Advance Notice: End of Year Pay Schedule

As the holiday season quickly approaches, it’s easy to forget important dates with all the hustle and bustle. That’s why we are giving you early notice of our key end of year pay dates. Take a look and keep a copy with you to ensure you have the right dates. Mutual of Omaha and its affiliates (United of Omaha and United World) will be closed on the following days: Thanksgiving: Thursday, November 28, 2019 and Friday, November 29, 2019 Christmas: Wednesday, December 25, 2019 New Year’s Day: Wednesday, January 1, 2020 The past pay cutoff in 2019 for Life is
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Categories: Critical Illness, Disability Income Insurance, Industry News, Life Insurance, Long-Term Care, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).

Disability Income Conversation Starters

One of the biggest mistakes some producers can make when selling disability income insurance is trying to sell the product. Instead, focus on the need. To connect with your clients (and make sales) help them understand the need of income protection and how disability income can help mitigate the consequences of the unexpected. Here are some ways to do this: Use a question to start the conversation. To the convey the need to your client, you need to understand their motivation. Ask questions like: What is important to you? What are your dreams and goals? How do you spend your
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

MutualCare Solutions Portfolio (LTC13) E-App Enhancements

Effective October 12, 2019, MutualCare Solutions (LTC13) applications submitted using the e-application platform through Paperless Solutions Group will now feature an automatic submit process after both the producer and client have signed. During the email signature process If the client signs first, an email will be sent to the producer and marketer that the client signatures are complete. The producer will then need to sign the application and once complete, the application will automatically submit If the producer signs first, an email will be sent to the client to complete their signature. Once the client signs the application, it will
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Critical Advantage Portfolio E-App Enhancements

Effective October 12, 2019, Critical Advantage applications submitted using the e-application platform through Paperless Solutions Group will now feature an automatic submit process after both the producer and client have signed. During the email signature process If the client signs first, an email will be sent to the producer and marketer that the client signatures are complete. The producer will then need to sign the application and once complete, the application will automatically submit If the producer signs first, an email will be sent to the client to complete their signature. Once the client signs the application, it will be
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Categories: Critical Illness, Industry News, and Mutual of Omaha (& Affiliates).

Illinois Partnership Passive Exchange

In December 2018, Mutual of Omaha announced the Illinois Partnership approval. The next phase of the process begins October 2019. Impacted customers, those with relevant policy forms and meeting state inflation protection requirements, will receive notification letters beginning mid-October. This letter will inform customers their LTC policy is now partnership-approved. Click here to view the Partnership Program page on Sales Professional Access (SPA) for more information on LTC Partnership.   Illinois Partnership Passive Exchange   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

GoldenCare Newsletter | October 7, 2019

In this GoldenCare Newsletter Edition Read Full GoldenCare Newsletter, October 7, 2019 Edition   From GoldenCare:   Indiana Agents:  Your invited!  Join us for a complimentary Dynamic Sales Workshop in Ft. Wayne or Carmel! See Full Invitation and Reserve Your Seat   Diversify your portfolio for greater sales success! Join us for product and sales live and prerecorded training.  Stay up-to-date on all the latest and greatest in the industry.    For a list of current topics and to get in on the discussion Click Here. Update Your Contracts LTCCEO Updates: Be sure you’ve got the latest version!  Double click “Check
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Categories: GoldenCare News, Guarantee Trust Life, Industry News, Long-Term Care, Mutual of Omaha (& Affiliates), National Guardian Life, and Securian.

Reach Out to Self-Employed Clients

Reach out to your self-employed clients and discuss income protection. Disability income Insurance is the most overlooked and misunderstood of the major forms of insurance. Self-employed individuals are solely dependent on their ability to keep working. Loss of income due to an accident or sickness, even for a few months, may close the door on their dream of being a self-employed business owner. For more information, check out the Sales Idea flyer.   Reach Out to Self-Employed Clients   #goldencareagent #mutualofomaha
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Categories: Disability Income Insurance, Industry News, and Mutual of Omaha (& Affiliates).

Video Interview: LTC Underwriting Insights

Meet our underwriter, Bill Spano. Hopefully, you’ve seen our previous two videos featuring underwriters Demerri Bond and Carol Carville. Their unique perspectives provide helpful insight into our processes and they even provide a few tips for you, as well. Insurance is a family business for Bill Spano- he became an underwriter thanks to the encouragement of his siblings. It seems to be a good fit too, as he enjoys building relationships with agents and brokers, helping them out however he can. Take a couple minutes to check out Bill’s video and you’ll hear him discuss how you can get quick
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

October 17th LTC Underwriting Teleconference: Common Application Declines

Have you added the next LTC Underwriting Teleconference to your calendar yet? Don’t miss October’s Topic: Common Application Declines Our Next Teleconference is scheduled for Thursday, October 17, 2019, 10 a.m. CST When: Thursday, October 17th at 10 am Central Conference Number: 1-866-220-3018 Conference ID: 6382797 Check out this flyer for all the details.   Do you have questions on the topic, or do you have something you’d like to discuss? Email distribution.marketing@mutualofomaha.com prior to the teleconference.   October 17th LTC Underwriting Teleconference: Common Application Declines   #goldencareagent #mutualofomaha
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Categories: Industry News, Long-Term Care, and Mutual of Omaha (& Affiliates).

Medicare News – Omaha Family of Companies

Medicare Supplement: Upcoming Med Supp Rate Adjustments Please view the upcoming Med supp rate adjustments in AZ, ND, NE, OR, VA.   Mutually Well Now Available to Your Med Supp Clients Our new fitness and wellness benefits is now available to all Mutual of Omaha and its affiliates Medicare supplement policyholders.   Med Supp High Deductible Plan G- New States High Deductible G plans are now available in Colorado, Louisiana, New Hampshire and Nevada for January 1, 2020 effective dates and later.   Medicare Advantage and Prescription Drug Plans: Gearing Up for AEP Webinar Questions and Answers Here are the
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Categories: Industry News, Medicare Supp./Adv., and Mutual of Omaha (& Affiliates).