on disability insurance. No Cost Automatic Increase Benefit Rider – Optional no-cost rider will automatically increase the current policy total monthly benefit by 4% compounded each year during the 6-year term period without evidence of financial insurability. Future Insurability Option Rider – This is an optional no-cost rider that allows the policyholder to increase their base monthly benefit, on each third anniversary of the rider
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Riders Increase Policy Value

Do you know about the four optional riders available at the time of sale for a Critical Advantage policy? They are a great way to add extra value and protection to an already strong base policy. Below is a brief description of our optional riders. As always, some riders may vary by state. Please refer to our Critical Advantage Product & Underwriting Guide for full details. Cancer Rider — Pays a lump-sum benefit upon the diagnosis of cancer (internal cancer or malignant melanoma). Heart Attack & Stroke Rider — Pays a lump-sum benefit upon the diagnosis of a heart attack
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Upcoming Rate Adjustments Review upcoming rate adjustments in various states.   Don’t Miss Out! – Marketing Credits Still Available Learn more about the Marketing Credits program for Med Supp and Dental.   Prescription Drug Plans: 2022 PDP Product and Compliance Trainings Now Available Get ready to sell for the 2022 PDP Plan Year with AHIP certification, as well as Mutual of Omaha Rx Compliance and Product training courses.   #goldencareagent #mutualofomaha
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Categories: Dental, Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).