Don is a new long-term care insurance agent based in St. Louis. As he learns the industry and product, Don has found it useful to carry the MutualCare® Solutions Underwriting Guide as an aid while screening clients. Recently, Don was working with a 65-year-old male applying for the Custom Solution. Having already familiarized himself with the build chart before the meeting, Don knew to quote no better than Class 1 based on the client’s height and weight. However, during the prescreen Don learned of a pre-diabetes diagnosis. Unsure how to proceed, Don consulted the Underwriting Guide. Under “Diabetes” the guide
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Good News | Coming October 1st – Mutually Well!
Announcing Mutually Well, A New Fitness & Wellness Program Mutual of Omaha has partnered with Tivity Health to provide our Medicare supplement customers with a comprehensive fitness and wellness offering called Mutually Well. Effective October 1, our Medicare supplement policyholders will have access to begin using this new program. Click below for program features and Omaha’s official press release: Announcing Mutually Well Read Full Good News Announcement Questions? Call the GoldenCare Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements from the Top Carriers! Check out GoldenCare News
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“LTCI Policyholders Should Try to Put Up With Rate Hikes: Jesse Slome”
“LTCI Policyholders Should Try to Put Up With Rate Hikes: Jesse Slome,” by Allison Bell, ThinkAdvisor “Long-term care insurance (LTCI) policyholders who can afford to pay higher premiums should probably take a deep breath when the premiums go up and keep their current LTCI coverage in place. LTCI policyholders who can’t afford to pay the increased premiums should try to keep as much of the coverage in place as possible, by accepting one of the premium increase alternatives the issuer offers, or by calling up and ask if the insurer will consider allowing some other arrangement. Jesse Slome, the director
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“Medicaid’s Dark Secret”
“Medicaid’s Dark Secret,” by Rachel Corbett, The Atlantic “‘It’s Medicaid, a low-income program, that has by default turned into our long-term-care system, and that is absolutely unsustainable,’ Matt Salo, the executive director of the National Association of Medicaid Directors, told me. Defenders of estate recovery see it both as a way to control the high costs of long-term care and as a necessary check on those who could pay for such care but would rather the government foot the bill. (Nursing homes cost $89,000 a year, on average, for a semiprivate room.) Medicaid, Salo told me, is already struggling to
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“Industry will need to get creative to address middle market needs, groups suggest at NIC meeting”
“Industry will need to get creative to address middle market needs, groups suggest at NIC meeting,” by Lois A. Bowers, McKnight’s Senior Living “Creating tax incentives, separating services from housing, repurposing existing facilities such as malls, partnering with health systems or other third parties, opening up residency to other groups, emphasizing wellness in programming. Those were some of the ideas that five ‘hackathon’ teams of industry experts came up with during a session at the National Investment Center for Seniors Housing & Care Fall Conference to help the industry serve middle-income older adults in the coming years.” LTC Comment (from
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“Brief bursts of intense exercise normalizes blood pressure in older adults”
“Brief bursts of intense exercise normalizes blood pressure in older adults,” by Alicia Lasek, McKnight’s LTC News “Brief bursts of high-intensity exercise on a stationary bike has been found to bring blood pressure back to normal in older adults. Researchers say it may be time to rethink standard exercise advice for this age group. Participants in their 60s with diagnosed hypertension underwent sprint interval training twice a week: six-seconds of high-intensity cycling, broken by short periods of rest, for up to 12 minutes in duration.” LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): What doesn’t kill
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SureBridge Notification – Fraud, Waste & Abuse: Report A Concern
Fraud, Waste & Abuse: Report A Concern SureBridge has transitioned our independent, third party anonymous hotline service from ReportIt to EthicsPoint. As a licensed SureBridge insurance agent/producer, you are responsible for reporting suspected cases of fraud, waste and abuse and/or illegal or unethical conduct. Information may be reported on a confidential, anonymous basis by clicking on the by clicking on the “Report It!” button at the bottom of the SureBridge Broker Portal homepage and then clicking on the new link to EthicsPoint. Questions? We’re Here To Help! Contact SureBridge Producer Support by calling 888-797-4447, or by emailing: AgentCommunications@SureBridgeInsurance.com.
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Asset Care Campaign: Meet Thorpe
Using Thorpe’s Story Since being appointed power of attorney for his ailing father, Thorpe has faced increasingly difficult decisions about how to best provide care. His dad wants to stay in a house that is no longer safe for him and needs more care than Thorpe is able to provide by himself. This experience has made Thorpe consider the situation he might find himself in one day. Thorpe’s story can help you connect with those living in retirement while also caring for an aging parent. Asset Care can help families be there for each other without the difficulties of becoming
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annuity, Asset Care, hybrid, insurance, Long-Term Care, LTC, LTCi, OneAmeica, and State Life.
Announcing Mutually Well
Mutual of Omaha has partnered with Tivity Health to provide our Medicare supplement customers with a comprehensive fitness and wellness offering called Mutually Well. Effective October 1, our Medicare supplement policyholders will have access to begin using this new program to tailor a fitness and wellness plan to meet their needs. Customers will have access to: Discounts of up to 30% on healthy living products and services from 20,000+ specialists (Examples of discounted services are chiropractic, acupuncture, massage therapy and nutritional programs) Flexible, budget friendly fitness program with access to 10,000+ fitness locations with no enrollment fee or contracts for
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Important Changes Coming to GTL’s Medicare Supplement
New MACRA1 legislations are coming to certain Medicare Supplement plans. ORDER NEW SUPPLIES ON THE NEW GTLINK Plans C, F and F+ are not available to persons who become eligible for Medicare January 1, 2020 and after. Please order new supplies and download the latest version of the e-App to see this change. UPDATE APPLE DEVICES UPDATE ANDROID DEVICES The following states will include this new regulation: AL, AZ, CO, DE, GA, ID, IA, IL, IN, KS, KY, MD, MI, MS, MT, NE, NV, NC, ND, NJ, OH, OK, PA, SC, SD, TN, UT, VA, WV. Important
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