LTCi Remains Firmly Rooted as Viable Option When it comes to planning for LTC, consumers have more choices than ever before. But if they’re looking for the least expensive option, more comprehensive and generous benefits and other features like care coordination and inflation protection, then a traditional LTCi policy may be their best option. Traditional Policy Advantages: The least expensive way to fund long-term care services, providing strong value for the consumer Benefits are more comprehensive and generous than those provided by combined products Flexible policies provide coverage during the progression of care Provides known coverage amounts on day one
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Underwriting Operation: Interview with Chris
Go behind the scenes with Chris Klement. We hope our video series introducing you to some of our underwriters has been helpful. Knowing who’s on the other end of the phone, trying to help you get your clients covered, can be reassuring. This time, we’re introducing you to Chris Klement. He enjoys building relationships with our distribution and thinks of himself as an extension of your salesforce and helping to get the policies issued. In Chris’s words, he’s your “wild card” who can help problem-solve when challenging cases arise. Take a moment to meet Chris – the wild card up
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2019 Long-Term Care Insurance Claims Data Shared
It’s roughly 13 years from the a consumer purchases a long-term care insurance policy to the beginning of a claim according to information being shared by the American Association for Long-Term Care Insurance (AALTCI). “The information comes from one of the very few relevant studies of long-term care insurance so the insights are of enormous value,” explains Jesse Slome, director of the group. Slome, who is the author of numerous consumer guides that focus on long-term care and retirement planning, was conducting a conference call with leading long-term care insurance specialists. According to the Association director, the data comes from
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Ensure a successful year-end: Review key dates and holiday hours
Ensure a successful year-end: Review key dates and holiday hours We are dedicated to helping you have a smooth and successful year end. Please review our holiday hours, new business processing guidelines for 2019 production, product transition dates and required minimum distribution deadlines below to ensure you’re prepared. OneAmerica® holiday hours Find details on when the home office will be closed during the holiday season. We’ve also included hours for our Care Solutions interview vendor, LTCG, for your reference. Review our holiday hours. New Business processing Our New Business processing year-end guidelines will help you get cases paid
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Care Solutions News from OneAmerica
Quick reads Have you heard? Asset Care® is now available in more states As of Sept. 23, our updated Asset Care® product is now available in Arizona, Connecticut, Delaware, Hawaii, New Jersey, North Dakota and South Dakota. We’ve also made changes in Montana, Washington D.C., and California. Read on for full details. Now available: Online scheduling for LTCG interviews Our Care Solutions interview vendor, LTCG, has launched a new scheduling function so clients can now easily schedule interviews online. Once the agent has contacted LTCG and ordered the interview, the client can go to https://scheduling.ltcg.com/OneAmerica to schedule their interview at
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Time to Start the Conversation
Did You Know? The U.S. Department of Health and Human Services predicts that 70% of people who reach age 65 will need long-term care services at some point in their lives. There’s no better time than LTC Awareness Month to start talking to your clients about the importance of planning for their long-term care needs. Mutual of Omaha also has the tools you need to begin this important conversation, including tips on how to get people talking plus a variety of materials – flyers, brochures even a short presentation to help you highlight the importance of planning for long-term care.
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Advance Notice: End of Year Pay Schedule
As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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Maximize your LTC prospecting in 4 weeks
What do you have that your competitors don’t? A lot of things. But especially this: a turn-key marketing plan with the tools you need to maximize your long-term care prospecting efforts in November — and beyond. The plan includes: Weekly guide to help you educate prospects about long-term care Marketing tools that make starting the conversation easy Consumer mailers to generate leads Get the plan Contact Us Questions? Please call the SecureCare Sales Support Team at 1-888-900-1962. #goldencareagent #minnesotalife #securian
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LTC Teleconference Recording – Common Application Declines
We appreciate your attendance and enjoyed answering all your questions at the fourth LTC underwriting teleconference. During the call you heard from Demerri Bond, LTC Underwriting Manager, and Allen Gregoire, our Director of Underwriting for all individual health. Didn’t make it? That’s OK! We recorded it for you. All teleconferences are available for download on Sales Professional Access under Sales Tools > Product Education. Listen to last week’s teleconference now. Make sure to add the remaining bi-monthly teleconferences to your calendar. Please email us suggestions on topics or questions you’d like answered before the next call at distribution.marketing@mutualofomaha.com.
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SecureCare Administrative Enhancements Are Here!
Online scheduling now available! Two key administrative enhancements to SecureCare Universal Life are now live! Online scheduling portal: clients can now schedule their tele-interview usign our online portal! Be sure to check out the details in our SecureCare — How it Works: Application and Underwriting Process and share our updated What’s Next: Tele-Interview Preparation Guide with clients. Backdating applications: we revamped our backdating process to better align with you and your clients’ needs. See for yourself in our SecureCare — How it Works: Backdating. And be sure to keep an eye on our SecureCare landing page for tools and resources
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