“Phishers Are Using the NAIC Logo to Hook Producers”

“Phishers Are Using the NAIC Logo to Hook Producers,” by Allison Bell, ThinkAdvisor “Cyber criminals have come up with a new strategy for getting insurance agents and brokers to click on dangerous links: They convey the idea that they’re insurance industry insiders by referring both to the National Association of Insurance Commissioners and to the NAIC’s Center for Insurance Policy and Research (CIPR). The NAIC has posted an alert about the NAIC-based phishing strategy at the top of its start page, LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform): Don’t get hooked.      
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Categories: Clippings, Industry News, and Long-Term Care.

“Elderly should consider residential care before health crisis hits: study”

“Elderly should consider residential care before health crisis hits: study,” by Alicia Lasek, McKnight’s LTC News “Considering a move to a long-term care or senior living community can help elderly adults ensure that their needs are met when a health crisis hits, say gerontologists from the University of East Anglia, Britain. … In most cases, the elders were found to have had little input in the process. In addition, their family members and caregivers reported being traumatized by the events leading up to the move. In the end, some elders said that they were not happy with the decisions made
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Categories: Clippings, Industry News, and Long-Term Care.

“SCAN Survey Reveals Majority of Seniors Are Not Adequately Prepared to Age in Place”

“SCAN Survey Reveals Majority of Seniors Are Not Adequately Prepared to Age in Place,” SCAN Health Plan “SCAN Health Plan®, one of the nation’s largest not-for-profit Medicare Advantage health plans, today announced results from its national survey on aging in place. Responses from 1,000 U.S. adults ages 65 and older indicate that 62% believe most seniors they know are unlikely to be able to safely age in place. … Seeing their peers unable to live life on their own terms, seniors are rethinking their own readiness to age in place. In assessing people they know, 67% of seniors cite changes to physical
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Categories: Clippings, Industry News, and Long-Term Care.

“How to Fix the Global Retirement Crisis”

“How to Fix the Global Retirement Crisis,” by Reshma Kapadia, Barron’s “The idea of moving into a nursing home is abhorrent to most Americans, but many older Swedes have to lobby to get into one. Aging parents in the U.S. may remind their adult children to visit them, but China requires it by law. Visit playgrounds in Japan and you’ll find elder-friendly fitness equipment instead of monkey bars and slides. We are at the beginning of a global aging boom—and countries all over the world are facing the same challenges. Some are coming up with creative ways to address the
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Categories: Clippings, Industry News, and Long-Term Care.

“10 Things to Know about Medicaid Managed Care”

“10 Things to Know about Medicaid Managed Care,” by Elizabeth Hinton, Robin Rudowitz, Maria Diaz, and Natalie Singer, Kaiser Family Foundation” “Medicaid is the nation’s largest public health coverage program, though many Medicaid beneficiaries now receive their care through privately-held managed care companies. This brief describes key themes related to the use of comprehensive, risk-based managed care in the Medicaid program and highlights data and trends related to MCO enrollment, service carve-ins, spending, MCO parent firms, and state and plan activity related to quality, value-based payments, and the social determinants of health.” LTC Comment (from Stephen A. Moses, President, Center
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Categories: Clippings, Industry News, and Long-Term Care.

New Lower GULE Rates

On October 1, 2019, we will be making Guaranteed Universal Life (GULE) even more competitive, with rate decreases between 5 and 30 percent! That’s not all, we will also be increasing the maximum issue age for non-tobacco to age 70 as well as updating the face amounts to match Term Life Express. The maximum face amounts will now be: 18-50: $300,000 51-60: $250,000 61+: $150,000 Plus GULE still offers the flexibility your clients love with our short pay and dial down features. Look for more information and updated marketing materials soon!   New Lower GULE Rates   #goldencareagent #mutualofomaha
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).

How to Introduce Critical Advantage Products to your Clients

With a critical illness diagnosis, there is usually out-of-pocket expenses included in treatment. With Critical Illness, Cancer and Heart Attack and Stoke coverage, your clients get paid a cash benefit to pay for any expense not covered by regular health insurance. This can include items like child care, travel and lost wages due to time away from work. If you need help with introducing these products to your Medicare Supplement or Long-Term Care clients, the Guide to Introducing Critical Advantage Products is what you need. Check out this handy guide for tips on cross-selling and what you need to be
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Video Interview with Chief LTC Underwriter Carol Carville

Go behind the scenes with Carol Carville. We hope the video interview with Demerri Bond was helpful and insightful. We’re excited to bring you the next in the series, a candid interview with underwriter Carol Carville. Carol has worked in group medical, life, disability and now long-term care, so her perspective is unique and varied. In the video, she talks about common application mistakes and why the relationships she has with producers in the field is so important to her and our business. Don’t miss it!   Video Interview with Chief LTC Underwriter Carol Carville   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Updated E-App Quick Start Guide and FAQs

The long-term care E-App Quick Start Guide and E-App FAQs have been updated with more helpful information. Download the materials below: LTC E-App FAQ LTC E-App Quick Start Guide These materials are also available to order through normal ordering channels. If you have questions, please contact your Account Executive or Sales Director.   Updated E-App Quick Start Guide and FAQs   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Strength Must Be Earned – Even in the Insurance Industry

When we offer a product, we know we’re staking a century’s worth of hard-won reputation on it. So we know our IUL products have to be honest and simple. It may sound easy, but the IUL products that are on the market today are growing more complex and increasingly difficult for clients to understand. But not ours. We pride ourselves on having the moral strength to do what’s right for clients and provide them with an IUL that does what they were originally designed to do – offer upside potential and downside protection. Simple. Transparent. Honest. Now that’s strong —
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Categories: Industry News, Life Insurance, and Mutual of Omaha (& Affiliates).