Statistics show that almost 70 percent of people over 65 will require chronic care later in life. Long-term care services can be expensive – and the costs are only expected to keep rising. So, why haven’t your clients purchased long-term care insurance yet? Some may not realize they need it. In fact, most don’t. That is, until they’ve experienced a parent or grandparent depleting their assets to pay for long-term care services. Perhaps that parent or grandparent even had to rely on family members to provide the care they couldn’t afford. Others have a hard time making the purchase because
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Advance Notice: End of Year Pay Schedule
As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
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IUL Express is Coming Your Way…
Can you hear that? That’s the sound of the new Indexed Universal Life Express (IUL Express) speeding this way! Once it’s here, you better be buckled up and ready to go, because it’s going to create some real momentum in the IUL market. Our IUL Express product has a lot of the same great features as our traditional IUL, but speeds it all up – faster underwriting, faster approvals and faster coverage for your clients. Beginning on November 1, 2019, this great new product will be available, featuring: Issue ages 18-70 with death benefits of $25,000 to $300,000* Permanent coverage
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Building Wealth Outside the Business
Listen to Steve Alloy in Advanced Markets as he discusses this topic: Small business owners are smart to form their companies as LLCs, corporations and limited partnerships. Why? Those entities tend to do a pretty good job of protecting the business owners’ personal assets from the businesses’ creditors. So, on the one hand they have done fine. They probably have been successful. They probably got a nice return on the money that they reinvested in their business. They have not lost everything to a creditor. And their business didn’t collapse because of an economic downturn or a disruption of
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SecureCare Administrative Enhancements Are Here!
Online scheduling now available! Two key administrative enhancements to SecureCare Universal Life are now live! Online scheduling portal: clients can now schedule their tele-interview usign our online portal! Be sure to check out the details in our SecureCare — How it Works: Application and Underwriting Process and share our updated What’s Next: Tele-Interview Preparation Guide with clients. Backdating applications: we revamped our backdating process to better align with you and your clients’ needs. See for yourself in our SecureCare — How it Works: Backdating. And be sure to keep an eye on our SecureCare landing page for tools and resources
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Gerber Life’s email domain name is changing
Gerber Life Update Important Changes to all Gerber Life Email Addresses As you know, Gerber Life Insurance Company was acquired by Western & Southern Financial Group, effective December 31, 2018. As part of the transition, the domain name is changing for all Gerber Life emails, including individual email addresses. On October 21, 2019, the domain name for all email addresses will change from @us.nestle.com to @gerberlife.com. For your convenience, we have provided a full list of frequently used email addresses below: Department Email Agency Operations usgerberlifeagencyops@gerberlife.com Licensing glic.appointment.status@gerberlife.com Commissions glic.agency.commissions@gerberlife.com Underwriting glic.agency.underwriting@gerberlife.com Pre-Sales Support gerberlifeagencysales@gerberlife.com Please update your
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Advance Notice: End of Year Pay Schedule
As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
Read More
Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).
holiday, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, pay schedule, United of Omaha, and United World.
holiday, insurance, life, Life Insurance, Long-Term Care, long-term care insurance, LTC, LTCi, mutual of omaha, omaha, pay schedule, United of Omaha, and United World.
We typically don’t like to brag, but …
Our Comdex ranking is now 961 At Securian Financial, we take pride in our ratings. That’s because it’s important for you to work with a company your clients can count on when they need it most. Our longevity, financial strength and diversity are testaments to the strength of our company2 – giving your clients confidence when making a purchase. So they can enjoy the here and now. View ratings Contact Us Questions? Please call Securian’s Life Sales Support Team at 1-888-412-7860, option 1. 1. This ranking is current as of September 2019 and subject to change. 2. Minnesota
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GUL Express Rates Are Dropping
On October 1, 2019, we will be making Guaranteed Universal Life (GULE) even more competitive, with rate decreases between 5 and 30 percent! Product Updates We will be decreasing rates – in some cases up to 30%! We will be expanding the maximum issue age for non-tobacco to age 70 (tobacco will remain at age 65) We will be changing the maximum face amounts to match Term Life Express. The maximum face amounts will now be: 18-50: $300,000 51-60: $250,000 61-65: $150,000 61-70: $150,000 The Disability Continuation of Planned Premium Rider will be introduced on GUL Express in California at
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Our LTC Rider Helps Clients Preserve Their Independence
When the need for long-term care arises, your clients’ primary concerns will be protecting their assets and preserving their independence. Our LTC Rider on Income Advantage IUL and Life Protection Advantage IUL helps your clients to do just that. We offer benefit payment options of 1%, 2% and even as high as 4% on face amounts up to $1.25 million. This allows your clients to purchase up to $50,000 in monthly LTC Rider benefits. And what’s even better, your clients are protected by a company with a proven track record. Mutual of Omaha has offered traditional LTCi for over 30
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