Achieving Together in 2021 DENNIS MARTIN, PRESIDENT, ILFS 2021 is certainly off to a quick start! Already more than a month into the new year, I’m still enjoying the opportunity to look forward to the possibilities ahead in 2021. Before I share some of what I envision for both our industry and for OneAmerica® this year, I’d like to offer some well-deserved thanks to each of you. Despite the challenges of 2020, you showed fortitude, resilience and dedication. Your perseverance makes a meaningful impact on your clients and on our business, and we’re grateful and proud to work with
Read More
Don’t miss exciting news at Guaranty Income
Good News for a Growing Company An Upgrade in Financial Rating, a New Hire and a Birthday all in the Start of 2021. WE UPGRADED TO AN A Guaranty Income Life Insurance Company, a Kuvare life and annuity business based in Baton Rouge, Louisiana, received a financial strength rating of A (upgraded from A-) by KBRA. Joe Wieser, President of GILICO, commented, “This upgrade is a testament to GILICO’s financial strength, operating performance, and growing stature within the US annuity marketplace. We are proud of our outstanding results and long-term focus to deliver on the promises made to our
Read More
SureBridge Agent and Client Services
Greetings, First and foremost, on the behalf of all of us here at SureBridge, I would like to thank you for your business. We are very appreciative of the business you have placed and continue to place with us, and we value your commitment and partnership. We also remain committed to providing the quality of service you have come to expect. Due to the merging of operational systems and record volumes of new business, our agent and client services are experiencing delays in service times. In response, we have taken measures to ensure your business is handled properly and expediently.
Read More
REMINDER: DocuSign Electronic Signatures Accepted On Omaha LTCi Apps
Mutual of Omaha LTCi Applications & Electronic Signatures Remember, fillable fields are available and can be utilized when completing a Mutual of Omaha LTCi application (PDF version). Quickly and easy download forms here! Producers and agencies may use their own accounts with the following e-sign vendors for any business they submit with electronic signatures (outside our e-application): DocuSign, EsignLive, Alpha Trust and EchoSign (Adobe). Note: Any e-sign vendor signature certification data page capturing signature date, time and IP address must be submitted with new business documents. Some e-sign vendors list signature certification data within the signed document; some include details
Read More
REMINDER: Updated NGL EssentialLTC Compensation Schedule Needed
Simplified compensation structure Your compensation is important to us. We listened to you and heard that you wanted a simplified compensation structure, making it easier for you to understand how you will be paid. Beginning January 1, 2021, instead of eight levels of age bands, there are now two levels: Issue ages 40-69 Issue ages 70-79 Items not changing include: renewals are still based on the premium for the base policy and any Inflation Protection Rider, and half of the regular first-year compensation rate is applicable to the portion of premium for a Return of Premium Rider or the 10-Year
Read More
We’ll Be Here to Pay Your Claims
We’ll be here to pay your claims. That’s our promise to you. Most people who purchase a long-term care insurance policy hope they’ll never need to use it. But when they do, they can be confident Mutual of Omaha will be here to pay their claims. View our consumer-approved* flyer for more details. * content varies based upon state. We’ll Be Here to Pay Your Claims #goldencareagent #mutualofomaha
Read More
Expedited underwriting: Expanded and simplified
With Asset Care® expedited underwriting, applicants who qualify can bypass medical exams and medical records, and policies move through underwriting and on to issue more quickly. Now, we’re expanding the program so more applicants can participate, and we’re simplifying the calculations that determine who qualifies. The changes below apply to all new applications submitted on or after February 24. What’s changing: Making expedited easier By increasing the amount to underwrite limits for the expedited program, we’re giving more applicants access to easier, quicker underwriting. We’ve also eliminated the 1.5x multiplier previously used to determine the limits for policies with
Read More
Important Announcement! | Effective 3/1 Next Round Of LTCi Pricing & Benefit Changes
LTC New Business Rate Refresh and Benefit Changes for Additional States Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare® Solutions Portfolio in approved states. Effective March 1, 2021, we will be implementing these changes in four additional states. IMPACTED STATES: Arizona, Connecticut, Indiana and Vermont RATE ADJUSTMENTS – Premium adjustments may vary by age, sex and benefit selection. You may view the new rates by referring to the quoting software beginning March 1, 2021. CASH BENEFIT CHANGES MutualCare® Custom: 25% of home health care benefit up to initial maximum of $2,000 per
Read More
LTC New Business Rate Refresh and Benefit Changes for Additional States
As a leading long-term care insurance carrier, Mutual of Omaha has a responsibility to our policyholders and distribution partners to ensure our pricing strategy and product offerings are in line with industry trends, internal claims data and the economic environment. Last year, Mutual of Omaha began implementing new rates and benefit option changes to the MutualCare Solutions Portfolio in approved states. Effective March 1, 2021, we will be implementing these changes in four additional states. Impacted States Arizona, Connecticut, Indiana and Vermont Rate Adjustments Premium adjustments may vary by age, sex and benefit selection. You may view the new rates
Read More
February is American Hearth Month
February is American Hearth Month A time when all people can focus on their cardiovascular health. GoldenCare has many heart attack and stroke products to fit any client’s budget or health. If you’re not appointed with or are unfamiliar with these niche products, give our office a call! 800-842-7799 If you are interested in donating to the American Heart Association you can do so by going to: https://www.heart.org/ Click Here to add additional carriers & products to your appointments. Questions? Call our Marketing Team at 800-842-7799! Don’t forget to subscribe to our News Digest for all the latest announcements
Read More
