There’s No One Size Fits All Insurance Solution

Clients today have several needs when looking for a Long-Term Care Insurance policy. Having a carrier with the flexibility to offer a variety of optional benefits is important. Did you know an inflation protection rider increases policy benefits over time? An advantage of adding inflation protection to a long-term care policy is it allows the benefits to grow each year so by the time your client needs care they will have more money available to help cover expenses.   Take a deeper dive into how an inflation protection rider can benefit your clients.   If you have any questions, please
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Condition-Related Marketing: Off-Label Medication Use

Medication approved by the US FDA (Federal Drug Administration) to treat a specific medical condition but prescribed by your doctor to treat a different condition, is off-label use. This practice is legal and common, and it does impact underwriting. While there are many drugs that are prescribed off-label, several are encountered frequently in LTC Underwriting. Check out the condition-related marketing flyer, Off-Label Medication Use in LTC Underwriting to learn some of the most common medications and their impact on underwriting.   View the flyer here.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800)
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | June 3, 2024

  Read Full GoldenCare Newsletter,  June 3, 2024 Edition In this GoldenCare Newsletter Edition Webinars:   GoldenCare’s new “Words.Of.Wisdom” Webinar Series Pre-Recorded Video Showcase Register for the Next Wow Event: Thursday, June 6, 11 AM Eastern Client Sale A – Z  Tom Randall’s “Words.Of.Wisdom” webinar series offers expert sales strategies, product planning insights, and insider tips on various topics. Don’t miss this opportunity to enhance your skills and stay ahead in your industry. Register now for actionable insights and practical advice from industry experts. Our team has spent weeks pouring over the research and we’ve identified STUNNING gaps in coverage that pose
Read More

Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, Thrivent, True Freedom, and Wellabe.

Join Our New Short-Term Care LinkedIn Group!

New LinkedIn Group: Short Term Care Insurance Professionals Staying up-to-date and informed is becoming increasingly difficult, especially as the extended care market continues to exand. Which is why we’ve created a new group on LinkedIn called Short Term Care Insurance Professionals. Get the scoop and latest updates on Short-Term Care insurance, Home Health Care policies and other Extended Care Planning solutions by requesting membership! Members will have early access to new marketing pieces, sales techniques & presentations, product details and more. Check it out by clicking below:         Questions? Call our Marketing Team at 800-842-7799!  
Read More

Categories: GoldenCare News, Industry News, OmniFlex, and Short-Term Care.

Medicare Solutions – Omaha Family of Companies

Medicare Supplement: Heads Up – Broker Bonus 2024 Learn how writing Mutual of Omaha Med supp business can earn you some easy cash back into your pocket.   Rhode Island New Special Guaranteed Issue Right New Guaranteed Issue Right is available in Rhode Island for individuals with Medicare Supplement or Medicare Advantage plans.   In Case You Missed It: Cross-selling with Medicare Advantage Plans Learn how to cross-sell Wellcare and Mutual of Omaha co-branded (PPO) plans.   Updated Regulations for Mississippi Effective July 1, 2024, Mississippi will implement new regulations regarding the sale of Medicare supplement or Medicare Advantage products.
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Updated Regulations for Mississippi

Effective July 1, 2024, the state of Mississippi will enforce an update telephone solicitation policy. According to the updated ruling, “An insurer or producer may not make or cause to be made a telephone solicitation for the purpose of advertising the sale or soliciting the purchase of a Medicare supplement policy or certificate”. The exception to this updated policy is if a person or client (prospective or current policyholder) has first initiated a call with a company or producer, regarding a Medicare Advantage plan, you, as a producer, are allowed to advertise or solicitate Medicare Advantage Plans. For more details
Read More

Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Updates to the Okta Verification System

We recently communicated that Mutual of Omaha will be updating our secure access portal for our network and applications by updating the security of the login platform, Okta. Initially we had planned on an effective date of June 1, 2024; however, the effective date has changed to June 15, 2024. If you missed the original article sent on 5/22/24, please see below.   ORIGINAL ARTICLE Coming soon! Mutual of Omaha is updating our secure access portal for our network and applications by updating the security of the login platform, Okta. We periodically update these platforms to keep your information, as
Read More

Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective August 1, 2024

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments in the state of Louisiana, effective August 1, 2024. Impacted Forms 2024 Increase LTC041 25% LTC09M 20% LTC09U 25%   Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there
Read More

Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Good News: New LinkedIn Group: Short Term Care Insurance Professionals

New LinkedIn Group: Short Term Care Insurance Professionals Staying up-to-date and informed is becoming increasingly difficult, especially as the extended care market continues to exand. Which is why we’ve created a new group on LinkedIn called Short Term Care Insurance Professionals. Get the scoop and latest updates on Short-Term Care insurance, Home Health Care policies and other Extended Care Planning solutions by requesting membership! Members will have early access to new marketing pieces, sales techniques & presentations, product details and more. Check it out by clicking below:         Questions? Call our Marketing Team at 800-842-7799!  
Read More

Categories: GoldenCare News, Industry News, OmniFlex, and Short-Term Care.

GoldenCare Newsletter | May 20, 2024

  Read Full GoldenCare Newsletter,  May 20, 2024 Edition In this GoldenCare Newsletter Edition Webinars:     Wed, May 29, 2024 11:00 AM  to  12:00 PM CDT Featuring: Tom Randall & Dennis Rinner Cost: Free to attend! Topics: Yes, same topic – but delivered with a different perspective. Tom Randall & Dennis Rinner will provide their own unique perspectives, sharing their experience and techniques on introducing Short-Term Care insurance into a client meeting.   GoldenCare’s new “Words.Of.Wisdom” Webinar Series Pre-Recorded Video Showcase Register for the Next Wow Event: Thursday, June 6, 11 AM Eastern Client Sale A – Z  Tom
Read More

Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, Thrivent, True Freedom, and Wellabe.