Our Comdex ranking is now 961 At Securian Financial, we take pride in our ratings. That’s because it’s important for you to work with a company your clients can count on when they need it most. Our longevity, financial strength and diversity are testaments to the strength of our company2 – giving your clients confidence when making a purchase. So they can enjoy the here and now. View ratings Contact Us Questions? Please call Securian’s Life Sales Support Team at 1-888-412-7860, option 1. 1. This ranking is current as of September 2019 and subject to change. 2. Minnesota
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GUL Express Rates Are Dropping
On October 1, 2019, we will be making Guaranteed Universal Life (GULE) even more competitive, with rate decreases between 5 and 30 percent! Product Updates We will be decreasing rates – in some cases up to 30%! We will be expanding the maximum issue age for non-tobacco to age 70 (tobacco will remain at age 65) We will be changing the maximum face amounts to match Term Life Express. The maximum face amounts will now be: 18-50: $300,000 51-60: $250,000 61-65: $150,000 61-70: $150,000 The Disability Continuation of Planned Premium Rider will be introduced on GUL Express in California at
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Our LTC Rider Helps Clients Preserve Their Independence
When the need for long-term care arises, your clients’ primary concerns will be protecting their assets and preserving their independence. Our LTC Rider on Income Advantage IUL and Life Protection Advantage IUL helps your clients to do just that. We offer benefit payment options of 1%, 2% and even as high as 4% on face amounts up to $1.25 million. This allows your clients to purchase up to $50,000 in monthly LTC Rider benefits. And what’s even better, your clients are protected by a company with a proven track record. Mutual of Omaha has offered traditional LTCi for over 30
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IUL Participation Rate and Cap Rate Changes
Effective November 10, 2019, we will be making changes to our participation rates and cap rates on our Income Advantage IUL and Life Protection Advantage IUL products. The slight decreases to the rates come as a result of the current rate environment and the increased market volatility, which causes an increase in options costs. These rate changes will apply to newly issued policies, as well as to any in force policies with a segment that is created (with new premium dollars) or renews on November 10th. With the sweep feature, all money received in the home office on or before
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Flexible Payment Options Added to More Products
Good news! Flexible payment options will be available for your Critical Advantage&sig;, Priority Income Protection® and Guaranteed Advantage clients starting September 27, 2019, for your clients that prefer to pay by automatic bank deductions. They now have the option to select a flexible payment date when choosing their reoccurring automatic deductions The new flexible payment options are shown below: Static dates: 1st through 28th or last day of each month Flexible day: Week/day combination – client can select a combination of: First, second, third fourth or last week of the month and any day Monday through Friday Here is the
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Living Promise Instant Decision Enhancements
When you sit with your clients you want to provide them with an underwriting decision as quickly as possible. We are always looking for ways we can improve our processes to make doing business even easier for you and your clients. Last month we installed enhancements to the rules for Automated Underwriting on Living Promise e-Applications. After the install, we saw a 6% change. This resulted in decreases in referrals and increases in decisions at point-of-sale. We are continually watching trends and making adjustments to our rules to ensure you have the best experience possible for both you and your
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Securian Financial’s Care Management Program for SecureCare UL Policyholders
Introducing: Securian Financial’s Care Management Program for SecureCare Univeral Life Policyholders Securian Financial’s Care Management Program™ (Care Management) is designed to help make the transition from needing care to getting care as smooth as possible for SecureCare policyholders and their families. Care Management can help clients initiate a request for benefits, guide them through submitting a claim and, once on claim, assign them a case manager to provide ongoing support. The program is automatically included with all SecureCare policies (both in-force and future sales) at no additional charge! Additionally, Care Management is available to help clients throughout the life of
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Final Reminder: October 1st Updates for 2017 CSO Table Changes
As a final reminder, on October 1, 2019, United of Omaha will be modifying our GUL and GUL Express products due to the implementation of the 2017 Commissioners Standard Ordinary (CSO) Tables. Product Impacts Guaranteed Universal Life (GUL) The product will be updated with the new CSO tables, resulting in a mix of increases and decreases in premiums. The Disability Continuation of Planned Premium Rider will be introduced on GUL in California at the same time. Guaranteed Universal Life Express (GUL Express) The product will be updated with the new CSO tables, which has resulted in decreases in the lifetime
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Coming Soon: Decreased GULE Rates
On October 1, 2019, we will be making Guaranteed Universal Life Express (GULE) even more competitive, with rate decreases between 5 and 30 percent! Here’s what you can expect beginning October 1: We will be decreasing rates – in some cases up to 30%! We will be expanding the maximum issue age for non-tobacco to age 70 (tobacco will remain at age 65) We will be changing the maximum face amounts to match Term Life Express. The maximum face amounts will now be: 18-50: $300,000 51-60: $250,000 61+: $150,000 The Disability Continuation of Planned Premium Rider will be introduced on
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Provide Added Flexibility with Multiple GUL Policies
By choosing a Guaranteed Universal Life, your client receives life insurance protection that is guaranteed for a period up to their lifetime. The client also has flexible options for the future using the Guaranteed Refund Option rider, which is included at no additional cost on all qualifying GUL policies. Learn how purchasing multiple policies can give your clients added flexibility. View the sales idea flyer. This concept can be illustrated for your clients using our What If Report, available on the Winflex Illustration Software Reports tab. If you have any questions, please contact Mutual of Omaha’s Sales Support at
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