GoldenCare Newsletter | June 17, 2024

  Read Full GoldenCare Newsletter,  June 17, 2024 Edition In this GoldenCare Newsletter Edition Webinars: Introducing Our Decline Placement Program Tues, June 18, 2024 2:00 PM  to  2:30 PM CDT   DEMO: Quote & Enroll using ManhattanDirect 2.0 Wed, June 19, 2024 11:00 AM  to  11:30 AM CDT GoldenCare’s new “Words.Of.Wisdom” Webinar Series Pre-Recorded Video Showcase Register for the Next Wow Event: Thursday, July 17, 11 AM Eastern Short-Term Care Plan Design & e-App Tom Randall’s “Words.Of.Wisdom” webinar series offers expert sales strategies, product planning insights, and insider tips on various topics. Don’t miss this opportunity to enhance your skills
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Categories: GoldenCare News, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, True Freedom, and Wellabe.

There’s No One Size Fits All Insurance Solution

Clients today have several needs when looking for a Long-Term Care Insurance policy. Having a carrier with the flexibility to offer a variety of optional benefits is important. Did you know an inflation protection rider increases policy benefits over time? An advantage of adding inflation protection to a long-term care policy is it allows the benefits to grow each year so by the time your client needs care they will have more money available to help cover expenses.   Take a deeper dive into how an inflation protection rider can benefit your clients.   If you have any questions, please
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Condition-Related Marketing: Off-Label Medication Use

Medication approved by the US FDA (Federal Drug Administration) to treat a specific medical condition but prescribed by your doctor to treat a different condition, is off-label use. This practice is legal and common, and it does impact underwriting. While there are many drugs that are prescribed off-label, several are encountered frequently in LTC Underwriting. Check out the condition-related marketing flyer, Off-Label Medication Use in LTC Underwriting to learn some of the most common medications and their impact on underwriting.   View the flyer here.   If you have any questions, please contact Mutual of Omaha’s Sales Support at (800)
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | June 3, 2024

  Read Full GoldenCare Newsletter,  June 3, 2024 Edition In this GoldenCare Newsletter Edition Webinars:   GoldenCare’s new “Words.Of.Wisdom” Webinar Series Pre-Recorded Video Showcase Register for the Next Wow Event: Thursday, June 6, 11 AM Eastern Client Sale A – Z  Tom Randall’s “Words.Of.Wisdom” webinar series offers expert sales strategies, product planning insights, and insider tips on various topics. Don’t miss this opportunity to enhance your skills and stay ahead in your industry. Register now for actionable insights and practical advice from industry experts. Our team has spent weeks pouring over the research and we’ve identified STUNNING gaps in coverage that pose
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, Thrivent, True Freedom, and Wellabe.

Thrivent Upcoming holiday schedule

Upcoming holiday schedule Please note that Thrivent will be closed on the following days: Monday, May 27 – Memorial Day Wednesday, June 19 – Juneteenth Thursday, July 4 – Independence Day   #goldencareagent #thrivent #ltc
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Categories: Industry News, Long-Term Care, and Thrivent.

Updates to the Okta Verification System

We recently communicated that Mutual of Omaha will be updating our secure access portal for our network and applications by updating the security of the login platform, Okta. Initially we had planned on an effective date of June 1, 2024; however, the effective date has changed to June 15, 2024. If you missed the original article sent on 5/22/24, please see below.   ORIGINAL ARTICLE Coming soon! Mutual of Omaha is updating our secure access portal for our network and applications by updating the security of the login platform, Okta. We periodically update these platforms to keep your information, as
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Categories: Critical Illness, Dental, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Inforce LTCi Rate Adjustments Effective August 1, 2024

Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments in the state of Louisiana, effective August 1, 2024. Impacted Forms 2024 Increase LTC041 25% LTC09M 20% LTC09U 25%   Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | May 20, 2024

  Read Full GoldenCare Newsletter,  May 20, 2024 Edition In this GoldenCare Newsletter Edition Webinars:     Wed, May 29, 2024 11:00 AM  to  12:00 PM CDT Featuring: Tom Randall & Dennis Rinner Cost: Free to attend! Topics: Yes, same topic – but delivered with a different perspective. Tom Randall & Dennis Rinner will provide their own unique perspectives, sharing their experience and techniques on introducing Short-Term Care insurance into a client meeting.   GoldenCare’s new “Words.Of.Wisdom” Webinar Series Pre-Recorded Video Showcase Register for the Next Wow Event: Thursday, June 6, 11 AM Eastern Client Sale A – Z  Tom
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Manhattan Life, Medicare Supp./Adv., Mutual of Omaha (& Affiliates), OmniFlex, Short-Term Care, Thrivent, True Freedom, and Wellabe.

Reminder: Illumifin Has Updated Their Email Address Domain

Reminder: Please note that Illumifin has changed its email address domain from ltcg.com to illumifin.com. All emails sent to illumifin employees using “@ltcg.com” will be forwarded to the illumifin.com domain until August 21st, 2024. On this date, the ltcg.com email domain will shut down permanently and emails will no longer be forwarded. The format of illumifin employee email addresses has also changed. There will no longer be a period in-between the first and last name within the email address. For example, any email that would originally be sent to firstname.lastname@ltcg.com should now be addressed to firstnamelastname@illumifin.com. Helpful Tip: A helpful
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

A Thrivent LTCi differentiator-Flexible Increase Benefit

Customize benefit and premiums to meet future goals In addition to offering more traditional compounding inflation options of 1, 2, 3 or 5% Compound (Annual Increase Benefits), Thrivent’s traditional LTCi solution also offers a unique buy-up option that allows your client to be in control of their budget and their benefit growth. The Flexible Increase Benefit rider increases the maximum monthly benefit, available benefit and ancillary benefits on the contract anniversary by 5% compounded annually, without evidence of insurability. This rider may be partnership-qualified, dependent on age, in 20+ states (as long as someone meets partnership buy-up requirements – See
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Categories: Industry News, Long-Term Care, and Thrivent.